Intratio
Loading...
Skip to main content
Stock comparison · Signal date 2026-11-04

FCF vs TBBK: stock comparison and AI forecast

First Commonwealth Financial Corp /Pa/ (FCF) and Bancorp, Inc. (TBBK) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
NYSE · National Commercial Banks

FCF First Commonwealth Financial Corp /Pa/

Market Cap
$2.14B
P/E Ratio
13.3x
Size
mid-cap
AI Forecast
Full analysis →
Nasdaq · National Commercial Banks

TBBK Bancorp, Inc.

Price
$46.17 -21.2% · 6M
Market Cap
$1.90B
P/E Ratio
7.2x
Size
small-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

FCF · TBBK

Key facts

  • FCF is 1.1 times larger than TBBK by market capitalization ($2.14B against $1.90B).
  • TBBK trades at 7.2 times trailing earnings, FCF at 13.3 times.
  • TBBK turns 43.8% of its revenue into net income, against 33.1% for FCF.
  • TBBK carries 12.07 times debt per unit of equity, against 6.78 times for FCF.
  • FCF yields 2.63% in dividends; TBBK pays none.
  • Both companies share the SEC industry classification National Commercial Banks.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricFCFTBBK
Market Cap$2.14B$1.90B
P/E Ratio13.31x7.17x
P/B Ratio1.36x2.70x
Dividend Yield2.63%–
EPS$1.59$6.51
Book Value/Share$15.53$17.29
Revenue/Share$5.04$16.19
FCF/Share–$3.92

Profitability & Margins

MetricFCFTBBK
ROE10.7%41.0%
ROA1.4%3.1%
Net Margin33.1%43.8%
EBT Margin41.6%58.0%
Tax Rate20.5%24.5%

Financial Health

MetricFCFTBBK
D/E Ratio6.78x12.07x
Financial Leverage7.78x13.07x

Cash Flow

MetricFCFTBBK
Operating Cash Flow$192M$167M
Free Cash Flow–$160M
Capital Spending–-$7M
OCF Growth YoY25.0%-65.9%
FCF Growth YoY–-67.0%
FCF/Sales–24.2%
CapEx/Sales–1.0%

Operational Efficiency

MetricFCFTBBK
Asset Turnover0.04x0.07x
Fixed Assets Turnover4.5x23.4x

Income Statement

MetricFCFTBBK
Total Revenue$509M$660M
Net Income$168M$289M

Dividend & Shareholder Information

MetricFCFTBBK
Dividends Per Share$0.56–
Payout Ratio35.2%–
Shares Outstanding101M41M
Net Income Growth25.6%26.4%
EPS Growth17.8%40.3%
FAQ

FCF vs TBBK: stock comparison and AI forecast

Which is bigger, FCF or TBBK?

FCF is 1.1 times larger than TBBK by market capitalization ($2.14B against $1.90B).

Which is cheaper on earnings, FCF or TBBK?

TBBK trades at 7.2 times trailing earnings, FCF at 13.3 times.

Which one does Intratio's AI model rank higher, FCF or TBBK?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

Compare

More comparisons

This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.