RM vs WRLD: stock comparison and AI forecast
Regional Management Corp. (RM) and World Acceptance Corp (WRLD) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
RM Regional Management Corp.
- Market Cap
- $347M
- P/E Ratio
- 6.9x
- Size
- small-cap
- AI Forecast
WRLD World Acceptance Corp
- Price
- $165.66 +17.4% · 6M
- Market Cap
- $772M
- P/E Ratio
- 20.8x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- WRLD is 2.2 times larger than RM by market capitalization ($772M against $347M).
- RM trades at 6.9 times trailing earnings, WRLD at 20.8 times.
- RM turns 7.0% of its revenue into net income, against 6.7% for WRLD.
- RM carries 4.80 times debt per unit of equity, against 1.98 times for WRLD.
- RM yields 3.31% in dividends; WRLD pays none.
- Both companies share the SEC industry classification Personal Credit Institutions.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | RM | WRLD |
|---|---|---|
| Market Cap | $347M | $772M |
| P/E Ratio | 6.87x | 20.83x |
| P/B Ratio | 0.91x | 2.13x |
| Dividend Yield | 3.31% | – |
| EPS | $5.64 | $7.96 |
| Book Value/Share | $42.62 | $77.67 |
| Revenue/Share | $76.42 | $126.94 |
| FCF/Share | $35.71 | $56.07 |
Profitability & Margins
| Metric | RM | WRLD |
|---|---|---|
| ROE | 12.5% | 10.9% |
| ROA | 2.1% | 3.6% |
| Net Margin | 7.0% | 6.7% |
| EBT Margin | 9.0% | 8.7% |
| Tax Rate | 22.5% | 23.1% |
Financial Health
| Metric | RM | WRLD |
|---|---|---|
| D/E Ratio | 4.80x | 1.98x |
| Financial Leverage | 5.80x | 2.98x |
Cash Flow
| Metric | RM | WRLD |
|---|---|---|
| Operating Cash Flow | $324M | $266M |
| Free Cash Flow | $320M | $261M |
| Capital Spending | -$5M | -$4M |
| OCF Growth YoY | 10.8% | 0.6% |
| FCF Growth YoY | 10.9% | 0.5% |
| FCF/Sales | 46.7% | 44.2% |
| CapEx/Sales | 0.7% | 0.7% |
Operational Efficiency
| Metric | RM | WRLD |
|---|---|---|
| Asset Turnover | 0.31x | 0.55x |
| Fixed Assets Turnover | 54.4x | 34.4x |
Income Statement
| Metric | RM | WRLD |
|---|---|---|
| Total Revenue | $684M | $592M |
| Net Income | $48M | $39M |
Dividend & Shareholder Information
| Metric | RM | WRLD |
|---|---|---|
| Dividends Per Share | $1.28 | – |
| Payout Ratio | 22.7% | – |
| Shares Outstanding | 9M | 5M |
| Net Income Growth | 14.9% | -51.5% |
| EPS Growth | 65.4% | -46.1% |
RM vs WRLD: stock comparison and AI forecast
Which is bigger, RM or WRLD?
WRLD is 2.2 times larger than RM by market capitalization ($772M against $347M).
Which is cheaper on earnings, RM or WRLD?
RM trades at 6.9 times trailing earnings, WRLD at 20.8 times.
Which one does Intratio's AI model rank higher, RM or WRLD?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.