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Stock comparison · Signal date 2026-11-04

HAPN vs WRLD: stock comparison and AI forecast

Happen, Inc. (HAPN) and World Acceptance Corp (WRLD) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · Personal Credit Institutions

HAPN Happen, Inc.

Market Cap
$1.80B
P/E Ratio
12.1x
Size
small-cap
AI Forecast
Full analysis →
Nasdaq · Personal Credit Institutions

WRLD World Acceptance Corp

Market Cap
$771M
P/E Ratio
20.8x
Size
small-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

HAPN · WRLD

Key facts

  • HAPN is 2.3 times larger than WRLD by market capitalization ($1.80B against $771M).
  • HAPN trades at 12.1 times trailing earnings, WRLD at 20.8 times.
  • HAPN turns 19.9% of its revenue into net income, against 6.7% for WRLD.
  • HAPN carries 7.34 times debt per unit of equity, against 1.98 times for WRLD.
  • Both companies share the SEC industry classification Personal Credit Institutions.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricHAPNWRLD
Market Cap$1.80B$771M
P/E Ratio12.09x20.80x
P/B Ratio1.13x2.13x
EPS$1.29$7.96
Book Value/Share$13.83$77.67
Revenue/Share$9.19$126.94
FCF/Share$-24.95$56.07

Profitability & Margins

MetricHAPNWRLD
ROE13.2%10.9%
ROA1.6%3.6%
Net Margin19.9%6.7%
EBT Margin25.5%8.7%
Tax Rate21.9%23.1%

Financial Health

MetricHAPNWRLD
D/E Ratio7.34x1.98x
Financial Leverage8.34x2.98x

Cash Flow

MetricHAPNWRLD
Operating Cash Flow-$2.79B$266M
Free Cash Flow-$2.87B$261M
Capital Spending-$88M-$4M
OCF Growth YoY–0.6%
FCF Growth YoY–0.5%
FCF/Sales-271.4%44.2%
CapEx/Sales8.3%0.7%

Operational Efficiency

MetricHAPNWRLD
Asset Turnover0.08x0.55x
Fixed Assets Turnover3.8x34.4x

Income Statement

MetricHAPNWRLD
Total Revenue$1.06B$592M
Net Income$211M$39M

Dividend & Shareholder Information

MetricHAPNWRLD
Shares Outstanding115M5M
Net Income Growth102.8%-51.5%
EPS Growth87.0%-46.1%
FAQ

HAPN vs WRLD: stock comparison and AI forecast

Which is bigger, HAPN or WRLD?

HAPN is 2.3 times larger than WRLD by market capitalization ($1.80B against $771M).

Which is cheaper on earnings, HAPN or WRLD?

HAPN trades at 12.1 times trailing earnings, WRLD at 20.8 times.

Which one does Intratio's AI model rank higher, HAPN or WRLD?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.