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Stock comparison · Signal date 2026-11-03

FCF vs WAFD: stock comparison and AI forecast

First Commonwealth Financial Corp /Pa/ (FCF) and Wafd Inc (WAFD) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
NYSE · National Commercial Banks

FCF First Commonwealth Financial Corp /Pa/

Market Cap
$2.17B
P/E Ratio
13.5x
Size
mid-cap
AI Forecast
Full analysis →
Nasdaq · National Commercial Banks

WAFD Wafd Inc

Market Cap
$2.17B
P/E Ratio
8.0x
Size
mid-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

FCF · WAFD

Key facts

  • FCF and WAFD have similar market capitalizations ($2.17B and $2.17B).
  • WAFD trades at 8.0 times trailing earnings, FCF at 13.5 times.
  • WAFD turns 33.7% of its revenue into net income, against 33.1% for FCF.
  • WAFD carries 8.13 times debt per unit of equity, against 6.78 times for FCF.
  • WAFD yields 3.73% in dividends and FCF 2.59%.
  • Both companies share the SEC industry classification National Commercial Banks.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricFCFWAFD
Market Cap$2.17B$2.17B
P/E Ratio13.52x7.95x
P/B Ratio1.38x0.72x
Dividend Yield2.59%3.73%
EPS$1.59$3.69
Book Value/Share$15.53$40.85
Revenue/Share$5.04$10.29
FCF/Share–$3.07

Profitability & Margins

MetricFCFWAFD
ROE10.7%8.5%
ROA1.4%0.9%
Net Margin33.1%33.7%
EBT Margin41.6%43.1%
Tax Rate20.5%21.8%

Financial Health

MetricFCFWAFD
D/E Ratio6.78x8.13x
Financial Leverage7.78x9.13x

Cash Flow

MetricFCFWAFD
Operating Cash Flow$192M$268M
Free Cash Flow–$227M
Capital Spending–-$41M
OCF Growth YoY25.0%-3.1%
FCF Growth YoY–-9.9%
FCF/Sales–29.8%
CapEx/Sales–5.3%

Operational Efficiency

MetricFCFWAFD
Asset Turnover0.04x0.03x
Fixed Assets Turnover4.5x2.6x

Income Statement

MetricFCFWAFD
Total Revenue$509M$761M
Net Income$168M$256M

Dividend & Shareholder Information

MetricFCFWAFD
Dividends Per Share$0.56$1.10
Payout Ratio35.2%29.8%
Shares Outstanding101M74M
Net Income Growth25.6%13.2%
EPS Growth17.8%24.7%
FAQ

FCF vs WAFD: stock comparison and AI forecast

Which is bigger, FCF or WAFD?

FCF and WAFD have similar market capitalizations ($2.17B and $2.17B).

Which is cheaper on earnings, FCF or WAFD?

WAFD trades at 8.0 times trailing earnings, FCF at 13.5 times.

Which one does Intratio's AI model rank higher, FCF or WAFD?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.