HAPN vs SLM: stock comparison and AI forecast
Happen, Inc. (HAPN) and Slm Corp (SLM) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
HAPN Happen, Inc.
- Market Cap
- $1.80B
- P/E Ratio
- 12.1x
- Size
- small-cap
- AI Forecast
SLM Slm Corp
- Market Cap
- $3.25B
- P/E Ratio
- 6.5x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- SLM is 1.8 times larger than HAPN by market capitalization ($3.25B against $1.80B).
- SLM trades at 6.5 times trailing earnings, HAPN at 12.1 times.
- SLM turns 38.3% of its revenue into net income, against 19.9% for HAPN.
- SLM carries 12.23 times debt per unit of equity, against 7.34 times for HAPN.
- SLM yields 3.08% in dividends; HAPN pays none.
- Both companies share the SEC industry classification Personal Credit Institutions.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | HAPN | SLM |
|---|---|---|
| Market Cap | $1.80B | $3.25B |
| P/E Ratio | 12.07x | 6.47x |
| P/B Ratio | 1.13x | 1.44x |
| Dividend Yield | – | 3.08% |
| EPS | $1.29 | $2.75 |
| Book Value/Share | $13.80 | $12.34 |
| Revenue/Share | $9.18 | $8.10 |
| FCF/Share | $-24.91 | – |
Profitability & Margins
| Metric | HAPN | SLM |
|---|---|---|
| ROE | 13.2% | 25.2% |
| ROA | 1.6% | 1.9% |
| Net Margin | 19.9% | 38.3% |
| EBT Margin | 25.5% | 49.8% |
| Tax Rate | 21.9% | 23.1% |
Financial Health
| Metric | HAPN | SLM |
|---|---|---|
| D/E Ratio | 7.34x | 12.23x |
| Financial Leverage | 8.34x | 13.23x |
Cash Flow
| Metric | HAPN | SLM |
|---|---|---|
| Operating Cash Flow | -$2.79B | -$382M |
| Free Cash Flow | -$2.87B | – |
| Capital Spending | -$88M | – |
| FCF/Sales | -271.4% | – |
| CapEx/Sales | 8.3% | – |
Operational Efficiency
| Metric | HAPN | SLM |
|---|---|---|
| Asset Turnover | 0.08x | 0.05x |
| Fixed Assets Turnover | 3.8x | 12.1x |
Income Statement
| Metric | HAPN | SLM |
|---|---|---|
| Total Revenue | $1.06B | $1.48B |
| Net Income | $211M | $567M |
Dividend & Shareholder Information
| Metric | HAPN | SLM |
|---|---|---|
| Dividends Per Share | – | $0.55 |
| Payout Ratio | – | 20.0% |
| Shares Outstanding | 115M | 183M |
| Net Income Growth | 102.8% | -9.0% |
| EPS Growth | 87.0% | -4.5% |
HAPN vs SLM: stock comparison and AI forecast
Which is bigger, HAPN or SLM?
SLM is 1.8 times larger than HAPN by market capitalization ($3.25B against $1.80B).
Which is cheaper on earnings, HAPN or SLM?
SLM trades at 6.5 times trailing earnings, HAPN at 12.1 times.
Which one does Intratio's AI model rank higher, HAPN or SLM?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.