OFG vs SRCE: stock comparison and AI forecast
Ofg Bancorp (OFG) and 1st Source Corp (SRCE) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
OFG Ofg Bancorp
- Price
- $51.21 +12.5% · 6M
- Market Cap
- $2.16B
- P/E Ratio
- 10.1x
- Size
- mid-cap
- AI Forecast
SRCE 1st Source Corp
- Price
- $87.97 +19.5% · 6M
- Market Cap
- $2.12B
- P/E Ratio
- 12.1x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- OFG and SRCE have similar market capitalizations ($2.16B and $2.12B).
- OFG trades at 10.1 times trailing earnings, SRCE at 12.1 times.
- Over the last six months SRCE returned +19.5% and OFG +12.5%.
- SRCE turns 39.4% of its revenue into net income, against 33.9% for OFG.
- OFG carries 7.64 times debt per unit of equity, against 6.06 times for SRCE.
- OFG yields 2.53% in dividends and SRCE 1.99%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | OFG | SRCE |
|---|---|---|
| Market Cap | $2.16B | $2.12B |
| P/E Ratio | 10.08x | 12.09x |
| P/B Ratio | 1.54x | 1.61x |
| Dividend Yield | 2.53% | 1.99% |
| EPS | $5.08 | $7.28 |
| Book Value/Share | $33.30 | $54.79 |
| Revenue/Share | $15.41 | $18.77 |
| FCF/Share | $4.79 | $9.55 |
Profitability & Margins
| Metric | OFG | SRCE |
|---|---|---|
| ROE | 15.7% | 13.5% |
| ROA | 1.8% | 1.9% |
| Net Margin | 33.9% | 39.4% |
| EBT Margin | 38.7% | 51.0% |
| Tax Rate | 12.6% | 22.8% |
Financial Health
| Metric | OFG | SRCE |
|---|---|---|
| D/E Ratio | 7.64x | 6.06x |
| Financial Leverage | 8.64x | 7.08x |
Cash Flow
| Metric | OFG | SRCE |
|---|---|---|
| Operating Cash Flow | $225M | $236M |
| Free Cash Flow | $203M | $230M |
| Capital Spending | -$22M | -$6M |
| OCF Growth YoY | 4.5% | 17.5% |
| FCF Growth YoY | 3.1% | 23.3% |
| FCF/Sales | 31.1% | 50.9% |
| CapEx/Sales | 3.4% | 1.4% |
Operational Efficiency
| Metric | OFG | SRCE |
|---|---|---|
| Asset Turnover | 0.05x | 0.05x |
| Fixed Assets Turnover | 6.8x | 7.2x |
Income Statement
| Metric | OFG | SRCE |
|---|---|---|
| Total Revenue | $651M | $452M |
| Net Income | $220M | $178M |
Dividend & Shareholder Information
| Metric | OFG | SRCE |
|---|---|---|
| Dividends Per Share | $1.30 | $1.75 |
| Payout Ratio | 25.6% | 24.0% |
| Shares Outstanding | 42M | 24M |
| Net Income Growth | 13.2% | 19.9% |
| EPS Growth | 19.5% | 21.1% |
OFG vs SRCE: stock comparison and AI forecast
Which is bigger, OFG or SRCE?
OFG and SRCE have similar market capitalizations ($2.16B and $2.12B).
Which is cheaper on earnings, OFG or SRCE?
OFG trades at 10.1 times trailing earnings, SRCE at 12.1 times.
Which stock performed better over the last six months, OFG or SRCE?
Over the last six months SRCE returned +19.5% and OFG +12.5%.
Which one does Intratio's AI model rank higher, OFG or SRCE?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.