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Stock comparison · Signal date 2026-11-03

FMNB vs OBK: stock comparison and AI forecast

Farmers National Banc Corp /Oh/ (FMNB) and Origin Bancorp, Inc. (OBK) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · State Commercial Banks

FMNB Farmers National Banc Corp /Oh/

Price
$15.64 +11.2% · 6M
Market Cap
$927M
P/E Ratio
10.6x
Size
small-cap
AI Forecast
NO CURRENT FORECAST
Full analysis →
TXSE · State Commercial Banks

OBK Origin Bancorp, Inc.

Price
$54.13 +17.0% · 6M
Market Cap
$1.67B
P/E Ratio
17.9x
Size
small-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

6M · 2026-05-04 → 2026-10-30

Six-month price performance

Closing prices rebased to 100 at the start of the window.

100105110115120
FMNB +11.2% OBK +17.0%
FMNB · OBK

Key facts

  • OBK is 1.8 times larger than FMNB by market capitalization ($1.67B against $927M).
  • FMNB trades at 10.6 times trailing earnings, OBK at 17.9 times.
  • Over the last six months OBK returned +17.0% and FMNB +11.2%.
  • OBK turns 30.3% of its revenue into net income, against 20.5% for FMNB.
  • OBK carries 11.55 times debt per unit of equity, against 8.11 times for FMNB.
  • FMNB yields 3.15% in dividends and OBK 1.31%.
  • Both companies share the SEC industry classification State Commercial Banks.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricFMNBOBK
Market Cap$927M$1.67B
P/E Ratio10.64x17.92x
P/B Ratio1.18x2.58x
Dividend Yield3.15%1.31%
EPS$1.47$3.02
Book Value/Share$13.23$20.95
Revenue/Share$5.46$12.31
FCF/Share$1.02$5.69

Profitability & Margins

MetricFMNBOBK
ROE8.5%13.2%
ROA0.9%–
Net Margin20.5%30.3%
EBT Margin24.6%45.1%
Tax Rate16.5%21.4%

Financial Health

MetricFMNBOBK
D/E Ratio8.11x11.55x
Financial Leverage9.11x–

Cash Flow

MetricFMNBOBK
Operating Cash Flow$64M$196M
Free Cash Flow$61M$175M
Capital Spending-$4M-$20M
OCF Growth YoY-3.3%55.7%
FCF Growth YoY–57.9%
FCF/Sales18.7%46.2%
CapEx/Sales1.2%5.3%

Operational Efficiency

MetricFMNBOBK
Asset Turnover0.05x–
Fixed Assets Turnover4.2x2.8x

Income Statement

MetricFMNBOBK
Total Revenue$324M$380M
Net Income$66M$85M

Dividend & Shareholder Information

MetricFMNBOBK
Dividends Per Share$0.49$0.71
Payout Ratio33.3%23.5%
Shares Outstanding59M31M
Net Income Growth31.7%0.0%
EPS Growth14.8%34.2%
FAQ

FMNB vs OBK: stock comparison and AI forecast

Which is bigger, FMNB or OBK?

OBK is 1.8 times larger than FMNB by market capitalization ($1.67B against $927M).

Which is cheaper on earnings, FMNB or OBK?

FMNB trades at 10.6 times trailing earnings, OBK at 17.9 times.

Which stock performed better over the last six months, FMNB or OBK?

Over the last six months OBK returned +17.0% and FMNB +11.2%.

Which one does Intratio's AI model rank higher, FMNB or OBK?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.