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Stock comparison · Signal date 2026-11-04

PAYO vs TIC: stock comparison and AI forecast

Payoneer Global Inc. (PAYO) and Tic Solutions, Inc. (TIC) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · Services-Business Services, NEC

PAYO Payoneer Global Inc.

Price
$7.16 +45.8% · 6M
Market Cap
$2.43B
P/E Ratio
55.1x
Size
mid-cap
AI Forecast
Full analysis →
NYSE · Services-Business Services, NEC

TIC Tic Solutions, Inc.

Market Cap
$2.30B
P/E Ratio
–
Size
mid-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

PAYO · TIC

Key facts

  • PAYO and TIC have similar market capitalizations ($2.43B and $2.30B).
  • PAYO turns 4.7% of its revenue into net income, against -5.7% for TIC.
  • PAYO carries 12.41 times debt per unit of equity, against 1.05 times for TIC.
  • Both companies share the SEC industry classification Services-Business Services, NEC.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricPAYOTIC
Market Cap$2.43B$2.30B
P/E Ratio55.08x–
P/B Ratio3.71x1.10x
EPS$0.13–
Book Value/Share$1.93$9.61
Revenue/Share$3.19$9.41
FCF/Share$0.54$0.10

Profitability & Margins

MetricPAYOTIC
ROE7.7%-5.5%
ROA0.6%-2.7%
ROIC13.6%-1.1%
Gross Margin–33.9%
Operating Margin10.4%-2.1%
Net Margin4.7%-5.7%
EBT Margin8.7%-7.4%
Tax Rate46.2%23.8%

Financial Health

MetricPAYOTIC
Current Ratio1.00x2.91x
D/E Ratio12.41x1.05x
Financial Leverage13.41x2.05x
Interest Coverage20.9x0.4x
Working Capital$23M$666M

Cash Flow

MetricPAYOTIC
Operating Cash Flow$222M$69M
Free Cash Flow$181M$22M
Capital Spending-$41M-$47M
OCF Growth YoY0.8%–
FCF Growth YoY-12.7%–
FCF/Sales16.8%1.1%
CapEx/Sales3.8%2.3%

Operational Efficiency

MetricPAYOTIC
Asset Turnover0.12x0.48x
Receivables Turnover81.6x5.4x
Fixed Assets Turnover23.2x8.5x
Days Sales Outstanding4 days68 days
Payables Period–15 days

Income Statement

MetricPAYOTIC
Total Revenue$1.08B$2.05B
Operating Income$112M-$44M
Net Income$50M-$116M
R&D Expense$171M–
SG&A Expense$546M$677M
Cost of Goods Sold–$1.36B

Dividend & Shareholder Information

MetricPAYOTIC
Shares Outstanding339M218M
Net Income Growth-49.6%–
EPS Growth-51.9%–
FAQ

PAYO vs TIC: stock comparison and AI forecast

Which is bigger, PAYO or TIC?

PAYO and TIC have similar market capitalizations ($2.43B and $2.30B).

Which one does Intratio's AI model rank higher, PAYO or TIC?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.