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Stock comparison · Signal date 2026-11-03

CNOB vs GABC: stock comparison and AI forecast

Connectone Bancorp, Inc. (CNOB) and German American Bancorp, Inc. (GABC) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · State Commercial Banks

CNOB Connectone Bancorp, Inc.

Price
$32.87 +11.6% · 6M
Market Cap
$1.78B
P/E Ratio
14.7x
Size
small-cap
AI Forecast
Full analysis →
Nasdaq · State Commercial Banks

GABC German American Bancorp, Inc.

Market Cap
$1.89B
P/E Ratio
15.5x
Size
small-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

CNOB · GABC

Key facts

  • CNOB and GABC have similar market capitalizations ($1.78B and $1.89B).
  • CNOB trades at 14.7 times trailing earnings, GABC at 15.5 times.
  • CNOB turns 34.8% of its revenue into net income, against 28.2% for GABC.
  • CNOB carries 8.24 times debt per unit of equity, against 5.97 times for GABC.
  • GABC yields 2.37% in dividends and CNOB 2.11%.
  • Both companies share the SEC industry classification State Commercial Banks.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricCNOBGABC
Market Cap$1.78B$1.89B
P/E Ratio14.67x15.50x
P/B Ratio1.12x1.56x
Dividend Yield2.11%2.37%
EPS$2.24$3.24
Book Value/Share$29.44$32.24
Revenue/Share$7.95$13.39
FCF/Share$3.29$4.85

Profitability & Margins

MetricCNOBGABC
ROE9.4%11.7%
ROA1.0%1.7%
Net Margin34.8%28.2%
EBT Margin47.8%35.3%
Tax Rate27.1%19.9%

Financial Health

MetricCNOBGABC
D/E Ratio8.24x5.97x
Financial Leverage9.24x6.97x

Cash Flow

MetricCNOBGABC
Operating Cash Flow$183M$190M
Free Cash Flow$179M$182M
Capital Spending-$4M-$7M
OCF Growth YoY101.1%60.6%
FCF Growth YoY110.5%60.1%
FCF/Sales41.4%36.3%
CapEx/Sales1.0%1.4%

Operational Efficiency

MetricCNOBGABC
Asset Turnover0.03x0.06x
Fixed Assets Turnover8.9x3.7x

Income Statement

MetricCNOBGABC
Total Revenue$432M$503M
Net Income$150M$142M

Dividend & Shareholder Information

MetricCNOBGABC
Dividends Per Share$0.70$1.19
Payout Ratio31.2%36.7%
Shares Outstanding54M38M
Net Income Growth145.1%65.0%
EPS Growth5.2%8.7%
FAQ

CNOB vs GABC: stock comparison and AI forecast

Which is bigger, CNOB or GABC?

CNOB and GABC have similar market capitalizations ($1.78B and $1.89B).

Which is cheaper on earnings, CNOB or GABC?

CNOB trades at 14.7 times trailing earnings, GABC at 15.5 times.

Which one does Intratio's AI model rank higher, CNOB or GABC?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.