OBK vs ORRF: stock comparison and AI forecast
Origin Bancorp, Inc. (OBK) and Orrstown Financial Services Inc (ORRF) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
OBK Origin Bancorp, Inc.
- Price
- $53.24 +14.2% · 6M
- Market Cap
- $1.64B
- P/E Ratio
- 11.0x
- Size
- small-cap
- AI Forecast
ORRF Orrstown Financial Services Inc
- Price
- $43.82 +18.7% · 6M
- Market Cap
- $862M
- P/E Ratio
- 8.1x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- OBK is 1.9 times larger than ORRF by market capitalization ($1.64B against $862M).
- ORRF trades at 8.1 times trailing earnings, OBK at 11.0 times.
- Over the last six months ORRF returned +18.7% and OBK +14.2%.
- ORRF turns 33.8% of its revenue into net income, against 31.6% for OBK.
- ORRF carries 8.03 times debt per unit of equity, against 7.00 times for OBK.
- ORRF yields 2.58% in dividends and OBK 1.52%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | OBK | ORRF |
|---|---|---|
| Market Cap | $1.64B | $862M |
| P/E Ratio | 10.98x | 8.14x |
| P/B Ratio | 1.30x | 1.39x |
| Dividend Yield | 1.52% | 2.58% |
| EPS | $4.85 | $5.38 |
| Book Value/Share | $40.96 | $31.60 |
| Revenue/Share | $13.53 | $12.98 |
| FCF/Share | $4.83 | $4.36 |
Profitability & Margins
| Metric | OBK | ORRF |
|---|---|---|
| ROE | 8.1% | 13.9% |
| ROA | 1.0% | 1.5% |
| Net Margin | 31.6% | 33.8% |
| EBT Margin | 51.0% | 42.0% |
| Tax Rate | 21.4% | 19.6% |
Financial Health
| Metric | OBK | ORRF |
|---|---|---|
| D/E Ratio | 7.00x | 8.03x |
| Financial Leverage | 8.00x | 9.03x |
Cash Flow
| Metric | OBK | ORRF |
|---|---|---|
| Operating Cash Flow | $170M | $88M |
| Free Cash Flow | $149M | $86M |
| Capital Spending | -$21M | -$2M |
| OCF Growth YoY | 16.7% | 71.2% |
| FCF Growth YoY | 9.8% | 83.5% |
| FCF/Sales | 35.7% | 33.5% |
| CapEx/Sales | 5.0% | 0.8% |
Operational Efficiency
| Metric | OBK | ORRF |
|---|---|---|
| Asset Turnover | 0.04x | 0.05x |
| Fixed Assets Turnover | 3.1x | 5.1x |
Income Statement
| Metric | OBK | ORRF |
|---|---|---|
| Total Revenue | $417M | $255M |
| Net Income | $102M | $86M |
Dividend & Shareholder Information
| Metric | OBK | ORRF |
|---|---|---|
| Dividends Per Share | $0.81 | $1.13 |
| Payout Ratio | 16.7% | 21.0% |
| Shares Outstanding | 31M | 20M |
| Net Income Growth | 19.3% | 99.5% |
| EPS Growth | 152.6% | 205.7% |
OBK vs ORRF: stock comparison and AI forecast
Which is bigger, OBK or ORRF?
OBK is 1.9 times larger than ORRF by market capitalization ($1.64B against $862M).
Which is cheaper on earnings, OBK or ORRF?
ORRF trades at 8.1 times trailing earnings, OBK at 11.0 times.
Which stock performed better over the last six months, OBK or ORRF?
Over the last six months ORRF returned +18.7% and OBK +14.2%.
Which one does Intratio's AI model rank higher, OBK or ORRF?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.