CNOB vs STBA: stock comparison and AI forecast
Connectone Bancorp, Inc. (CNOB) and S&T Bancorp Inc (STBA) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
CNOB Connectone Bancorp, Inc.
- Price
- $32.49 +8.0% · 6M
- Market Cap
- $1.63B
- P/E Ratio
- 14.5x
- Size
- small-cap
- AI Forecast
STBA S&T Bancorp Inc
- Price
- $52.03 +18.7% · 6M
- Market Cap
- $1.81B
- P/E Ratio
- 13.9x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- STBA is 1.1 times larger than CNOB by market capitalization ($1.81B against $1.63B).
- STBA trades at 13.9 times trailing earnings, CNOB at 14.5 times.
- Over the last six months STBA returned +18.7% and CNOB +8.0%.
- CNOB turns 34.8% of its revenue into net income, against 34.8% for STBA.
- CNOB carries 8.24 times debt per unit of equity, against 6.08 times for STBA.
- STBA yields 2.95% in dividends and CNOB 2.31%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | CNOB | STBA |
|---|---|---|
| Market Cap | $1.63B | $1.81B |
| P/E Ratio | 14.50x | 13.93x |
| P/B Ratio | 1.02x | 1.29x |
| Dividend Yield | 2.31% | 2.95% |
| EPS | $2.24 | $3.68 |
| Book Value/Share | $31.80 | $39.81 |
| Revenue/Share | $8.59 | $11.48 |
| FCF/Share | $3.56 | $4.06 |
Profitability & Margins
| Metric | CNOB | STBA |
|---|---|---|
| ROE | 9.4% | 10.0% |
| ROA | 1.0% | 1.4% |
| Net Margin | 34.8% | 34.8% |
| EBT Margin | 47.8% | 43.4% |
| Tax Rate | 27.1% | 20.0% |
Financial Health
| Metric | CNOB | STBA |
|---|---|---|
| D/E Ratio | 8.24x | 6.08x |
| Financial Leverage | 9.24x | 7.08x |
Cash Flow
| Metric | CNOB | STBA |
|---|---|---|
| Operating Cash Flow | $183M | $147M |
| Free Cash Flow | $179M | $143M |
| Capital Spending | -$4M | -$4M |
| OCF Growth YoY | 101.1% | 5.5% |
| FCF Growth YoY | 110.5% | 6.3% |
| FCF/Sales | 41.4% | 35.4% |
| CapEx/Sales | 1.0% | 0.9% |
Operational Efficiency
| Metric | CNOB | STBA |
|---|---|---|
| Asset Turnover | 0.03x | 0.04x |
| Fixed Assets Turnover | 8.9x | 9.5x |
Income Statement
| Metric | CNOB | STBA |
|---|---|---|
| Total Revenue | $432M | $405M |
| Net Income | $150M | $141M |
Dividend & Shareholder Information
| Metric | CNOB | STBA |
|---|---|---|
| Dividends Per Share | $0.75 | $1.51 |
| Payout Ratio | 33.5% | 41.0% |
| Shares Outstanding | 50M | 35M |
| Net Income Growth | 145.1% | 7.4% |
| EPS Growth | 5.2% | 9.8% |
CNOB vs STBA: stock comparison and AI forecast
Which is bigger, CNOB or STBA?
STBA is 1.1 times larger than CNOB by market capitalization ($1.81B against $1.63B).
Which is cheaper on earnings, CNOB or STBA?
STBA trades at 13.9 times trailing earnings, CNOB at 14.5 times.
Which stock performed better over the last six months, CNOB or STBA?
Over the last six months STBA returned +18.7% and CNOB +8.0%.
Which one does Intratio's AI model rank higher, CNOB or STBA?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.