PBFS vs TCBX: stock comparison and AI forecast
Pioneer Bancorp, Inc./Md (PBFS) and Third Coast Bancshares, Inc. (TCBX) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
PBFS Pioneer Bancorp, Inc./Md
- Price
- $18.23 +22.5% · 6M
- Market Cap
- $453M
- P/E Ratio
- 130.3x
- Size
- small-cap
- AI Forecast
TCBX Third Coast Bancshares, Inc.
- Market Cap
- $644M
- P/E Ratio
- 10.2x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- TCBX is 1.4 times larger than PBFS by market capitalization ($644M against $453M).
- TCBX trades at 10.2 times trailing earnings, PBFS at 130.3 times.
- TCBX turns 31.0% of its revenue into net income, against 12.9% for PBFS.
- TCBX carries 9.08 times debt per unit of equity, against 6.20 times for PBFS.
- Both companies share the SEC industry classification Savings Institutions, Not Federally Chartered.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | PBFS | TCBX |
|---|---|---|
| Market Cap | $453M | $644M |
| P/E Ratio | 130.26x | 10.16x |
| P/B Ratio | 1.38x | 0.95x |
| EPS | $0.14 | $3.81 |
| Book Value/Share | $13.22 | $40.52 |
| Revenue/Share | $1.09 | $14.56 |
Profitability & Margins
| Metric | PBFS | TCBX |
|---|---|---|
| ROE | 1.1% | 11.2% |
| ROA | 0.1% | 1.1% |
| Net Margin | 12.9% | 31.0% |
| EBT Margin | 17.7% | 37.8% |
| Tax Rate | 27.2% | 18.0% |
Financial Health
| Metric | PBFS | TCBX |
|---|---|---|
| D/E Ratio | 6.20x | 9.08x |
| Financial Leverage | 7.20x | 10.08x |
Cash Flow
| Metric | PBFS | TCBX |
|---|---|---|
| Operating Cash Flow | $14M | $21M |
| OCF Growth YoY | 842.8% | -49.6% |
Operational Efficiency
| Metric | PBFS | TCBX |
|---|---|---|
| Asset Turnover | 0.01x | 0.04x |
| Fixed Assets Turnover | 0.8x | 6.0x |
Income Statement
| Metric | PBFS | TCBX |
|---|---|---|
| Total Revenue | $27M | $243M |
| Net Income | $3M | $75M |
Dividend & Shareholder Information
| Metric | PBFS | TCBX |
|---|---|---|
| Shares Outstanding | 25M | 17M |
| Net Income Growth | -46.0% | 21.1% |
| EPS Growth | -46.1% | 12.1% |
PBFS vs TCBX: stock comparison and AI forecast
Which is bigger, PBFS or TCBX?
TCBX is 1.4 times larger than PBFS by market capitalization ($644M against $453M).
Which is cheaper on earnings, PBFS or TCBX?
TCBX trades at 10.2 times trailing earnings, PBFS at 130.3 times.
Which one does Intratio's AI model rank higher, PBFS or TCBX?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.