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SANDY SPRING BANCORP INC (SASR) Stock Forecast 2025 - AI Price Prediction & Analysis


SANDY SPRING BANCORP INC (SASR) AI Stock Price Forecast & Investment Analysis

SANDY SPRING BANCORP INC Stock Price Chart and Technical Analysis

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SANDY SPRING BANCORP INC (SASR) - Comprehensive Stock Analysis & Investment Research

Company Overview & Business Profile

SANDY SPRING BANCORP INC (Stock Symbol: SASR) is a leading company in the Finance sector , specifically operating within the National Commercial Banks industry. The organization employs approximately 932 professionals worldwide . The company has established itself as an emerging investment opportunity with substantial growth potential.

Financial Performance & Key Metrics Analysis

Annual Revenue: $512 million generating a 39.5% net profit margin .

Market Capitalization: $1263 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 13.5% - Above-average shareholder return efficiency, indicating areas for operational improvement.

Advanced AI Stock Prediction & Price Target Analysis

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for SANDY SPRING BANCORP INC stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Market Position & Competitive Advantage Analysis

SANDY SPRING BANCORP INC strategically competes in the highly dynamic National Commercial Banks marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities . The company demonstrates robust operational efficiency through strong free cash flow generation of $239 million annually , complemented by impressive 42.1% year-over-year cash flow growth The company maintains a healthy 16.1% gross margin, indicating strong pricing power and operational efficiency.

SANDY SPRING BANCORP INC (SASR) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for SANDY SPRING BANCORP INC stock analysis.

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Deep dive into SANDY SPRING BANCORP INC's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if SANDY SPRING BANCORP INC stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For SANDY SPRING BANCORP INC: With a P/E ratio of 19.21, the market moderately values the company's earnings.

P/E Ratio 19.21x
P/B Ratio 0.81x
Market Cap $1263M
Dividend Yield 0.02%
EPS $1.90
Book Value/Share $34.51
Revenue/Share $11.13
FCF/Share $3.26
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently SANDY SPRING BANCORP INC converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For SANDY SPRING BANCORP INC: An ROE of 13.5% shows good shareholder value creation.

ROE 13.5%
ROA 1.6%
ROIC 11.1%
Gross Margin 16.1%
Operating Margin 3.1%
Net Margin 39.5%
EBT Margin 52.7%
Tax Rate 24.6%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess SANDY SPRING BANCORP INC's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For SANDY SPRING BANCORP INC: A current ratio of 1.49 shows adequate liquidity.

Current Ratio 1.49x
Quick Ratio 1.43x
D/E Ratio 0.25x
Financial Leverage 8.71x
Interest Coverage 14.5x
Working Capital $2043M
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal SANDY SPRING BANCORP INC's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For SANDY SPRING BANCORP INC: Free cash flow of $239M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $253M
Free Cash Flow $239M
Capital Spending $-11M
OCF Growth YoY 42.1%
FCF Growth YoY 44.5%
FCF/Sales 46.6%
CapEx/Sales 2.2%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively SANDY SPRING BANCORP INC uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For SANDY SPRING BANCORP INC: An asset turnover of 0.04x suggests room for improvement in asset utilization.

Asset Turnover 0.04x
Receivables Turnover 4.1x
Fixed Assets Turnover 8.8x
Days Sales Outstanding 89 days
Payables Period 49 days
Understanding Financial Statement Data

What these metrics mean: Key figures from SANDY SPRING BANCORP INC's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For SANDY SPRING BANCORP INC: With annual revenue of $512M, SANDY SPRING BANCORP INC demonstrates solid business size.

Income Statement ($ Millions)
Total Revenue $512M
Operating Income $641M
Net Income $85M
SG&A Expense $36M
Cost of Goods Sold $84M
Balance Sheet Highlights ($ Millions)
Total Current Assets $70M
Cash & Short-term Investments $14M
Total Liabilities $89M
Short-term Debt $1M
Accounts Receivable $0M
Dividend & Shareholder Information
Dividends Per Share $0.68
Payout Ratio 0.4%
Shares Outstanding 45M
Growth Metrics (YoY)
EPS Growth 5.7%

Latest SANDY SPRING BANCORP INC Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting SANDY SPRING BANCORP INC (SASR) stock price and investment outlook.

SANDY SPRING BANCORP INC Competitors & Peer Analysis - Finance Sector

Comparative analysis of SANDY SPRING BANCORP INC against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
ALRS Unlock Forecast $572M 14.8x 1.1x
AMJB Unlock Forecast $86152M 1.5x 0.2x
AMTB Unlock Forecast $904M 245.8x 1.0x
AROW Unlock Forecast $494M 16.2x 1.2x
ASRV Unlock Forecast $49M 13.3x 0.4x
ATLO Unlock Forecast $178M 13.0x 0.9x
BAC Unlock Forecast $391266M 13.9x 1.3x
BAC-PB Unlock Forecast $194631M 6.9x 0.7x
BAC-PE Unlock Forecast $164943M 5.9x 0.6x
BAC-PK Unlock Forecast $192317M 6.9x 0.6x
BAC-PL Unlock Forecast $9616252M 342.6x 32.1x
BAC-PM Unlock Forecast $172422M 6.1x 0.6x
BAC-PN Unlock Forecast $160239M 5.7x 0.5x
BAC-PO Unlock Forecast $141501M 5.0x 0.5x
BAC-PP Unlock Forecast $132478M 4.7x 0.4x
BAC-PQ Unlock Forecast $136565M 4.9x 0.5x
BAC-PS Unlock Forecast $151602M 5.4x 0.5x
BACRP Unlock Forecast $1912378M 68.1x 6.4x
BANC Unlock Forecast $2769M 18.8x 0.8x
BANC-PF Unlock Forecast $4038M 27.3x 1.2x
BANF Unlock Forecast $4492M 19.2x 2.6x
BANFP Unlock Forecast $883M 3.8x 0.5x
BCAL Unlock Forecast $530M 30.0x 1.0x
BFC Unlock Forecast $1289M 18.6x 2.1x
BHRB Unlock Forecast $955M 9.1x 1.2x
BML-PG Unlock Forecast $158774M 5.7x 0.5x
BML-PH Unlock Forecast $158080M 5.6x 0.5x
BML-PJ Unlock Forecast $164403M 5.9x 0.6x
BML-PL Unlock Forecast $159236M 5.7x 0.5x
BOKF Unlock Forecast $8586M 16.0x 1.5x
C Unlock Forecast $184885M 13.0x 0.9x
CAC Unlock Forecast $693M 14.1x 1.1x
CARE Unlock Forecast $444M 14.2x 1.1x
CASH Unlock Forecast $1928M 11.2x 2.5x
CBNA Unlock Forecast $198M x 1.3x
CBNK Unlock Forecast $573M 13.3x 1.5x
CBU Unlock Forecast $3167M 16.3x 1.7x
CFBK Unlock Forecast $155M 8.6x 0.9x
CFR Unlock Forecast $8302M 13.6x 2.0x
CFR-PB Unlock Forecast $1166M 1.9x 0.3x
CHCO Unlock Forecast $1870M 15.3x 2.5x
CMA Unlock Forecast $9317M 12.9x 1.3x
COF Unlock Forecast $145311M 16.5x 1.3x
COF-PI Unlock Forecast $12611M x 0.1x
COF-PJ Unlock Forecast $12029M x 0.1x
COF-PK Unlock Forecast $11735M x 0.1x
COF-PL Unlock Forecast $10910M x 0.1x
COF-PN Unlock Forecast $10949M x 0.1x
C-PN Unlock Forecast $57148M 4.0x 0.3x
DCOM Unlock Forecast $1350M 30.6x 0.9x
DCOMG Unlock Forecast $1138M 25.8x 0.8x
DCOMP Unlock Forecast $839M 19.0x 0.6x
ENBP Unlock Forecast $110M 6.4x 0.8x
EVBN Unlock Forecast $220M 15.2x 1.2x
FBMS Unlock Forecast $199M 15.3x 0.2x
FCF Unlock Forecast $1862M 13.9x 1.2x
FDBC Unlock Forecast $253M 10.7x 1.2x
FFBC Unlock Forecast $2532M 10.6x 1.0x
FHN Unlock Forecast $12109M 14.4x 1.4x
FHN-PB Unlock Forecast $13392M 15.9x 1.5x
FHN-PC Unlock Forecast $13491M 16.0x 1.5x
FHN-PE Unlock Forecast $13218M 15.7x 1.5x
FHN-PF Unlock Forecast $9751M 11.6x 1.1x
FIISO Unlock Forecast $2638M x 4.4x
FISI Unlock Forecast $561M 8.1x 0.9x
FLIC Unlock Forecast $269M 14.8x 0.7x
FMCB Unlock Forecast $754M 8.4x 1.2x
FNB Unlock Forecast $6053M 13.0x 0.9x
FNLC Unlock Forecast $305M 10.2x 1.2x
FRME Unlock Forecast $2408M 10.7x 1.0x
FRMEP Unlock Forecast $1479M 6.6x 0.6x
FSUN Unlock Forecast $1074M 12.1x 1.0x
FULT Unlock Forecast $3617M 11.2x 1.1x
FULTP Unlock Forecast $3599M 11.1x 1.1x
FUNC Unlock Forecast $243M 10.2x 1.3x
GNTY Unlock Forecast $564M 15.6x 1.7x
HAFC Unlock Forecast $759M 11.6x 1.0x
HBAN Unlock Forecast $26439M 12.5x 1.3x
HBANL Unlock Forecast $37588M 17.8x 1.8x
HBANM Unlock Forecast $33342M 15.8x 1.6x
HBANP Unlock Forecast $27137M 12.9x 1.3x
HOPE Unlock Forecast $1426M 34.2x 0.6x
HWBK Unlock Forecast $233M 11.3x 1.5x
JPM Unlock Forecast $846689M 15.0x 2.4x
JPM-PC Unlock Forecast $71405M 1.3x 0.2x
JPM-PD Unlock Forecast $70309M 1.2x 0.2x
JPM-PJ Unlock Forecast $57697M 1.0x 0.2x
JPM-PK Unlock Forecast $55197M 1.0x 0.2x
JPM-PL Unlock Forecast $56770M 1.0x 0.2x
JPM-PM Unlock Forecast $52135M 0.9x 0.2x
KEY Unlock Forecast $21427M 121.8x 1.1x
KEY-PI Unlock Forecast $27625M 157.0x 1.4x
KEY-PJ Unlock Forecast $24692M 140.3x 1.3x
KEY-PK Unlock Forecast $24914M 141.6x 1.3x
KEY-PL Unlock Forecast $27448M 156.0x 1.4x
LARK Unlock Forecast $154846M 9489.3x 1043.6x
LCNB Unlock Forecast $229M 10.8x 0.9x
MER-PK Unlock Forecast $198409M 7.1x 0.7x
MFG Unlock Forecast $17504M x 0.0x
MRBK Unlock Forecast $180M 9.8x 1.0x
MZHOF Unlock Forecast $87761M x 0.0x
NBHC Unlock Forecast $1498M 12.5x 1.1x
NBTB Unlock Forecast $2166M 16.2x 1.2x
NEWT Unlock Forecast $326M 6.1x 1.0x
NEWTG Unlock Forecast $651M 12.2x 2.1x
NEWTH Unlock Forecast $656M 12.3x 2.1x
NEWTI Unlock Forecast $658M 12.3x 2.1x
NEWTZ Unlock Forecast $655M 12.3x 2.1x
NIC Unlock Forecast $2149M 15.8x 1.8x
NKSH Unlock Forecast $200M 17.7x 1.2x
NWBI Unlock Forecast $1617M 11.3x 1.0x
OCFC Unlock Forecast $1065M 12.2x 0.7x
OCFCP Unlock Forecast $1460M 15.2x 0.9x
ONB Unlock Forecast $8969M 15.8x 1.1x
ONBPO Unlock Forecast $9846M 17.3x 1.2x
ONBPP Unlock Forecast $9866M 17.4x 1.2x
OPHC Unlock Forecast $52M 3.5x 0.5x
OPOF Unlock Forecast $215M 24.8x 1.8x
PFIS Unlock Forecast $527M 15.6x 1.1x
PNBK Unlock Forecast $0M -0.7x 0.0x
PNC Unlock Forecast $10M 16.6x 0.0x
PNFP Unlock Forecast $7539M 12.6x 1.1x
PNFPP Unlock Forecast $1913M 3.2x 0.3x
PRK Unlock Forecast $2787M 16.7x 2.3x
RF Unlock Forecast $24841M 12.0x 1.3x
RF-PC Unlock Forecast $21694M 10.5x 1.2x
RF-PE Unlock Forecast $16561M 8.0x 0.9x
RF-PF Unlock Forecast $23299M 11.2x 1.3x
SASR Unlock Forecast $1263M 19.2x 0.8x
SFNC Unlock Forecast $2625M 16.4x 0.7x
SFST Unlock Forecast $369M 16.9x 1.1x
SHBI Unlock Forecast $574M 10.7x 1.0x
SMBK Unlock Forecast $627M 15.0x 1.2x
SNV Unlock Forecast $7292M 9.3x 1.3x
SNV-PD Unlock Forecast $3575M 4.6x 0.6x
SNV-PE Unlock Forecast $3736M 4.8x 0.7x
STEL Unlock Forecast $1619M 14.7x 1.0x
TBBK Unlock Forecast $3626M 16.2x 4.2x
TFC Unlock Forecast $58585M -70.3x 4.1x
TRMK Unlock Forecast $2451M 11.3x 1.2x
UBFO Unlock Forecast $166M 14.9x 1.2x
UBOH Unlock Forecast $113M 10.0x 1.4x
UMBF Unlock Forecast $9256M 17.5x 1.3x
UMBFO Unlock Forecast $1993M 3.8x 0.3x
UMBFP Unlock Forecast $1898M x 0.3x
USB Unlock Forecast $76743M 11.1x 1.3x
USB-PA Unlock Forecast $1302032M 188.7x 21.2x
USB-PH Unlock Forecast $31841M 4.6x 0.5x
USB-PP Unlock Forecast $37452M 5.4x 0.6x
USB-PQ Unlock Forecast $24533M 3.6x 0.4x
USB-PR Unlock Forecast $26183M 3.8x 0.4x
USB-PS Unlock Forecast $30474M 4.4x 0.5x
VABK Unlock Forecast $225M 12.6x 1.3x
VLY Unlock Forecast $5893M 13.0x 0.8x
VLYPN Unlock Forecast $14475M 32.0x 1.9x
VLYPO Unlock Forecast $14041M 31.0x 1.9x
VLYPP Unlock Forecast $14238M 31.5x 1.9x
VYLD Unlock Forecast $74360M 1.3x 0.2x
WABC Unlock Forecast $1313M 10.4x 1.4x
WAFD Unlock Forecast $2542M 11.2x 0.8x
WAFDP Unlock Forecast $1366M 6.0x 0.5x
WBHC Unlock Forecast $2103M 33.3x 4.0x
WBS Unlock Forecast $10444M 12.2x 1.1x
WBS-PF Unlock Forecast $3374M 3.9x 0.4x
WBS-PG Unlock Forecast $4122M 4.8x 0.4x
WFC Unlock Forecast $273472M 13.3x 1.5x
WFCNP Unlock Forecast $5324M 0.3x 0.0x
WFC-PA Unlock Forecast $63759M 3.1x 0.4x
WFC-PC Unlock Forecast $59433M 2.9x 0.3x
WFC-PD Unlock Forecast $58801M 2.9x 0.3x
WFC-PL Unlock Forecast $4043182M 196.5x 22.3x
WFC-PY Unlock Forecast $80032M 3.9x 0.4x
WFC-PZ Unlock Forecast $64757M 3.2x 0.4x
WSBC Unlock Forecast $3148M 23.3x 0.8x
WSBCP Unlock Forecast $2410M 17.8x 0.6x
WSFS Unlock Forecast $3354M 12.6x 1.3x
ZION Unlock Forecast $8562M 10.1x 1.3x
ZIONL Unlock Forecast $3693M 5.8x 0.6x
ZIONO Unlock Forecast $3699M 5.8x 0.6x
ZIONP Unlock Forecast $3393M 4.0x 0.5x

Frequently Asked Questions - SANDY SPRING BANCORP INC Stock Forecast

How accurate are SANDY SPRING BANCORP INC stock predictions?

Our AI model demonstrates 50% historical accuracy for SASR predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence SANDY SPRING BANCORP INC stock price forecasts?

Our analysis considers SANDY SPRING BANCORP INC's financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is SANDY SPRING BANCORP INC a good investment in 2025?

Based on our AI analysis, SANDY SPRING BANCORP INC shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are SANDY SPRING BANCORP INC forecasts updated?

SANDY SPRING BANCORP INC stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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