ATLC vs WRLD: stock comparison and AI forecast
Atlanticus Holdings Corp (ATLC) and World Acceptance Corp (WRLD) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
ATLC Atlanticus Holdings Corp
- Market Cap
- $1.40B
- P/E Ratio
- 12.0x
- Size
- small-cap
- AI Forecast
WRLD World Acceptance Corp
- Market Cap
- $771M
- P/E Ratio
- 20.8x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- ATLC is 1.8 times larger than WRLD by market capitalization ($1.40B against $771M).
- ATLC trades at 12.0 times trailing earnings, WRLD at 20.8 times.
- WRLD turns 6.7% of its revenue into net income, against 5.8% for ATLC.
- ATLC carries 9.62 times debt per unit of equity, against 1.98 times for WRLD.
- Both companies share the SEC industry classification Personal Credit Institutions.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | ATLC | WRLD |
|---|---|---|
| Market Cap | $1.40B | $771M |
| P/E Ratio | 12.03x | 20.80x |
| P/B Ratio | 2.00x | 2.13x |
| EPS | $7.69 | $7.96 |
| Book Value/Share | $46.27 | $77.67 |
| Revenue/Share | $174.88 | $126.94 |
| FCF/Share | – | $56.07 |
Profitability & Margins
| Metric | ATLC | WRLD |
|---|---|---|
| ROE | 21.9% | 10.9% |
| ROA | 2.1% | 3.6% |
| Gross Margin | 92.6% | – |
| Net Margin | 5.8% | 6.7% |
| EBT Margin | 7.7% | 8.7% |
| Tax Rate | 24.6% | 23.1% |
Financial Health
| Metric | ATLC | WRLD |
|---|---|---|
| D/E Ratio | 9.62x | 1.98x |
| Financial Leverage | 10.67x | 2.98x |
Cash Flow
| Metric | ATLC | WRLD |
|---|---|---|
| Operating Cash Flow | $937M | $266M |
| Free Cash Flow | – | $261M |
| Capital Spending | – | -$4M |
| OCF Growth YoY | 87.7% | 0.6% |
| FCF Growth YoY | – | 0.5% |
| FCF/Sales | – | 44.2% |
| CapEx/Sales | – | 0.7% |
Operational Efficiency
| Metric | ATLC | WRLD |
|---|---|---|
| Asset Turnover | 0.35x | 0.55x |
| Fixed Assets Turnover | 244.1x | 34.4x |
Income Statement
| Metric | ATLC | WRLD |
|---|---|---|
| Total Revenue | $2.65B | $592M |
| Net Income | $154M | $39M |
| Cost of Goods Sold | $197M | – |
Dividend & Shareholder Information
| Metric | ATLC | WRLD |
|---|---|---|
| Shares Outstanding | 15M | 5M |
| Net Income Growth | 25.3% | -51.5% |
| EPS Growth | 35.1% | -46.1% |
ATLC vs WRLD: stock comparison and AI forecast
Which is bigger, ATLC or WRLD?
ATLC is 1.8 times larger than WRLD by market capitalization ($1.40B against $771M).
Which is cheaper on earnings, ATLC or WRLD?
ATLC trades at 12.0 times trailing earnings, WRLD at 20.8 times.
Which one does Intratio's AI model rank higher, ATLC or WRLD?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.