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Synchrony Financial (SYF) Stock Forecast 2025 - AI Price Prediction & Analysis


Synchrony Financial (SYF) AI Stock Price Forecast & Investment Analysis

Synchrony Financial Stock Price Chart and Technical Analysis

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Synchrony Financial (SYF) - Comprehensive Stock Analysis & Investment Research

Deep dive into Synchrony Financial's business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about Synchrony Financial, including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For Synchrony Financial: Synchrony Financial operates in the Finance or Crypto Assets sector, positioning it as a large-cap market leader.

Synchrony Financial (Stock Symbol: SYF) is a leading company in the Finance or Crypto Assets sector , specifically operating within the Finance Services industry.

The organization employs approximately 11675 professionals worldwide .

The company has established itself as a major market leader with significant institutional backing.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing Synchrony Financial's revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Synchrony Financial: With $15047M in annual revenue and 27.2% net margin, the company demonstrates exceptional profitability.

Annual Revenue: $15047 million generating a 27.2% net profit margin .

Market Capitalization: $28869 million - Classified as a large-cap stock with institutional-grade stability.

Return on Equity (ROE): 32.2% - Exceptional shareholder return efficiency, indicating strong management effectiveness.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for Synchrony Financial stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Accuracy scores show historical prediction reliability.

For Synchrony Financial: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for Synchrony Financial stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: Synchrony Financial's competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For Synchrony Financial: Strong free cash flow generation demonstrates exceptional operational efficiency.

Synchrony Financial strategically competes in the highly dynamic Finance Services marketplace, positioning itself as a dominant large-cap market leader with significant competitive moats and institutional investor confidence .

The company demonstrates robust operational efficiency through strong free cash flow generation of $6656 million annually, complemented by impressive -16.7% year-over-year cash flow growth.

Synchrony Financial (SYF) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for Synchrony Financial stock analysis.

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Deep dive into Synchrony Financial's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if Synchrony Financial stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For Synchrony Financial: With a P/E ratio of 8.78, the market sees the stock as potentially undervalued.

P/E Ratio 8.78x
P/B Ratio 1.70x
Market Cap $28869M
EPS $8.32
Book Value/Share $44.12
Revenue/Share $27.26
FCF/Share $12.82
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently Synchrony Financial converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Synchrony Financial: An ROE of 32.2% demonstrates excellent shareholder value creation.

ROE 32.2%
ROA 4.3%
Net Margin 27.2%
EBT Margin 36.0%
Tax Rate 23.9%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess Synchrony Financial's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For Synchrony Financial:

D/E Ratio 1.05x
Financial Leverage 7.51x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal Synchrony Financial's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For Synchrony Financial: Free cash flow of $6656M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $6656M
Free Cash Flow $6656M
OCF Growth YoY -16.7%
FCF Growth YoY -16.7%
FCF/Sales 44.2%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively Synchrony Financial uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For Synchrony Financial: An asset turnover of 0.16x suggests room for improvement in asset utilization.

Asset Turnover 0.16x
Understanding Financial Statement Data

What these metrics mean: Key figures from Synchrony Financial's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For Synchrony Financial: With annual revenue of $15047M, Synchrony Financial operates at significant scale.

Income Statement ($ Millions)
Total Revenue $15047M
SG&A Expense $14M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 16%
Total Liabilities 86%
Dividend & Shareholder Information
Dividends Per Share $0.25
Payout Ratio 0.0%
Shares Outstanding 384M
Growth Metrics (YoY)
EPS Growth 11.1%

Latest Synchrony Financial Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting Synchrony Financial (SYF) stock price and investment outlook.

, source: Investing.com

Synchrony Financial stock reached an all-time high, hitting 77.29 USD, marking a significant milestone for the company. According to InvestingPro data, the company maintains a "GREAT" overall ...

, source: Nasdaq

Synchrony Financial (NYSE:SYF) underwent analysis by 11 analysts in the last quarter, revealing a spectrum of viewpoints from bullish to bearish. Summarizing their recent assessments, the table ...

, source: Nasdaq

Before the breakout of the coronavirus pandemic, Synchrony Financial (SYF) outperformed the S&P by a single-digit percentage following its spin-off from General Electric (GE) to become a stand ...

Synchrony Financial Competitors & Peer Analysis - Finance or Crypto Assets Sector

Comparative analysis of Synchrony Financial against industry peers and competitors in the Finance or Crypto Assets sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
ABTS Unlock Forecast - 30 Days FREE Trial $124M x 11.0x
AGRI Unlock Forecast - 30 Days FREE Trial $1M -0.3x 0.3x
AMBR Unlock Forecast - 30 Days FREE Trial $153M x 0.9x
ANY Unlock Forecast - 30 Days FREE Trial $18M -1.0x 0.6x
ASST Unlock Forecast - 30 Days FREE Trial $75M -0.5x 28.0x
ATCH Unlock Forecast - 30 Days FREE Trial $1M x -0.1x
AXP Unlock Forecast - 30 Days FREE Trial $227362M 22.4x 7.0x
BCG Unlock Forecast - 30 Days FREE Trial $33M x 3.4x
BCGWW Unlock Forecast - 30 Days FREE Trial $0M x 0.1x
BEGI Unlock Forecast - 30 Days FREE Trial $1M x x
BENF Unlock Forecast - 30 Days FREE Trial $53M x -0.5x
BENFW Unlock Forecast - 30 Days FREE Trial $1M x 0.0x
BKKT Unlock Forecast - 30 Days FREE Trial $0M -2.7x 0.0x
BMNR Unlock Forecast - 30 Days FREE Trial $96M x 33.3x
BTBT Unlock Forecast - 30 Days FREE Trial $787M x 1.2x
BTCM Unlock Forecast - 30 Days FREE Trial $2922M x 63.7x
BTCS Unlock Forecast - 30 Days FREE Trial $92M -4561.2x 3.0x
BTCT Unlock Forecast - 30 Days FREE Trial $8M x 0.4x
BTM Unlock Forecast - 30 Days FREE Trial $0M -1.6x 0.0x
BTMWW Unlock Forecast - 30 Days FREE Trial $0M x 0.0x
BTOG Unlock Forecast - 30 Days FREE Trial $30M x 0.9x
BUR Unlock Forecast - 30 Days FREE Trial $3670M -41.7x 1.5x
CBLO Unlock Forecast - 30 Days FREE Trial $37M x x
CHYM Unlock Forecast - 30 Days FREE Trial $2356M x 1.7x
CIFR Unlock Forecast - 30 Days FREE Trial $2361M -121.5x 3.2x
CIFRW Unlock Forecast - 30 Days FREE Trial $309M x 0.5x
CLSK Unlock Forecast - 30 Days FREE Trial $3613M 768.6x 1.9x
CLSKW Unlock Forecast - 30 Days FREE Trial $131M x 0.1x
CMPO Unlock Forecast - 30 Days FREE Trial $0M 29.2x 0.0x
CMPOW Unlock Forecast - 30 Days FREE Trial $0M x 0.0x
CNF Unlock Forecast - 30 Days FREE Trial $7008M x 1.8x
COEP Unlock Forecast - 30 Days FREE Trial $59M x 9.7x
COIN Unlock Forecast - 30 Days FREE Trial $88844M 31.1x 7.4x
COOP Unlock Forecast - 30 Days FREE Trial $13994M 24.6x 2.7x
CORZ Unlock Forecast - 30 Days FREE Trial $4029M -1.3x -22.2x
CORZW Unlock Forecast - 30 Days FREE Trial $1946M x -2.7x
CORZZ Unlock Forecast - 30 Days FREE Trial $3481M x -4.8x
CPSS Unlock Forecast - 30 Days FREE Trial $188M 9.7x 0.6x
CRCL Unlock Forecast - 30 Days FREE Trial $9320M x 3.9x
DAVE Unlock Forecast - 30 Days FREE Trial $0M 40.2x 0.0x
DAVEW Unlock Forecast - 30 Days FREE Trial $0M x 0.0x
EBFI Unlock Forecast - 30 Days FREE Trial $431M x 517.9x
ETHW Unlock Forecast - 30 Days FREE Trial $463M x x
EXOD Unlock Forecast - 30 Days FREE Trial $M x x
FETH Unlock Forecast - 30 Days FREE Trial $2160M x 1.7x
FGF Unlock Forecast - 30 Days FREE Trial $37M 6.2x 0.5x
FGFPP Unlock Forecast - 30 Days FREE Trial $36M 4.5x 0.5x
FLD Unlock Forecast - 30 Days FREE Trial $152M x 1.7x
FLDDU Unlock Forecast - 30 Days FREE Trial $0M x 0.0x
FLDDW Unlock Forecast - 30 Days FREE Trial $0M x 0.0x
FUFU Unlock Forecast - 30 Days FREE Trial $616M x 3.1x
GDOT Unlock Forecast - 30 Days FREE Trial $581M -146.6x 0.6x
GHI Unlock Forecast - 30 Days FREE Trial $0M 11.0x 0.0x
GREE Unlock Forecast - 30 Days FREE Trial $20M -0.6x -0.4x
GREEL Unlock Forecast - 30 Days FREE Trial $136M -2.6x -1.9x
GRYP Unlock Forecast - 30 Days FREE Trial $511M 0.0x -1.3x
HIVE Unlock Forecast - 30 Days FREE Trial $513M x 0.9x
HUT Unlock Forecast - 30 Days FREE Trial $2253M x 2.4x
IREN Unlock Forecast - 30 Days FREE Trial $5847M x 3.2x
LDI Unlock Forecast - 30 Days FREE Trial $996M -4.1x 3.7x
LMFA Unlock Forecast - 30 Days FREE Trial $5M -0.5x 0.2x
MARA Unlock Forecast - 30 Days FREE Trial $6638M 9.8x 1.4x
MBNKO Unlock Forecast - 30 Days FREE Trial $847M 20.2x 2.2x
MBNKP Unlock Forecast - 30 Days FREE Trial $591M 14.9x 1.6x
MDBH Unlock Forecast - 30 Days FREE Trial $0M x 0.0x
MFIN Unlock Forecast - 30 Days FREE Trial $351M 8.4x 0.9x
MGLD Unlock Forecast - 30 Days FREE Trial $45M -15.6x 1.8x
MGTE Unlock Forecast - 30 Days FREE Trial $182M x 0.4x
MGTEW Unlock Forecast - 30 Days FREE Trial $12M x 0.0x
MIGI Unlock Forecast - 30 Days FREE Trial $6M -0.4x -8.1x
ML Unlock Forecast - 30 Days FREE Trial $147M 354.3x 0.5x
MSTR Unlock Forecast - 30 Days FREE Trial $103883M 21.7x 2.2x
MVCO Unlock Forecast - 30 Days FREE Trial $M x x
NCPL Unlock Forecast - 30 Days FREE Trial $1M -0.4x 0.0x
NCPLW Unlock Forecast - 30 Days FREE Trial $0M x 0.0x
NCTY Unlock Forecast - 30 Days FREE Trial $M x x
OLKR Unlock Forecast - 30 Days FREE Trial $184M x x
OPFI Unlock Forecast - 30 Days FREE Trial $93M 21.2x 2.7x
OPRT Unlock Forecast - 30 Days FREE Trial $231M -2.1x 0.6x
PAPL Unlock Forecast - 30 Days FREE Trial $3M x 3.5x
PAPLF Unlock Forecast - 30 Days FREE Trial $98M x 116.9x
PGY Unlock Forecast - 30 Days FREE Trial $4401M x 12.0x
PGYWW Unlock Forecast - 30 Days FREE Trial $27M x 0.1x
PWP Unlock Forecast - 30 Days FREE Trial $0M -9.0x 0.0x
QFIN Unlock Forecast - 30 Days FREE Trial $8550M x 0.4x
RHLD Unlock Forecast - 30 Days FREE Trial $249M x 25.9x
RIOT Unlock Forecast - 30 Days FREE Trial $4882M 44.9x 1.5x
SAIH Unlock Forecast - 30 Days FREE Trial $-93M -2.1x 0.0x
SAIHW Unlock Forecast - 30 Days FREE Trial $0M x 0.0x
SDIG Unlock Forecast - 30 Days FREE Trial $74M -0.6x 3.8x
SHFS Unlock Forecast - 30 Days FREE Trial $10M 5.0x -0.6x
SHFSW Unlock Forecast - 30 Days FREE Trial $0M x 0.0x
SLNH Unlock Forecast - 30 Days FREE Trial $9M -0.2x -0.5x
SLNHP Unlock Forecast - 30 Days FREE Trial $61M -0.8x -3.8x
SNFCA Unlock Forecast - 30 Days FREE Trial $216M 9.5x 0.6x
SOFI Unlock Forecast - 30 Days FREE Trial $23389M -103.2x 1.4x
SOS Unlock Forecast - 30 Days FREE Trial $439M x 1.0x
STRD Unlock Forecast - 30 Days FREE Trial $24822M 5.2x 0.5x
STRF Unlock Forecast - 30 Days FREE Trial $35210M 7.4x 0.7x
STRK Unlock Forecast - 30 Days FREE Trial $30071M 6.3x 0.6x
SYF Unlock Forecast - 30 Days FREE Trial $28869M 8.8x 1.7x
SYF-PA Unlock Forecast - 30 Days FREE Trial $7626M 2.3x 0.5x
SYF-PB Unlock Forecast - 30 Days FREE Trial $10047M 3.1x 0.6x
TAOX Unlock Forecast - 30 Days FREE Trial $16M x 0.9x
TRLC Unlock Forecast - 30 Days FREE Trial $47M 5.1x x
TRXA Unlock Forecast - 30 Days FREE Trial $16M x x
UPST Unlock Forecast - 30 Days FREE Trial $7039M -29.6x 9.8x
VEL Unlock Forecast - 30 Days FREE Trial $737M 9.1x 1.2x
VMNT Unlock Forecast - 30 Days FREE Trial $21M x x
WD Unlock Forecast - 30 Days FREE Trial $2873M 26.0x 1.6x
WINSF Unlock Forecast - 30 Days FREE Trial $14M x 0.1x
WULF Unlock Forecast - 30 Days FREE Trial $2094M -31.5x 12.3x

Frequently Asked Questions - Synchrony Financial Stock Forecast

How accurate are Synchrony Financial stock predictions?

Our AI model demonstrates 52% historical accuracy for SYF predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence Synchrony Financial stock price forecasts?

Our analysis considers Synchrony Financial's financial metrics, Finance or Crypto Assets sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is Synchrony Financial a good investment in 2025?

Based on our AI analysis, Synchrony Financial shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are Synchrony Financial forecasts updated?

Synchrony Financial stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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