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Stock comparison · Signal date 2026-11-03

CFG vs MTB: stock comparison and AI forecast

Citizens Financial Group Inc/Ri (CFG) and M&T Bank Corp (MTB) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
NYSE · State Commercial Banks

CFG Citizens Financial Group Inc/Ri

Market Cap
$27.35B
P/E Ratio
11.3x
Size
large-cap
AI Forecast
Full analysis →
NYSE · State Commercial Banks

MTB M&T Bank Corp

Market Cap
$32.41B
P/E Ratio
11.9x
Size
large-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

CFG · MTB

Key facts

  • MTB is 1.2 times larger than CFG by market capitalization ($32.41B against $27.35B).
  • CFG trades at 11.3 times trailing earnings, MTB at 11.9 times.
  • MTB turns 32.1% of its revenue into net income, against 25.4% for CFG.
  • CFG carries 8.32 times debt per unit of equity, against 6.85 times for MTB.
  • CFG yields 2.90% in dividends and MTB 2.80%.
  • Both companies share the SEC industry classification State Commercial Banks.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricCFGMTB
Market Cap$27.35B$32.41B
P/E Ratio11.33x11.88x
P/B Ratio1.09x1.16x
Dividend Yield2.90%2.80%
EPS$5.73$18.89
Book Value/Share$59.74$193.51
Revenue/Share$21.20$65.44

Profitability & Margins

MetricCFGMTB
ROE9.0%10.8%
ROA1.0%1.4%
Net Margin25.4%32.1%
EBT Margin32.3%41.5%
Tax Rate21.4%22.7%

Financial Health

MetricCFGMTB
D/E Ratio8.32x6.85x
Financial Leverage9.32x7.85x

Cash Flow

MetricCFGMTB
Operating Cash Flow$1.26B$3.80B
OCF Growth YoY-55.9%21.6%

Operational Efficiency

MetricCFGMTB
Asset Turnover0.04x0.04x
Fixed Assets Turnover10.1x5.5x

Income Statement

MetricCFGMTB
Total Revenue$8.93B$9.45B
Net Income$2.27B$3.03B

Dividend & Shareholder Information

MetricCFGMTB
Dividends Per Share$1.88$6.27
Payout Ratio32.8%33.2%
Shares Outstanding421M144M
Net Income Growth33.1%33.9%
EPS Growth66.1%22.3%
FAQ

CFG vs MTB: stock comparison and AI forecast

Which is bigger, CFG or MTB?

MTB is 1.2 times larger than CFG by market capitalization ($32.41B against $27.35B).

Which is cheaper on earnings, CFG or MTB?

CFG trades at 11.3 times trailing earnings, MTB at 11.9 times.

Which one does Intratio's AI model rank higher, CFG or MTB?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.