Intratio
Loading...
Skip to main content
Stock comparison · Signal date 2026-11-04

CHCO vs FCF: stock comparison and AI forecast

City Holding Co (CHCO) and First Commonwealth Financial Corp /Pa/ (FCF) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · National Commercial Banks

CHCO City Holding Co

Market Cap
$2.01B
P/E Ratio
15.7x
Size
mid-cap
AI Forecast
Full analysis →
NYSE · National Commercial Banks

FCF First Commonwealth Financial Corp /Pa/

Market Cap
$2.14B
P/E Ratio
13.3x
Size
mid-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

CHCO · FCF

Key facts

  • CHCO and FCF have similar market capitalizations ($2.01B and $2.14B).
  • FCF trades at 13.3 times trailing earnings, CHCO at 15.7 times.
  • CHCO turns 41.1% of its revenue into net income, against 33.1% for FCF.
  • CHCO carries 7.37 times debt per unit of equity, against 6.78 times for FCF.
  • FCF yields 2.63% in dividends and CHCO 2.44%.
  • Both companies share the SEC industry classification National Commercial Banks.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricCHCOFCF
Market Cap$2.01B$2.14B
P/E Ratio15.65x13.31x
P/B Ratio2.48x1.36x
Dividend Yield2.44%2.63%
EPS$9.13$1.59
Book Value/Share$57.60$15.53
Revenue/Share$22.83$5.04
FCF/Share$9.86–

Profitability & Margins

MetricCHCOFCF
ROE16.3%10.7%
ROA1.9%1.4%
Net Margin41.1%33.1%
EBT Margin51.1%41.6%
Tax Rate19.6%20.5%

Financial Health

MetricCHCOFCF
D/E Ratio7.37x6.78x
Financial Leverage8.37x7.78x

Cash Flow

MetricCHCOFCF
Operating Cash Flow$142M$192M
Free Cash Flow$138M–
Capital Spending-$4M–
OCF Growth YoY8.5%25.0%
FCF Growth YoY7.4%–
FCF/Sales43.2%–
CapEx/Sales1.2%–

Operational Efficiency

MetricCHCOFCF
Asset Turnover0.05x0.04x
Fixed Assets Turnover4.8x4.5x

Income Statement

MetricCHCOFCF
Total Revenue$321M$509M
Net Income$132M$168M

Dividend & Shareholder Information

MetricCHCOFCF
Dividends Per Share$3.49$0.56
Payout Ratio38.2%35.2%
Shares Outstanding14M101M
Net Income Growth7.8%25.6%
EPS Growth9.9%17.8%
FAQ

CHCO vs FCF: stock comparison and AI forecast

Which is bigger, CHCO or FCF?

CHCO and FCF have similar market capitalizations ($2.01B and $2.14B).

Which is cheaper on earnings, CHCO or FCF?

FCF trades at 13.3 times trailing earnings, CHCO at 15.7 times.

Which one does Intratio's AI model rank higher, CHCO or FCF?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

Compare

More comparisons

This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.