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Stock comparison · Signal date 2026-11-03

FCF vs FRME: stock comparison and AI forecast

First Commonwealth Financial Corp /Pa/ (FCF) and First Merchants Corp (FRME) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
NYSE · National Commercial Banks

FCF First Commonwealth Financial Corp /Pa/

Market Cap
$2.17B
P/E Ratio
13.5x
Size
mid-cap
AI Forecast
Full analysis →
Nasdaq · National Commercial Banks

FRME First Merchants Corp

Price
$41.09 +1.6% · 6M
Market Cap
$2.38B
P/E Ratio
12.1x
Size
mid-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

FCF · FRME

Key facts

  • FCF and FRME have similar market capitalizations ($2.17B and $2.38B).
  • FRME trades at 12.1 times trailing earnings, FCF at 13.5 times.
  • FCF turns 33.1% of its revenue into net income, against 31.2% for FRME.
  • FRME carries 6.88 times debt per unit of equity, against 6.78 times for FCF.
  • FRME yields 3.58% in dividends and FCF 2.59%.
  • Both companies share the SEC industry classification National Commercial Banks.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricFCFFRME
Market Cap$2.17B$2.38B
P/E Ratio13.52x12.12x
P/B Ratio1.38x0.89x
Dividend Yield2.59%3.58%
EPS$1.59$3.39
Book Value/Share$15.53$46.16
Revenue/Share$5.04$11.02

Profitability & Margins

MetricFCFFRME
ROE10.7%7.4%
ROA1.4%0.9%
Net Margin33.1%31.2%
EBT Margin41.6%35.0%
Tax Rate20.5%10.8%

Financial Health

MetricFCFFRME
D/E Ratio6.78x6.88x
Financial Leverage7.78x7.88x

Cash Flow

MetricFCFFRME
Operating Cash Flow$192M$281M
OCF Growth YoY25.0%4.3%

Operational Efficiency

MetricFCFFRME
Asset Turnover0.04x0.03x
Fixed Assets Turnover4.5x4.4x

Income Statement

MetricFCFFRME
Total Revenue$509M$638M
Net Income$168M$199M

Dividend & Shareholder Information

MetricFCFFRME
Dividends Per Share$0.56$1.47
Payout Ratio35.2%43.4%
Shares Outstanding101M58M
Net Income Growth25.6%-4.8%
EPS Growth17.8%-4.5%
FAQ

FCF vs FRME: stock comparison and AI forecast

Which is bigger, FCF or FRME?

FCF and FRME have similar market capitalizations ($2.17B and $2.38B).

Which is cheaper on earnings, FCF or FRME?

FRME trades at 12.1 times trailing earnings, FCF at 13.5 times.

Which one does Intratio's AI model rank higher, FCF or FRME?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.