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Stock comparison · Signal date 2026-11-06

BSAC vs ESQ: stock comparison and AI forecast

Banco Santander Chile (BSAC) and Esquire Financial Holdings, Inc. (ESQ) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
NYSE · Commercial Banks, NEC

BSAC Banco Santander Chile

Price
$32.33 +5.9% · 6M
Market Cap
$15.23B
P/E Ratio
1783.8x
Size
large-cap
AI Forecast
Full analysis →
Nasdaq · Commercial Banks, NEC

ESQ Esquire Financial Holdings, Inc.

Price
$129.15 +20.4% · 6M
Market Cap
$1.56B
P/E Ratio
21.4x
Size
small-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

6M · 2026-05-07 → 2026-11-06

Six-month price performance

Closing prices rebased to 100 at the start of the window.

100105110115120125
BSAC +5.9% ESQ +20.4%
BSAC · ESQ

Key facts

  • BSAC is 9.7 times larger than ESQ by market capitalization ($15.23B against $1.56B).
  • ESQ trades at 21.4 times trailing earnings, BSAC at 1783.8 times.
  • Over the last six months ESQ returned +20.4% and BSAC +5.9%.
  • BSAC carries 11.11 times debt per unit of equity, against 7.00 times for ESQ.
  • ESQ yields 0.41% in dividends; BSAC pays none.
  • Both companies share the SEC industry classification Commercial Banks, NEC.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricBSACESQ
Market Cap$15.23B$1.56B
P/E Ratio1783.84x21.36x
P/B Ratio–4.98x
Dividend Yield–0.41%
EPS$0.02$6.05
Book Value/Share–$25.93
Revenue/Share–$12.33
FCF/Share$2.71$5.48

Profitability & Margins

MetricBSACESQ
ROE–16.8%
ROA–2.1%
Net Margin–35.3%
EBT Margin–47.0%
Tax Rate15.8%24.8%

Financial Health

MetricBSACESQ
D/E Ratio11.11x7.00x
Financial Leverage12.13x8.00x

Cash Flow

MetricBSACESQ
Operating Cash Flow$1.57B$68M
Free Cash Flow$1.27B$66M
Capital Spending-$297M-$1M
OCF Growth YoY2.0%39.3%
FCF Growth YoY0.0%44.1%
FCF/Sales–44.5%
CapEx/Sales–0.8%

Operational Efficiency

MetricBSACESQ
Asset Turnover–0.06x
Fixed Assets Turnover–37.5x

Income Statement

MetricBSACESQ
Total Revenue–$149M
Operating Income$3.50B–
Net Income–$53M
R&D Expense$6M–
SG&A Expense$1.46B–

Dividend & Shareholder Information

MetricBSACESQ
Dividends Per Share–$0.53
Payout Ratio–8.8%
Shares Outstanding471M12M
Net Income Growth–13.6%
EPS Growth24.5%12.0%
FAQ

BSAC vs ESQ: stock comparison and AI forecast

Which is bigger, BSAC or ESQ?

BSAC is 9.7 times larger than ESQ by market capitalization ($15.23B against $1.56B).

Which is cheaper on earnings, BSAC or ESQ?

ESQ trades at 21.4 times trailing earnings, BSAC at 1783.8 times.

Which stock performed better over the last six months, BSAC or ESQ?

Over the last six months ESQ returned +20.4% and BSAC +5.9%.

Which one does Intratio's AI model rank higher, BSAC or ESQ?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.