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Stock comparison · Signal date 2026-11-04

DCOM vs OCFC: stock comparison and AI forecast

Dime Commercial Bancshares, Inc. /Ny/ (DCOM) and Oceanfirst Financial Corp (OCFC) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
NYSE · National Commercial Banks

DCOM Dime Commercial Bancshares, Inc. /Ny/

Price
$42.22 +16.5% · 6M
Market Cap
$1.85B
P/E Ratio
12.0x
Size
small-cap
AI Forecast
Full analysis →
Nasdaq · National Commercial Banks

OCFC Oceanfirst Financial Corp

Market Cap
$1.73B
P/E Ratio
21.1x
Size
small-cap
AI Forecast
NO CURRENT FORECAST
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

DCOM · OCFC

Key facts

  • DCOM and OCFC have similar market capitalizations ($1.85B and $1.73B).
  • DCOM trades at 12.0 times trailing earnings, OCFC at 21.1 times.
  • DCOM turns 31.2% of its revenue into net income, against 17.8% for OCFC.
  • DCOM carries 9.21 times debt per unit of equity, against 7.72 times for OCFC.
  • OCFC yields 2.65% in dividends and DCOM 2.33%.
  • Both companies share the SEC industry classification National Commercial Banks.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricDCOMOCFC
Market Cap$1.85B$1.73B
P/E Ratio11.99x21.10x
P/B Ratio1.21x1.04x
Dividend Yield2.33%2.65%
EPS$3.52$0.85
Book Value/Share$34.82$17.27
Revenue/Share$10.48$4.42
FCF/Share–$1.17

Profitability & Margins

MetricDCOMOCFC
ROE9.4%4.3%
ROA0.9%–
Net Margin31.2%17.8%
EBT Margin43.7%15.9%
Tax Rate28.7%25.0%

Financial Health

MetricDCOMOCFC
D/E Ratio9.21x7.72x
Financial Leverage10.21x–

Cash Flow

MetricDCOMOCFC
Operating Cash Flow$258M$122M
Free Cash Flow–$113M
Capital Spending–-$9M
OCF Growth YoY12.3%147.2%
FCF Growth YoY–160.5%
FCF/Sales–26.4%
CapEx/Sales–2.1%

Operational Efficiency

MetricDCOMOCFC
Asset Turnover0.03x–
Fixed Assets Turnover16.0x3.4x

Income Statement

MetricDCOMOCFC
Total Revenue$458M$428M
Net Income$143M$71M

Dividend & Shareholder Information

MetricDCOMOCFC
Dividends Per Share$0.99$0.47
Payout Ratio28.1%55.3%
Shares Outstanding44M97M
Net Income Growth144.5%-18.4%
EPS Growth136.2%-44.4%
FAQ

DCOM vs OCFC: stock comparison and AI forecast

Which is bigger, DCOM or OCFC?

DCOM and OCFC have similar market capitalizations ($1.85B and $1.73B).

Which is cheaper on earnings, DCOM or OCFC?

DCOM trades at 12.0 times trailing earnings, OCFC at 21.1 times.

Which one does Intratio's AI model rank higher, DCOM or OCFC?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.