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Stock comparison · Signal date 2026-11-04

FCF vs NWBI: stock comparison and AI forecast

First Commonwealth Financial Corp /Pa/ (FCF) and Northwest Bancshares, Inc. (NWBI) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
NYSE · National Commercial Banks

FCF First Commonwealth Financial Corp /Pa/

Price
$21.50 +16.5% · 6M
Market Cap
$2.14B
P/E Ratio
13.3x
Size
mid-cap
AI Forecast
Full analysis →
Nasdaq · National Commercial Banks

NWBI Northwest Bancshares, Inc.

Price
$15.67 +13.7% · 6M
Market Cap
$2.27B
P/E Ratio
15.2x
Size
mid-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

6M · 2026-05-04 → 2026-11-03

Six-month price performance

Closing prices rebased to 100 at the start of the window.

100105110115120
FCF +16.5% NWBI +13.7%
FCF · NWBI

Key facts

  • FCF and NWBI have similar market capitalizations ($2.14B and $2.27B).
  • FCF trades at 13.3 times trailing earnings, NWBI at 15.2 times.
  • Over the last six months FCF returned +16.5% and NWBI +13.7%.
  • FCF turns 33.1% of its revenue into net income, against 23.4% for NWBI.
  • NWBI carries 7.93 times debt per unit of equity, against 6.78 times for FCF.
  • NWBI yields 5.17% in dividends and FCF 2.63%.
  • Both companies share the SEC industry classification National Commercial Banks.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricFCFNWBI
Market Cap$2.14B$2.27B
P/E Ratio13.31x15.22x
P/B Ratio1.36x1.18x
Dividend Yield2.63%5.17%
EPS$1.59$1.02
Book Value/Share$15.53$13.16
Revenue/Share$5.04$4.47
FCF/Share–$0.94

Profitability & Margins

MetricFCFNWBI
ROE10.7%7.9%
ROA1.4%0.9%
Net Margin33.1%23.4%
EBT Margin41.6%30.4%
Tax Rate20.5%23.2%

Financial Health

MetricFCFNWBI
D/E Ratio6.78x7.93x
Financial Leverage7.78x8.93x

Cash Flow

MetricFCFNWBI
Operating Cash Flow$192M$154M
Free Cash Flow–$138M
Capital Spending–-$16M
OCF Growth YoY25.0%26.4%
FCF/Sales–21.0%
CapEx/Sales–2.5%

Operational Efficiency

MetricFCFNWBI
Asset Turnover0.04x0.04x
Fixed Assets Turnover4.5x4.5x

Income Statement

MetricFCFNWBI
Total Revenue$509M$654M
Net Income$168M$153M

Dividend & Shareholder Information

MetricFCFNWBI
Dividends Per Share$0.56$0.80
Payout Ratio35.2%78.4%
Shares Outstanding101M146M
Net Income Growth25.6%6.6%
EPS Growth17.8%1.0%
FAQ

FCF vs NWBI: stock comparison and AI forecast

Which is bigger, FCF or NWBI?

FCF and NWBI have similar market capitalizations ($2.14B and $2.27B).

Which is cheaper on earnings, FCF or NWBI?

FCF trades at 13.3 times trailing earnings, NWBI at 15.2 times.

Which stock performed better over the last six months, FCF or NWBI?

Over the last six months FCF returned +16.5% and NWBI +13.7%.

Which one does Intratio's AI model rank higher, FCF or NWBI?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.