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CONSUMER PORTFOLIO SERVICES, INC. (CPSS) Stock Forecast 2025 - AI Price Prediction & Analysis

CONSUMER PORTFOLIO SERVICES, INC. (CPSS) AI Stock Price Forecast & Investment Analysis

CONSUMER PORTFOLIO SERVICES, INC. Stock Price Chart and Technical Analysis

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CONSUMER PORTFOLIO SERVICES, INC. (CPSS) - Comprehensive Stock Analysis & Investment Research

Company Overview & Business Profile

CONSUMER PORTFOLIO SERVICES, INC. (Stock Symbol: CPSS) is a leading company in the Finance or Crypto Assets sector , specifically operating within the Finance Services industry. The organization employs approximately 456 professionals worldwide . The company has established itself as an emerging investment opportunity with substantial growth potential.

Financial Performance & Key Metrics Analysis

Annual Revenue: $422 million generating a 5.6% net profit margin .

Market Capitalization: $194 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 39.4% - Exceptional shareholder return efficiency, indicating strong management effectiveness.

Advanced AI Stock Prediction & Price Target Analysis

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for CONSUMER PORTFOLIO SERVICES, INC. stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Market Position & Competitive Advantage Analysis

CONSUMER PORTFOLIO SERVICES, INC. strategically competes in the highly dynamic Finance Services marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities . The company demonstrates robust operational efficiency through strong free cash flow generation of $199 million annually , complemented by impressive 10.1% year-over-year cash flow growth

CONSUMER PORTFOLIO SERVICES, INC. (CPSS) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for CONSUMER PORTFOLIO SERVICES, INC. stock analysis.

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Deep dive into CONSUMER PORTFOLIO SERVICES, INC.'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if CONSUMER PORTFOLIO SERVICES, INC. stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For CONSUMER PORTFOLIO SERVICES, INC.: With a P/E ratio of 9.97, the market sees the stock as potentially undervalued.

P/E Ratio 9.97x
P/B Ratio 0.64x
Market Cap $194M
EPS $0.90
Book Value/Share $12.50
Revenue/Share $17.42
FCF/Share $9.91
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently CONSUMER PORTFOLIO SERVICES, INC. converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For CONSUMER PORTFOLIO SERVICES, INC.: An ROE of 39.4% demonstrates excellent shareholder value creation.

ROE 39.4%
ROA 2.9%
Net Margin 5.6%
EBT Margin 41.8%
Tax Rate 27.2%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess CONSUMER PORTFOLIO SERVICES, INC.'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For CONSUMER PORTFOLIO SERVICES, INC.:

D/E Ratio 10.28x
Financial Leverage 12.39x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal CONSUMER PORTFOLIO SERVICES, INC.'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For CONSUMER PORTFOLIO SERVICES, INC.: Free cash flow of $199M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $201M
Free Cash Flow $199M
Capital Spending $-2M
OCF Growth YoY 10.1%
FCF Growth YoY 10.5%
FCF/Sales 95.7%
CapEx/Sales 0.9%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively CONSUMER PORTFOLIO SERVICES, INC. uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For CONSUMER PORTFOLIO SERVICES, INC.: An asset turnover of 0.10x suggests room for improvement in asset utilization.

Asset Turnover 0.10x
Fixed Assets Turnover 229.9x
Understanding Financial Statement Data

What these metrics mean: Key figures from CONSUMER PORTFOLIO SERVICES, INC.'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For CONSUMER PORTFOLIO SERVICES, INC.: With annual revenue of $422M, CONSUMER PORTFOLIO SERVICES, INC. demonstrates solid business size.

Income Statement ($ Millions)
Total Revenue $422M
SG&A Expense $65M
Balance Sheet Highlights ($ Millions)
Cash & Short-term Investments $1M
Total Liabilities $92M
Short-term Debt $6M
Accounts Receivable $0M
Dividend & Shareholder Information
Shares Outstanding 24M
Growth Metrics (YoY)
EPS Growth 10.1%

Latest CONSUMER PORTFOLIO SERVICES, INC. Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting CONSUMER PORTFOLIO SERVICES, INC. (CPSS) stock price and investment outlook.

, source: Yahoo Finance

Q3 2024 Consumer Portfolio Services Inc Earnings CallGood day, everyone and welcome to the Consumer Portfolio Services 2024 third-quarter, operating results conference call. Today's call is being ...

, source: Los Angeles Times

The Irvine company, which buys, sells and services loans originated by auto dealers, said it lost $1.2 million, or 6 cents a share, in the third quarter, compared with a net loss of $16.6 million ...

, source: Los Angeles Times

Consumer Portfolio Services Inc., an Irvine automobile finance company, said it lost $6.7 million, or 33 cents a share, for the fourth quarter, compared with a net loss of $18.9 million, or 94 ...

CONSUMER PORTFOLIO SERVICES, INC. Competitors & Peer Analysis - Finance or Crypto Assets Sector

Comparative analysis of CONSUMER PORTFOLIO SERVICES, INC. against industry peers and competitors in the Finance or Crypto Assets sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
ABTS Unlock Forecast $134M x 11.9x
AGRI Unlock Forecast $1M -0.3x 0.3x
AMBR Unlock Forecast $139M x 0.8x
ANY Unlock Forecast $18M -1.0x 0.6x
ASST Unlock Forecast $88M -0.5x 33.0x
ATCH Unlock Forecast $1M x -0.1x
AXP Unlock Forecast $226921M 22.4x 7.0x
BCG Unlock Forecast $33M x 3.4x
BCGWW Unlock Forecast $0M x 0.1x
BEGI Unlock Forecast $1M x x
BENF Unlock Forecast $53M x -0.5x
BENFW Unlock Forecast $1M x 0.0x
BKKT Unlock Forecast $0M -2.7x 0.0x
BMNR Unlock Forecast $93M x 32.3x
BTBT Unlock Forecast $717M x 1.1x
BTCM Unlock Forecast $3145M x 68.6x
BTCS Unlock Forecast $92M -4561.2x 3.0x
BTCT Unlock Forecast $8M x 0.4x
BTM Unlock Forecast $0M -1.6x 0.0x
BTMWW Unlock Forecast $0M x 0.0x
BTOG Unlock Forecast $36M x 1.0x
BUR Unlock Forecast $3971M -41.7x 1.6x
CBLO Unlock Forecast $34M x x
CHYM Unlock Forecast $2383M x 1.7x
CIFR Unlock Forecast $2361M -121.5x 3.2x
CIFRW Unlock Forecast $309M x 0.5x
CLSK Unlock Forecast $3613M 768.6x 1.9x
CLSKW Unlock Forecast $131M x 0.1x
CMPO Unlock Forecast $0M 29.2x 0.0x
CMPOW Unlock Forecast $0M x 0.0x
CNF Unlock Forecast $617M x 0.2x
COEP Unlock Forecast $64M x 10.6x
COIN Unlock Forecast $84254M 29.5x 7.0x
COOP Unlock Forecast $12312M 21.6x 2.4x
CORZ Unlock Forecast $4029M -1.3x -22.2x
CORZW Unlock Forecast $1946M x -2.7x
CORZZ Unlock Forecast $3481M x -4.8x
CPSS Unlock Forecast $194M 10.0x 0.6x
CRCL Unlock Forecast $9818M x 4.1x
DAVE Unlock Forecast $0M 40.2x 0.0x
DAVEW Unlock Forecast $0M x 0.0x
EBFI Unlock Forecast $431M x 517.9x
ETHW Unlock Forecast $464M x x
EXOD Unlock Forecast $M x x
FETH Unlock Forecast $2163M x 1.8x
FGF Unlock Forecast $37M 6.2x 0.5x
FGFPP Unlock Forecast $36M 4.5x 0.5x
FLD Unlock Forecast $167M x 1.9x
FLDDU Unlock Forecast $0M x 0.0x
FLDDW Unlock Forecast $0M x 0.0x
FUFU Unlock Forecast $630M x 5.4x
GDOT Unlock Forecast $581M -146.6x 0.6x
GHI Unlock Forecast $0M 11.0x 0.0x
GREE Unlock Forecast $19M -0.6x -0.4x
GREEL Unlock Forecast $135M -2.6x -1.9x
GRYP Unlock Forecast $114M 0.0x -1.3x
HIVE Unlock Forecast $569M x 1.0x
HUT Unlock Forecast $2253M x 2.4x
IREN Unlock Forecast $6499M x 3.6x
LDI Unlock Forecast $738M -4.1x 2.7x
LMFA Unlock Forecast $6M -0.5x 0.2x
MARA Unlock Forecast $7013M 10.3x 1.5x
MBNKO Unlock Forecast $833M 19.9x 2.1x
MBNKP Unlock Forecast $591M 14.9x 1.6x
MDBH Unlock Forecast $0M x 0.0x
MFIN Unlock Forecast $346M 8.3x 0.9x
MGLD Unlock Forecast $39M -15.6x 1.6x
MGTE Unlock Forecast $180M x 0.4x
MGTEW Unlock Forecast $12M x 0.0x
MIGI Unlock Forecast $9M -0.4x -8.1x
ML Unlock Forecast $147M 354.3x 0.5x
MSTR Unlock Forecast $104430M 21.8x 2.2x
MVCO Unlock Forecast $M x x
NCPL Unlock Forecast $1M -0.4x 0.0x
NCPLW Unlock Forecast $0M x 0.0x
NCTY Unlock Forecast $M x x
OLKR Unlock Forecast $99M x x
OPFI Unlock Forecast $93M 21.2x 2.7x
OPRT Unlock Forecast $231M -2.1x 0.6x
PAPL Unlock Forecast $3M x 3.5x
PAPLF Unlock Forecast $98M x 116.9x
PGY Unlock Forecast $4186M x 11.4x
PGYWW Unlock Forecast $27M x 0.1x
PWP Unlock Forecast $0M -9.0x 0.0x
QFIN Unlock Forecast $9006M x 0.4x
RHLD Unlock Forecast $243M x 25.3x
RIOT Unlock Forecast $5118M 44.9x 1.6x
SAIH Unlock Forecast $-102M -2.1x 0.0x
SAIHW Unlock Forecast $0M x 0.0x
SDIG Unlock Forecast $74M -0.6x 3.8x
SHFS Unlock Forecast $10M 5.0x -0.6x
SHFSW Unlock Forecast $0M x 0.0x
SLNH Unlock Forecast $9M -0.2x -0.5x
SLNHP Unlock Forecast $61M -0.8x -3.8x
SNFCA Unlock Forecast $231M 10.2x 0.7x
SOFI Unlock Forecast $23389M -103.2x 1.4x
SOS Unlock Forecast $450M x 1.0x
STRD Unlock Forecast $25062M 5.2x 0.5x
STRF Unlock Forecast $35007M 7.3x 0.7x
STRK Unlock Forecast $29818M 6.2x 0.6x
SYF Unlock Forecast $29003M 8.8x 1.7x
SYF-PA Unlock Forecast $7538M 2.3x 0.5x
SYF-PB Unlock Forecast $9932M 3.0x 0.6x
TAOX Unlock Forecast $15M x 0.9x
TRLC Unlock Forecast $47M 5.1x x
TRXA Unlock Forecast $16M x x
UPST Unlock Forecast $7137M -29.6x 9.9x
VEL Unlock Forecast $734M 9.0x 1.2x
VMNT Unlock Forecast $19M x x
WD Unlock Forecast $2817M 25.5x 1.6x
WINSF Unlock Forecast $14M x 0.1x
WULF Unlock Forecast $2094M -31.5x 12.3x

Frequently Asked Questions - CONSUMER PORTFOLIO SERVICES, INC. Stock Forecast

How accurate are CONSUMER PORTFOLIO SERVICES, INC. stock predictions?

Our AI model demonstrates 49% historical accuracy for CPSS predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence CONSUMER PORTFOLIO SERVICES, INC. stock price forecasts?

Our analysis considers CONSUMER PORTFOLIO SERVICES, INC.'s financial metrics, Finance or Crypto Assets sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is CONSUMER PORTFOLIO SERVICES, INC. a good investment in 2025?

Based on our AI analysis, CONSUMER PORTFOLIO SERVICES, INC. shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are CONSUMER PORTFOLIO SERVICES, INC. forecasts updated?

CONSUMER PORTFOLIO SERVICES, INC. stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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