GSBC vs ORRF: stock comparison and AI forecast
Great Southern Bancorp, Inc. (GSBC) and Orrstown Financial Services Inc (ORRF) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
GSBC Great Southern Bancorp, Inc.
- Market Cap
- $880M
- P/E Ratio
- 13.4x
- Size
- small-cap
- AI Forecast
ORRF Orrstown Financial Services Inc
- Market Cap
- $865M
- P/E Ratio
- 8.2x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- GSBC and ORRF have similar market capitalizations ($880M and $865M).
- ORRF trades at 8.2 times trailing earnings, GSBC at 13.4 times.
- ORRF turns 33.8% of its revenue into net income, against 29.7% for GSBC.
- ORRF carries 8.03 times debt per unit of equity, against 7.61 times for GSBC.
- ORRF yields 2.58% in dividends and GSBC 2.14%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | GSBC | ORRF |
|---|---|---|
| Market Cap | $880M | $865M |
| P/E Ratio | 13.43x | 8.17x |
| P/B Ratio | 1.37x | 1.39x |
| Dividend Yield | 2.14% | 2.58% |
| EPS | $6.01 | $5.38 |
| Book Value/Share | $58.88 | $31.60 |
| Revenue/Share | $20.81 | $12.98 |
| FCF/Share | $4.10 | $4.36 |
Profitability & Margins
| Metric | GSBC | ORRF |
|---|---|---|
| ROE | 10.5% | 13.9% |
| ROA | 1.2% | 1.5% |
| Net Margin | 29.7% | 33.8% |
| EBT Margin | 36.0% | 42.0% |
| Tax Rate | 17.6% | 19.6% |
Financial Health
| Metric | GSBC | ORRF |
|---|---|---|
| D/E Ratio | 7.61x | 8.03x |
| Financial Leverage | 8.61x | 9.03x |
| Interest Coverage | 3.2x | – |
Cash Flow
| Metric | GSBC | ORRF |
|---|---|---|
| Operating Cash Flow | $55M | $88M |
| Free Cash Flow | $45M | $86M |
| Capital Spending | -$10M | -$2M |
| OCF Growth YoY | -33.3% | 71.2% |
| FCF Growth YoY | -38.7% | 83.5% |
| FCF/Sales | 19.7% | 33.5% |
| CapEx/Sales | 4.3% | 0.8% |
Operational Efficiency
| Metric | GSBC | ORRF |
|---|---|---|
| Asset Turnover | 0.04x | 0.05x |
| Fixed Assets Turnover | – | 5.1x |
Income Statement
| Metric | GSBC | ORRF |
|---|---|---|
| Total Revenue | $227M | $255M |
| Net Income | $67M | $86M |
Dividend & Shareholder Information
| Metric | GSBC | ORRF |
|---|---|---|
| Dividends Per Share | $1.73 | $1.13 |
| Payout Ratio | 28.8% | 21.0% |
| Shares Outstanding | 11M | 20M |
| Net Income Growth | -1.6% | 99.5% |
| EPS Growth | 2.4% | 205.7% |
GSBC vs ORRF: stock comparison and AI forecast
Which is bigger, GSBC or ORRF?
GSBC and ORRF have similar market capitalizations ($880M and $865M).
Which is cheaper on earnings, GSBC or ORRF?
ORRF trades at 8.2 times trailing earnings, GSBC at 13.4 times.
Which one does Intratio's AI model rank higher, GSBC or ORRF?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.