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Consumers Bancorp Inc /Oh/ (CBKM) AI Forecast

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Consumers Bancorp Inc /Oh/ (CBKM) Stock Forecast 2025


Consumers Bancorp Inc /Oh/ (CBKM) AI Stock Price Forecast & Investment Analysis

Consumers Bancorp Inc /Oh/ Stock Price Chart and Technical Analysis

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Consumers Bancorp Inc /Oh/ (CBKM) - Comprehensive Stock Analysis & Investment Research

Deep dive into Consumers Bancorp Inc /Oh/'s business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Analysis updated on August 12, 2026, 1:49 p.m. (UTC)

Consumers Bancorp Inc /Oh/ Investment Summary

When evaluating whether Consumers Bancorp Inc /Oh/ (CBKM) represents a compelling investment opportunity, investors must consider multiple factors including the company's financial health, market position, growth prospects, and what our AI-powered predictive models suggest about its near-term price trajectory.

Company Profile

Consumers Bancorp Inc /Oh/ (CBKM) operates within the Finance sector, specifically in the National Commercial Banks industry. . With a market capitalization of $97 million, the company is a small-cap stock that may offer higher growth potential but also carries higher volatility.

Financial Performance Analysis

Our comprehensive financial analysis covers Consumers Bancorp Inc /Oh/'s revenue, profitability metrics, balance sheet strength, and cash flow generation...

AI Price Predictions

Get AI-powered 7-day, 30-day and 90-day price forecasts for Consumers Bancorp Inc /Oh/ along with confidence scores and detailed analysis...

Investment Considerations

Expert analysis of whether Consumers Bancorp Inc /Oh/ is suitable for your investment objectives, risk tolerance, and time horizon...

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Corporate Identity

Consumers Bancorp Inc /Oh/ (Stock Symbol: CBKM) is a prominent company operating within the Finance sector, with a specific focus on the National Commercial Banks industry. The company's shares are publicly traded on the OTC exchange.

Leadership & Workforce

Detailed information about Consumers Bancorp Inc /Oh/'s leadership team, workforce size, and organizational structure...

Market Classification

Market capitalization analysis and stock classification (mega-cap, large-cap, mid-cap, small-cap) for Consumers Bancorp Inc /Oh/...

Sector & Industry Analysis

In-depth sector dynamics and industry context for Consumers Bancorp Inc /Oh/...

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Revenue & Growth Analysis

Consumers Bancorp Inc /Oh/ generates annual revenues of $49 million , representing an emerging company in its growth phase.

Profitability Metrics

Net profit margin, gross margin, and operating margin analysis for Consumers Bancorp Inc /Oh/...

Market Valuation

P/E ratio, price-to-book, and valuation multiples for Consumers Bancorp Inc /Oh/...

Return Metrics

Return on equity (ROE), return on assets (ROA), and capital efficiency for Consumers Bancorp Inc /Oh/...

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Strategic Market Position

Consumers Bancorp Inc /Oh/ strategically competes in the highly dynamic National Commercial Banks marketplace. As a small-cap company, it represents an emerging market participant with potentially significant growth opportunities. Small-caps often offer greater growth potential as they capture market share and scale their operations, though this comes with higher risk and volatility. Success at this stage can lead to substantial returns for early investors who identify winning business models.

Industry Competitive Landscape

Consumers Bancorp Inc /Oh/ competes within the Finance sector, navigating the competitive dynamics and market forces specific to this industry. The company's competitive position depends on its ability to differentiate through product quality, cost efficiency, customer relationships, or other strategic advantages relevant to its specific market segment.

Operational Efficiency

The company shows positive operational efficiency through free cash flow generation of $7 million annually . Positive free cash flow indicates the business generates more cash than required for operations and capital investments, providing resources for growth initiatives or shareholder returns.

Asset Utilization Efficiency

Asset turnover ratio of 0.04x indicates lower asset turnover that may reflect the industry's capital-intensive nature or potentially underutilized assets. Companies with low turnover typically depend on strong margins to generate adequate returns on capital.

Financial Strength & Leverage

Consumers Bancorp Inc /Oh/ (CBKM) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for Consumers Bancorp Inc /Oh/ stock analysis.

Deep dive into Consumers Bancorp Inc /Oh/'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if Consumers Bancorp Inc /Oh/ stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For Consumers Bancorp Inc /Oh/: With a P/E ratio of 8.56, the market sees the stock as potentially undervalued.

P/E Ratio 8.56x
P/B Ratio 1.11x
Market Cap $97M
Dividend Yield 3.23%
Book Value/Share $27.60
Revenue/Share $15.86
FCF/Share $2.17
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently Consumers Bancorp Inc /Oh/ converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Consumers Bancorp Inc /Oh/: An ROE of 3.2% indicates room for improvement in shareholder value creation.

ROE 3.2%
ROA 0.2%
Net Margin 19.9%
EBT Margin 25.9%
Tax Rate 23.1%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess Consumers Bancorp Inc /Oh/'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For Consumers Bancorp Inc /Oh/:

D/E Ratio 13.26x
Financial Leverage 14.26x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal Consumers Bancorp Inc /Oh/'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For Consumers Bancorp Inc /Oh/: Free cash flow of $7M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $6M
Free Cash Flow $7M
Capital Spending $1M
FCF/Sales 13.7%
CapEx/Sales 2.4%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively Consumers Bancorp Inc /Oh/ uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For Consumers Bancorp Inc /Oh/: An asset turnover of 0.04x suggests room for improvement in asset utilization.

Asset Turnover 0.04x
Fixed Assets Turnover 2.6x
Understanding Financial Statement Data

What these metrics mean: Key figures from Consumers Bancorp Inc /Oh/'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For Consumers Bancorp Inc /Oh/: With annual revenue of $49M, Consumers Bancorp Inc /Oh/ represents a smaller but potentially high-growth operation.

Income Statement
Total Revenue $49M
Net Income $2M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 17%
Total Liabilities 1151%
Dividend & Shareholder Information
Dividends Per Share $0.99
Shares Outstanding 3M
Growth Metrics (YoY)
Net Income Growth 19.9%

Latest Consumers Bancorp Inc /Oh/ Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting Consumers Bancorp Inc /Oh/ (CBKM) stock price and investment outlook.

source: Benzinga.com

David E Benavides does not have any significant net worth to report based on the numbers we have. This is based on reported shares in CONSUMERS BANCORP INC /OH/. Get Real-Time Insider Trade AlertsBe ...

Where CBKM sits on the market map

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Consumers Bancorp Inc /Oh/ Competitors & Peer Analysis - Finance Sector

Comparative analysis of Consumers Bancorp Inc /Oh/ against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
ALRS ██% $836M 30.2x 1.4x
AMTB ██% $1.14B 20.2x 1.3x
AMUB ██% $89.21B x x
ASRV ██% $82M 15.0x 0.7x
ATLO ██% $280M 12.2x 1.3x
BAC ██% $449.15B 13.4x 1.5x
BANC ██% $3.04B x 0.9x
BANF ██% $3.82B 15.2x 2.0x
BCAL ██% $690M 11.5x 1.2x
BFC ██% $1.74B 21.5x 2.1x
BHRB ██% $1.48B 15.3x 1.2x
BOKF ██% $8.75B 13.5x 1.4x
C ██% $248.73B 17.4x 1.2x
CAC ██% $982M 11.1x 1.4x
CARE ██% $709M 5.5x 1.3x
CASH ██% $1.84B 10.5x 2.2x
CBKM ██% $97M 8.6x 1.1x
CBNA ██% $316M 11.9x 1.7x
CBNK ██% $614M 10.9x 1.5x
CCNB ██% $127M x 8.9x
CFBK ██% $225M 11.8x 1.2x
CFNB ██% $6M 0.2x 0.0x
CFR ██% $10.37B 15.2x 2.2x
CHCO ██% $2.06B 15.6x 2.5x
CMTV ██% $228M 12.8x 2.0x
COF ██% $134.96B 41.9x 1.2x
DCOM ██% $1.79B 13.9x 1.2x
ENBP ██% $165M 7.8x 1.0x
FCF ██% $2.18B 12.9x 1.4x
FDBC ██% $315M 10.3x 1.3x
FFBC ██% $3.53B 12.4x 1.2x
FHN ██% $12.08B 11.5x 1.3x
FIEE ██% $32M x x
FISI ██% $820M 9.9x 1.3x
FMCB ██% $958M 10.0x 1.4x
FNB ██% $6.81B 11.3x 1.0x
FNLC ██% $399M 10.6x 1.4x
FRME ██% $2.67B 13.5x 1.0x
FSUN ██% $2.01B 42.9x 1.1x
FULT ██% $4.64B 11.7x 1.2x
FUNC ██% $293M 11.7x 1.4x
HAFC ██% $948M 10.6x 1.2x
HBAN ██% $35.90B 16.3x 1.1x
HOPE ██% $1.82B 13.9x 0.8x
HWBK ██% $274M 10.8x 1.5x
JPM ██% $962.37B 14.8x 2.6x
KEY ██% $24.31B 12.0x 1.2x
LARK ██% $196M 10.2x 1.2x
LCNB ██% $282M 11.5x 1.0x
MFG ██% $127.18B 0.1x 0.0x
MRBK ██% $231M 10.7x 1.1x
NBHC ██% $1.91B 19.4x 1.2x
NBTB ██% $2.75B 12.8x 1.4x
NEWT ██% $368M 5.6x 0.9x
NIC ██% $3.65B 23.7x 1.6x
NKSH ██% $269M 15.3x 1.4x
NWBI ██% $2.29B 15.0x 1.2x
OCFC ██% $1.84B 38.5x 0.8x
ONB ██% $10.37B 13.7x 1.2x
OPHC ██% $114M 5.5x 0.8x
PFIS ██% $703M 12.4x 1.3x
PNBK ██% $136M x 1.5x
PNC ██% $102.45B 13.4x 1.6x
PRK ██% $3.68B 19.3x 2.1x
RF ██% $26.99B 12.1x 1.4x
SFNC ██% $3.42B x 1.0x
SFST ██% $594M 15.0x 1.3x
SHBI ██% $796M 12.0x 1.3x
SMBK ██% $888M 15.5x 1.5x
STEL ██% $2.00B 19.0x 1.2x
TBBK ██% $2.85B 12.3x 4.0x
TFC ██% $63.93B 11.2x 1.0x
TRMK ██% $2.77B 11.8x 1.3x
UBS ██% $179.58B x x
UMBF ██% $11.27B 12.0x 1.4x
USB ██% $99.80B 12.2x 1.5x
VABK ██% $254M 12.7x 1.4x
VLY ██% $8.19B 11.8x 1.0x
WABC ██% $1.36B 12.3x 1.6x
WAFD ██% $2.80B 10.9x 0.9x
WBHC ██% N/A x x
WBS ██% $12.77B 12.5x 1.3x
WFC ██% $265.95B 11.8x 1.5x
WSBC ██% $4.04B 11.3x 1.0x
WSFS ██% $4.21B 13.1x 1.5x
ZION ██% $10.37B 8.9x 1.4x
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Frequently Asked Questions - Consumers Bancorp Inc /Oh/ Stock Forecast

How accurate are Consumers Bancorp Inc /Oh/ stock predictions?

Our AI model shows a 2% Spearman correlation coefficient for CBKM predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence Consumers Bancorp Inc /Oh/ stock price forecasts?

Our analysis considers Consumers Bancorp Inc /Oh/'s financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is Consumers Bancorp Inc /Oh/ a good investment in 2025?

Based on our AI analysis, Consumers Bancorp Inc /Oh/ shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are Consumers Bancorp Inc /Oh/ forecasts updated?

Consumers Bancorp Inc /Oh/ stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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