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Stock comparison · Signal date 2026-11-04

CBZ vs PAYO: stock comparison and AI forecast

Cbiz, Inc. (CBZ) and Payoneer Global Inc. (PAYO) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
NYSE · Services-Business Services, NEC

CBZ Cbiz, Inc.

Market Cap
$3.03B
P/E Ratio
305.5x
Size
mid-cap
AI Forecast
Full analysis →
Nasdaq · Services-Business Services, NEC

PAYO Payoneer Global Inc.

Market Cap
$2.43B
P/E Ratio
55.1x
Size
mid-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

CBZ · PAYO

Key facts

  • CBZ is 1.2 times larger than PAYO by market capitalization ($3.03B against $2.43B).
  • PAYO trades at 55.1 times trailing earnings, CBZ at 305.4 times.
  • PAYO carries 12.41 times debt per unit of equity, against 1.42 times for CBZ.
  • Both companies share the SEC industry classification Services-Business Services, NEC.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricCBZPAYO
Market Cap$3.03B$2.43B
P/E Ratio305.45x55.08x
P/B Ratio1.59x3.71x
EPS$0.18$0.13
Book Value/Share$34.52$1.93
Revenue/Share–$3.19
FCF/Share–$0.54

Profitability & Margins

MetricCBZPAYO
ROE–7.7%
ROA–0.6%
ROIC2.1%13.6%
Gross Margin9.5%–
Operating Margin3.5%10.4%
Net Margin–4.7%
EBT Margin0.3%8.7%
Tax Rate10.6%46.2%

Financial Health

MetricCBZPAYO
Current Ratio1.50x1.00x
D/E Ratio1.42x12.41x
Financial Leverage2.42x13.41x
Interest Coverage3.1x20.9x
Working Capital$357M$23M

Cash Flow

MetricCBZPAYO
Operating Cash Flow$315M$222M
Free Cash Flow–$181M
Capital Spending–-$41M
OCF Growth YoY153.5%0.8%
FCF Growth YoY–-12.7%
FCF/Sales–16.8%
CapEx/Sales–3.8%

Operational Efficiency

MetricCBZPAYO
Asset Turnover–0.12x
Receivables Turnover–81.6x
Fixed Assets Turnover–23.2x
Days Sales Outstanding–4 days
Payables Period12 days–

Income Statement

MetricCBZPAYO
Total Revenue–$1.08B
Operating Income$83M$112M
Net Income–$50M
R&D Expense–$171M
SG&A Expense–$546M
Cost of Goods Sold$2.40B–

Dividend & Shareholder Information

MetricCBZPAYO
Shares Outstanding55M339M
Net Income Growth–-49.6%
EPS Growth-87.4%-51.9%
FAQ

CBZ vs PAYO: stock comparison and AI forecast

Which is bigger, CBZ or PAYO?

CBZ is 1.2 times larger than PAYO by market capitalization ($3.03B against $2.43B).

Which is cheaper on earnings, CBZ or PAYO?

PAYO trades at 55.1 times trailing earnings, CBZ at 305.4 times.

Which one does Intratio's AI model rank higher, CBZ or PAYO?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.