CHMG vs QCRH: stock comparison and AI forecast
Chemung Financial Corp (CHMG) and Qcr Holdings Inc (QCRH) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
CHMG Chemung Financial Corp
- Price
- $87.42 +33.0% · 6M
- Market Cap
- $421M
- P/E Ratio
- 12.6x
- Size
- small-cap
- AI Forecast
QCRH Qcr Holdings Inc
- Price
- $103.44 +15.5% · 6M
- Market Cap
- $1.69B
- P/E Ratio
- 12.3x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- QCRH is 4.0 times larger than CHMG by market capitalization ($1.69B against $421M).
- QCRH trades at 12.2 times trailing earnings, CHMG at 12.6 times.
- Over the last six months CHMG returned +33.0% and QCRH +15.5%.
- QCRH turns 37.5% of its revenue into net income, against 28.7% for CHMG.
- CHMG carries 9.43 times debt per unit of equity, against 7.28 times for QCRH.
- CHMG yields 1.55% in dividends and QCRH 0.28%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | CHMG | QCRH |
|---|---|---|
| Market Cap | $421M | $1.69B |
| P/E Ratio | 12.56x | 12.25x |
| P/B Ratio | 1.56x | 1.47x |
| Dividend Yield | 1.55% | 0.28% |
| EPS | $6.96 | $8.44 |
| Book Value/Share | $56.07 | $70.21 |
| Revenue/Share | $24.27 | $23.16 |
| FCF/Share | $9.41 | $48.41 |
Profitability & Margins
| Metric | CHMG | QCRH |
|---|---|---|
| ROE | 12.4% | 12.3% |
| ROA | 1.2% | 1.5% |
| Net Margin | 28.7% | 37.5% |
| EBT Margin | 37.8% | 40.7% |
| Tax Rate | 24.1% | 8.1% |
Financial Health
| Metric | CHMG | QCRH |
|---|---|---|
| D/E Ratio | 9.43x | 7.28x |
| Financial Leverage | 10.43x | 8.28x |
Cash Flow
| Metric | CHMG | QCRH |
|---|---|---|
| Operating Cash Flow | $47M | $859M |
| Free Cash Flow | $45M | $793M |
| Capital Spending | -$1M | -$66M |
| OCF Growth YoY | 45.0% | 89.1% |
| FCF Growth YoY | 56.0% | 95.8% |
| FCF/Sales | 38.8% | 209.0% |
| CapEx/Sales | 1.2% | 17.4% |
Operational Efficiency
| Metric | CHMG | QCRH |
|---|---|---|
| Asset Turnover | 0.04x | 0.04x |
| Fixed Assets Turnover | 9.6x | 1.6x |
Income Statement
| Metric | CHMG | QCRH |
|---|---|---|
| Total Revenue | $117M | $379M |
| Net Income | $34M | $142M |
Dividend & Shareholder Information
| Metric | CHMG | QCRH |
|---|---|---|
| Dividends Per Share | $1.36 | $0.29 |
| Payout Ratio | 19.5% | 3.4% |
| Shares Outstanding | 5M | 16M |
| Net Income Growth | 199.3% | 25.9% |
| EPS Growth | 197.4% | 27.1% |
CHMG vs QCRH: stock comparison and AI forecast
Which is bigger, CHMG or QCRH?
QCRH is 4.0 times larger than CHMG by market capitalization ($1.69B against $421M).
Which is cheaper on earnings, CHMG or QCRH?
QCRH trades at 12.2 times trailing earnings, CHMG at 12.6 times.
Which stock performed better over the last six months, CHMG or QCRH?
Over the last six months CHMG returned +33.0% and QCRH +15.5%.
Which one does Intratio's AI model rank higher, CHMG or QCRH?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.