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Peoples Financial Services Corp. (PFIS) AI Forecast

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Peoples Financial Services Corp. (PFIS) Stock Forecast 2025


Peoples Financial Services Corp. (PFIS) AI Stock Price Forecast & Investment Analysis

Peoples Financial Services Corp. Stock Price Chart and Technical Analysis

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Peoples Financial Services Corp. (PFIS) - Comprehensive Stock Analysis & Investment Research

Deep dive into Peoples Financial Services Corp.'s business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Analysis updated on August 12, 2026, 12:49 p.m. (UTC)

Peoples Financial Services Corp. Investment Summary

When evaluating whether Peoples Financial Services Corp. (PFIS) represents a compelling investment opportunity, investors must consider multiple factors including the company's financial health, market position, growth prospects, and what our AI-powered predictive models suggest about its near-term price trajectory.

Company Profile

Peoples Financial Services Corp. (PFIS) operates within the Finance sector, specifically in the National Commercial Banks industry. . With a market capitalization of $703 million, the company is a small-cap stock that may offer higher growth potential but also carries higher volatility.

Financial Performance Analysis

Our comprehensive financial analysis covers Peoples Financial Services Corp.'s revenue, profitability metrics, balance sheet strength, and cash flow generation...

AI Price Predictions

Get AI-powered 7-day, 30-day and 90-day price forecasts for Peoples Financial Services Corp. along with confidence scores and detailed analysis...

Investment Considerations

Expert analysis of whether Peoples Financial Services Corp. is suitable for your investment objectives, risk tolerance, and time horizon...

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Corporate Identity

Peoples Financial Services Corp. (Stock Symbol: PFIS) is a prominent company operating within the Finance sector, with a specific focus on the National Commercial Banks industry. The company's shares are publicly traded on the Nasdaq exchange.

Leadership & Workforce

Detailed information about Peoples Financial Services Corp.'s leadership team, workforce size, and organizational structure...

Market Classification

Market capitalization analysis and stock classification (mega-cap, large-cap, mid-cap, small-cap) for Peoples Financial Services Corp....

Sector & Industry Analysis

In-depth sector dynamics and industry context for Peoples Financial Services Corp....

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Revenue & Growth Analysis

Peoples Financial Services Corp. generates annual revenues of $190 million , representing an emerging company in its growth phase.

Profitability Metrics

Net profit margin, gross margin, and operating margin analysis for Peoples Financial Services Corp....

Market Valuation

P/E ratio, price-to-book, and valuation multiples for Peoples Financial Services Corp....

Return Metrics

Return on equity (ROE), return on assets (ROA), and capital efficiency for Peoples Financial Services Corp....

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Strategic Market Position

Peoples Financial Services Corp. strategically competes in the highly dynamic National Commercial Banks marketplace. As a small-cap company, it represents an emerging market participant with potentially significant growth opportunities. Small-caps often offer greater growth potential as they capture market share and scale their operations, though this comes with higher risk and volatility. Success at this stage can lead to substantial returns for early investors who identify winning business models.

Industry Competitive Landscape

Peoples Financial Services Corp. competes within the Finance sector, navigating the competitive dynamics and market forces specific to this industry. The company's competitive position depends on its ability to differentiate through product quality, cost efficiency, customer relationships, or other strategic advantages relevant to its specific market segment.

Operational Efficiency

The company shows positive operational efficiency through free cash flow generation of $45 million annually . Positive free cash flow indicates the business generates more cash than required for operations and capital investments, providing resources for growth initiatives or shareholder returns.

Asset Utilization Efficiency

Asset turnover ratio of 0.04x indicates lower asset turnover that may reflect the industry's capital-intensive nature or potentially underutilized assets. Companies with low turnover typically depend on strong margins to generate adequate returns on capital.

Financial Strength & Leverage

Peoples Financial Services Corp. (PFIS) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for Peoples Financial Services Corp. stock analysis.

Deep dive into Peoples Financial Services Corp.'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if Peoples Financial Services Corp. stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For Peoples Financial Services Corp.: With a P/E ratio of 12.38, the market sees the stock as potentially undervalued.

P/E Ratio 12.38x
P/B Ratio 1.31x
Market Cap $703M
Dividend Yield 3.53%
EPS $5.30
Book Value/Share $53.55
Revenue/Share $19.05
FCF/Share $4.49
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently Peoples Financial Services Corp. converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Peoples Financial Services Corp.: An ROE of 3.1% indicates room for improvement in shareholder value creation.

ROE 3.1%
ROA 0.3%
Net Margin 32.4%
EBT Margin 41.9%
Tax Rate 22.7%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess Peoples Financial Services Corp.'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For Peoples Financial Services Corp.:

D/E Ratio 9.15x
Financial Leverage 10.15x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal Peoples Financial Services Corp.'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For Peoples Financial Services Corp.: Free cash flow of $45M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $16M
Free Cash Flow $45M
Capital Spending $29M
FCF Growth YoY 8.9%
FCF/Sales 23.6%
CapEx/Sales 15.0%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively Peoples Financial Services Corp. uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For Peoples Financial Services Corp.: An asset turnover of 0.04x suggests room for improvement in asset utilization.

Asset Turnover 0.04x
Fixed Assets Turnover 2.4x
Understanding Financial Statement Data

What these metrics mean: Key figures from Peoples Financial Services Corp.'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For Peoples Financial Services Corp.: With annual revenue of $190M, Peoples Financial Services Corp. demonstrates solid business size.

Income Statement
Total Revenue $190M
Net Income $16M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 256%
Total Liabilities 4904%
Dividend & Shareholder Information
Dividends Per Share $2.48
Shares Outstanding 10M
Growth Metrics (YoY)
Net Income Growth 32.4%
EPS Growth 7.5%

Latest Peoples Financial Services Corp. Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting Peoples Financial Services Corp. (PFIS) stock price and investment outlook.

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Where PFIS sits on the market map

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Peoples Financial Services Corp. Competitors & Peer Analysis - Finance Sector

Comparative analysis of Peoples Financial Services Corp. against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
ALRS ██% $836M 30.2x 1.4x
AMTB ██% $1.14B 20.2x 1.3x
AMUB ██% $89.21B x x
ASRV ██% $82M 15.0x 0.7x
ATLO ██% $280M 12.2x 1.3x
BAC ██% $449.15B 13.4x 1.5x
BANC ██% $3.04B x 0.9x
BANF ██% $3.82B 15.2x 2.0x
BCAL ██% $690M 11.5x 1.2x
BFC ██% $1.74B 21.5x 2.1x
BHRB ██% $1.48B 15.3x 1.2x
BOKF ██% $8.75B 13.5x 1.4x
C ██% $248.73B 17.4x 1.2x
CAC ██% $982M 11.1x 1.4x
CARE ██% $709M 5.5x 1.3x
CASH ██% $1.84B 10.5x 2.2x
CBKM ██% $97M 8.6x 1.1x
CBNA ██% $316M 11.9x 1.7x
CBNK ██% $614M 10.9x 1.5x
CCNB ██% $127M x 8.9x
CFBK ██% $225M 11.8x 1.2x
CFNB ██% $6M 0.2x 0.0x
CFR ██% $10.37B 15.2x 2.2x
CHCO ██% $2.06B 15.6x 2.5x
CMTV ██% $228M 12.8x 2.0x
COF ██% $134.96B 41.9x 1.2x
DCOM ██% $1.79B 13.9x 1.2x
ENBP ██% $165M 7.8x 1.0x
FCF ██% $2.18B 12.9x 1.4x
FDBC ██% $315M 10.3x 1.3x
FFBC ██% $3.53B 12.4x 1.2x
FHN ██% $12.08B 11.5x 1.3x
FIEE ██% $32M x x
FISI ██% $820M 9.9x 1.3x
FMCB ██% $958M 10.0x 1.4x
FNB ██% $6.81B 11.3x 1.0x
FNLC ██% $399M 10.6x 1.4x
FRME ██% $2.67B 13.5x 1.0x
FSUN ██% $2.01B 42.9x 1.1x
FULT ██% $4.64B 11.7x 1.2x
FUNC ██% $293M 11.7x 1.4x
HAFC ██% $948M 10.6x 1.2x
HBAN ██% $35.90B 16.3x 1.1x
HOPE ██% $1.82B 13.9x 0.8x
HWBK ██% $274M 10.8x 1.5x
JPM ██% $962.37B 14.8x 2.6x
KEY ██% $24.31B 12.0x 1.2x
LARK ██% $196M 10.2x 1.2x
LCNB ██% $282M 11.5x 1.0x
MFG ██% $127.18B 0.1x 0.0x
MRBK ██% $231M 10.7x 1.1x
NBHC ██% $1.91B 19.4x 1.2x
NBTB ██% $2.75B 12.8x 1.4x
NEWT ██% $368M 5.6x 0.9x
NIC ██% $3.65B 23.7x 1.6x
NKSH ██% $269M 15.3x 1.4x
NWBI ██% $2.29B 15.0x 1.2x
OCFC ██% $1.84B 38.5x 0.8x
ONB ██% $10.37B 13.7x 1.2x
OPHC ██% $114M 5.5x 0.8x
PFIS ██% $703M 12.4x 1.3x
PNBK ██% $136M x 1.5x
PNC ██% $102.45B 13.4x 1.6x
PRK ██% $3.68B 19.3x 2.1x
RF ██% $26.99B 12.1x 1.4x
SFNC ██% $3.40B x 1.0x
SFST ██% $594M 15.0x 1.3x
SHBI ██% $789M 11.9x 1.3x
SMBK ██% $877M 15.3x 1.5x
STEL ██% $2.00B 19.0x 1.2x
TBBK ██% $2.85B 12.3x 4.0x
TFC ██% $63.93B 11.2x 1.0x
TRMK ██% $2.77B 11.8x 1.3x
UBS ██% $179.58B x x
UMBF ██% $11.27B 12.0x 1.4x
USB ██% $99.80B 12.2x 1.5x
VABK ██% $254M 12.7x 1.4x
VLY ██% $8.19B 11.8x 1.0x
WABC ██% $1.36B 12.3x 1.6x
WAFD ██% $2.80B 10.9x 0.9x
WBHC ██% N/A x x
WBS ██% $12.77B 12.5x 1.3x
WFC ██% $265.95B 11.8x 1.5x
WSBC ██% $4.04B 11.3x 1.0x
WSFS ██% $4.21B 13.1x 1.5x
ZION ██% $10.37B 8.9x 1.4x
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Frequently Asked Questions - Peoples Financial Services Corp. Stock Forecast

How accurate are Peoples Financial Services Corp. stock predictions?

Our AI model shows a 3% Spearman correlation coefficient for PFIS predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence Peoples Financial Services Corp. stock price forecasts?

Our analysis considers Peoples Financial Services Corp.'s financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is Peoples Financial Services Corp. a good investment in 2025?

Based on our AI analysis, Peoples Financial Services Corp. shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are Peoples Financial Services Corp. forecasts updated?

Peoples Financial Services Corp. stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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