ATLC vs HAPN: stock comparison and AI forecast
Atlanticus Holdings Corp (ATLC) and Happen, Inc. (HAPN) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
ATLC Atlanticus Holdings Corp
- Market Cap
- $1.41B
- P/E Ratio
- 12.1x
- Size
- small-cap
- AI Forecast
HAPN Happen, Inc.
- Market Cap
- $1.80B
- P/E Ratio
- 12.1x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- HAPN is 1.3 times larger than ATLC by market capitalization ($1.80B against $1.41B).
- HAPN trades at 12.1 times trailing earnings, ATLC at 12.1 times.
- HAPN turns 19.9% of its revenue into net income, against 5.8% for ATLC.
- ATLC carries 9.62 times debt per unit of equity, against 7.34 times for HAPN.
- Both companies share the SEC industry classification Personal Credit Institutions.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | ATLC | HAPN |
|---|---|---|
| Market Cap | $1.41B | $1.80B |
| P/E Ratio | 12.11x | 12.07x |
| P/B Ratio | 2.01x | 1.13x |
| EPS | $7.69 | $1.29 |
| Book Value/Share | $46.27 | $13.80 |
| Revenue/Share | $174.88 | $9.18 |
| FCF/Share | – | $-24.91 |
Profitability & Margins
| Metric | ATLC | HAPN |
|---|---|---|
| ROE | 21.9% | 13.2% |
| ROA | 2.1% | 1.6% |
| Gross Margin | 92.6% | – |
| Net Margin | 5.8% | 19.9% |
| EBT Margin | 7.7% | 25.5% |
| Tax Rate | 24.6% | 21.9% |
Financial Health
| Metric | ATLC | HAPN |
|---|---|---|
| D/E Ratio | 9.62x | 7.34x |
| Financial Leverage | 10.67x | 8.34x |
Cash Flow
| Metric | ATLC | HAPN |
|---|---|---|
| Operating Cash Flow | $937M | -$2.79B |
| Free Cash Flow | – | -$2.87B |
| Capital Spending | – | -$88M |
| OCF Growth YoY | 87.7% | – |
| FCF/Sales | – | -271.4% |
| CapEx/Sales | – | 8.3% |
Operational Efficiency
| Metric | ATLC | HAPN |
|---|---|---|
| Asset Turnover | 0.35x | 0.08x |
| Fixed Assets Turnover | 244.1x | 3.8x |
Income Statement
| Metric | ATLC | HAPN |
|---|---|---|
| Total Revenue | $2.65B | $1.06B |
| Net Income | $154M | $211M |
| Cost of Goods Sold | $197M | – |
Dividend & Shareholder Information
| Metric | ATLC | HAPN |
|---|---|---|
| Shares Outstanding | 15M | 115M |
| Net Income Growth | 25.3% | 102.8% |
| EPS Growth | 35.1% | 87.0% |
ATLC vs HAPN: stock comparison and AI forecast
Which is bigger, ATLC or HAPN?
HAPN is 1.3 times larger than ATLC by market capitalization ($1.80B against $1.41B).
Which is cheaper on earnings, ATLC or HAPN?
HAPN trades at 12.1 times trailing earnings, ATLC at 12.1 times.
Which one does Intratio's AI model rank higher, ATLC or HAPN?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
More comparisons
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.