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CONSUMER PORTFOLIO SERVICES, INC. (CPSS) Stock Forecast 2025 - AI Price Prediction & Analysis


CONSUMER PORTFOLIO SERVICES, INC. (CPSS) AI Stock Price Forecast & Investment Analysis

CONSUMER PORTFOLIO SERVICES, INC. Stock Price Chart and Technical Analysis

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CONSUMER PORTFOLIO SERVICES, INC. (CPSS) - Comprehensive Stock Analysis & Investment Research

Deep dive into CONSUMER PORTFOLIO SERVICES, INC.'s business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about CONSUMER PORTFOLIO SERVICES, INC., including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For CONSUMER PORTFOLIO SERVICES, INC.: CONSUMER PORTFOLIO SERVICES, INC. operates in the Finance or Crypto Assets sector, making it an emerging small-cap investment.

CONSUMER PORTFOLIO SERVICES, INC. (Stock Symbol: CPSS) is a leading company in the Finance or Crypto Assets sector , specifically operating within the Finance Services industry.

The organization employs approximately 456 professionals worldwide .

The company has established itself as an emerging investment opportunity with substantial growth potential.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing CONSUMER PORTFOLIO SERVICES, INC.'s revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For CONSUMER PORTFOLIO SERVICES, INC.: With $422M in annual revenue and 5.6% net margin, the company demonstrates solid profitability.

Annual Revenue: $422 million generating a 5.6% net profit margin .

Market Capitalization: $177 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 39.4% - Exceptional shareholder return efficiency, indicating strong management effectiveness.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for CONSUMER PORTFOLIO SERVICES, INC. stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Accuracy scores show historical prediction reliability.

For CONSUMER PORTFOLIO SERVICES, INC.: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for CONSUMER PORTFOLIO SERVICES, INC. stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: CONSUMER PORTFOLIO SERVICES, INC.'s competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For CONSUMER PORTFOLIO SERVICES, INC.: Strong free cash flow generation demonstrates solid operational efficiency.

CONSUMER PORTFOLIO SERVICES, INC. strategically competes in the highly dynamic Finance Services marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities .

The company demonstrates robust operational efficiency through strong free cash flow generation of $199 million annually, complemented by impressive 10.1% year-over-year cash flow growth.

CONSUMER PORTFOLIO SERVICES, INC. (CPSS) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for CONSUMER PORTFOLIO SERVICES, INC. stock analysis.

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Deep dive into CONSUMER PORTFOLIO SERVICES, INC.'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if CONSUMER PORTFOLIO SERVICES, INC. stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For CONSUMER PORTFOLIO SERVICES, INC.: With a P/E ratio of 9.12, the market sees the stock as potentially undervalued.

P/E Ratio 9.12x
P/B Ratio 0.58x
Market Cap $177M
EPS $0.90
Book Value/Share $13.65
Revenue/Share $19.01
FCF/Share $9.91
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently CONSUMER PORTFOLIO SERVICES, INC. converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For CONSUMER PORTFOLIO SERVICES, INC.: An ROE of 39.4% demonstrates excellent shareholder value creation.

ROE 39.4%
ROA 2.9%
Net Margin 5.6%
EBT Margin 41.8%
Tax Rate 27.2%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess CONSUMER PORTFOLIO SERVICES, INC.'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For CONSUMER PORTFOLIO SERVICES, INC.:

D/E Ratio 10.28x
Financial Leverage 12.39x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal CONSUMER PORTFOLIO SERVICES, INC.'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For CONSUMER PORTFOLIO SERVICES, INC.: Free cash flow of $199M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $201M
Free Cash Flow $199M
Capital Spending $-2M
OCF Growth YoY 10.1%
FCF Growth YoY 10.5%
FCF/Sales 95.7%
CapEx/Sales 0.9%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively CONSUMER PORTFOLIO SERVICES, INC. uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For CONSUMER PORTFOLIO SERVICES, INC.: An asset turnover of 0.10x suggests room for improvement in asset utilization.

Asset Turnover 0.10x
Fixed Assets Turnover 229.9x
Understanding Financial Statement Data

What these metrics mean: Key figures from CONSUMER PORTFOLIO SERVICES, INC.'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For CONSUMER PORTFOLIO SERVICES, INC.: With annual revenue of $422M, CONSUMER PORTFOLIO SERVICES, INC. demonstrates solid business size.

Income Statement ($ Millions)
Total Revenue $422M
SG&A Expense $65M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 1%
Total Liabilities 92%
Short-term Debt 6%
Accounts Receivable 0%
Dividend & Shareholder Information
Shares Outstanding 22M
Growth Metrics (YoY)
EPS Growth 10.1%

Latest CONSUMER PORTFOLIO SERVICES, INC. Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting CONSUMER PORTFOLIO SERVICES, INC. (CPSS) stock price and investment outlook.

CONSUMER PORTFOLIO SERVICES, INC. Competitors & Peer Analysis - Finance or Crypto Assets Sector

Comparative analysis of CONSUMER PORTFOLIO SERVICES, INC. against industry peers and competitors in the Finance or Crypto Assets sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
ABTS Unlock Forecast - 30 Days FREE Trial $224M x 19.8x
AGRI Unlock Forecast - 30 Days FREE Trial $2M -0.3x 0.4x
AMBR Unlock Forecast - 30 Days FREE Trial $73M x 0.4x
ANY Unlock Forecast - 30 Days FREE Trial $24M -1.0x 0.7x
ASST Unlock Forecast - 30 Days FREE Trial $12M -0.5x 4.5x
ATCH Unlock Forecast - 30 Days FREE Trial $2M x -0.1x
AXP Unlock Forecast - 30 Days FREE Trial $224892M 22.2x 7.0x
BCG Unlock Forecast - 30 Days FREE Trial $40M x 2.5x
BMNR Unlock Forecast - 30 Days FREE Trial $105M x 36.5x
BTBT Unlock Forecast - 30 Days FREE Trial $1012M x 1.6x
BTCM Unlock Forecast - 30 Days FREE Trial $4372M x 99.8x
BTCS Unlock Forecast - 30 Days FREE Trial $95M -4561.2x 3.1x
BTCT Unlock Forecast - 30 Days FREE Trial $8M x 0.4x
BTOG Unlock Forecast - 30 Days FREE Trial $35M x 1.0x
BUR Unlock Forecast - 30 Days FREE Trial $2372M -41.7x 1.0x
CBLO Unlock Forecast - 30 Days FREE Trial $43M x x
CHYM Unlock Forecast - 30 Days FREE Trial $0M x 0.0x
CNF Unlock Forecast - 30 Days FREE Trial $7128M x 1.8x
COEP Unlock Forecast - 30 Days FREE Trial $64M x 10.5x
COIN Unlock Forecast - 30 Days FREE Trial $92041M 32.2x 7.6x
COOP Unlock Forecast - 30 Days FREE Trial $13714M 24.1x 2.7x
CPSS Unlock Forecast - 30 Days FREE Trial $177M 9.1x 0.6x
CRCL Unlock Forecast - 30 Days FREE Trial $10483M x 4.4x
CTWO Unlock Forecast - 30 Days FREE Trial $3M x 1.1x
DFDV Unlock Forecast - 30 Days FREE Trial $239M 17.4x 3.0x
EBFI Unlock Forecast - 30 Days FREE Trial $420M x 441.4x
ETHW Unlock Forecast - 30 Days FREE Trial $409M x x
FETH Unlock Forecast - 30 Days FREE Trial $1908M x 1.5x
FLD Unlock Forecast - 30 Days FREE Trial $177M x 2.0x
FUFU Unlock Forecast - 30 Days FREE Trial $591M x 3.0x
GREE Unlock Forecast - 30 Days FREE Trial $27M -0.6x -0.4x
GREEL Unlock Forecast - 30 Days FREE Trial $202M -2.6x -1.9x
HIVE Unlock Forecast - 30 Days FREE Trial $1099M x 2.0x
IREN Unlock Forecast - 30 Days FREE Trial $13803M x 7.6x
LDI Unlock Forecast - 30 Days FREE Trial $543M -4.1x 2.0x
LMFA Unlock Forecast - 30 Days FREE Trial $5M -0.5x 0.2x
MARA Unlock Forecast - 30 Days FREE Trial $7345M 10.8x 1.5x
MBNKO Unlock Forecast - 30 Days FREE Trial $580M 13.9x 1.5x
MFIN Unlock Forecast - 30 Days FREE Trial $229M 5.5x 0.6x
MGLD Unlock Forecast - 30 Days FREE Trial $43M -15.6x 1.9x
MGTE Unlock Forecast - 30 Days FREE Trial $124M x 0.3x
MGTEW Unlock Forecast - 30 Days FREE Trial $10M x 0.0x
MI Unlock Forecast - 30 Days FREE Trial $19M x 0.2x
MIGI Unlock Forecast - 30 Days FREE Trial $34M -0.4x -8.1x
MSTR Unlock Forecast - 30 Days FREE Trial $84595M 17.7x 1.8x
MVCO Unlock Forecast - 30 Days FREE Trial $0M x 0.0x
NAKA Unlock Forecast - 30 Days FREE Trial $5M x 0.6x
NAKAW Unlock Forecast - 30 Days FREE Trial $11M x 1.3x
NCTY Unlock Forecast - 30 Days FREE Trial $14273M x 903.4x
OLKR Unlock Forecast - 30 Days FREE Trial $148M x x
PGY Unlock Forecast - 30 Days FREE Trial $2162M x 5.9x
PGYWW Unlock Forecast - 30 Days FREE Trial $18M x 0.1x
QFIN Unlock Forecast - 30 Days FREE Trial $7244M x 0.3x
RHLD Unlock Forecast - 30 Days FREE Trial $681M x 70.8x
RIOT Unlock Forecast - 30 Days FREE Trial $7101M 44.9x 2.2x
SAIH Unlock Forecast - 30 Days FREE Trial $11M -2.1x 0.0x
SNFCA Unlock Forecast - 30 Days FREE Trial $204M 9.0x 0.6x
STRD Unlock Forecast - 30 Days FREE Trial $23435M 4.9x 0.5x
STRF Unlock Forecast - 30 Days FREE Trial $32722M 6.8x 0.7x
STRK Unlock Forecast - 30 Days FREE Trial $26114M 5.5x 0.6x
SYF Unlock Forecast - 30 Days FREE Trial $26129M 8.0x 1.5x
SYF-PA Unlock Forecast - 30 Days FREE Trial $7495M 2.3x 0.4x
SYF-PB Unlock Forecast - 30 Days FREE Trial $9749M 3.0x 0.6x
TAOX Unlock Forecast - 30 Days FREE Trial $18M x 1.1x
TRLC Unlock Forecast - 30 Days FREE Trial $48M 5.2x x
TRXA Unlock Forecast - 30 Days FREE Trial $14M x x
UPST Unlock Forecast - 30 Days FREE Trial $4468M -29.6x 6.2x
UPXI Unlock Forecast - 30 Days FREE Trial $207M -10.6x 2.3x
VEL Unlock Forecast - 30 Days FREE Trial $691M 8.5x 1.2x
VMNT Unlock Forecast - 30 Days FREE Trial $20M x x
WD Unlock Forecast - 30 Days FREE Trial $2711M 24.6x 1.6x
WINSF Unlock Forecast - 30 Days FREE Trial $14M x 0.1x

Frequently Asked Questions - CONSUMER PORTFOLIO SERVICES, INC. Stock Forecast

How accurate are CONSUMER PORTFOLIO SERVICES, INC. stock predictions?

Our AI model demonstrates 51% historical accuracy for CPSS predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence CONSUMER PORTFOLIO SERVICES, INC. stock price forecasts?

Our analysis considers CONSUMER PORTFOLIO SERVICES, INC.'s financial metrics, Finance or Crypto Assets sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is CONSUMER PORTFOLIO SERVICES, INC. a good investment in 2025?

Based on our AI analysis, CONSUMER PORTFOLIO SERVICES, INC. shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are CONSUMER PORTFOLIO SERVICES, INC. forecasts updated?

CONSUMER PORTFOLIO SERVICES, INC. stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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