PGC vs VBNK: stock comparison and AI forecast
Peapack Gladstone Financial Corp (PGC) and Versabank (VBNK) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
PGC Peapack Gladstone Financial Corp
- Market Cap
- $825M
- P/E Ratio
- 18.5x
- Size
- small-cap
- AI Forecast
VBNK Versabank
- Market Cap
- $720M
- P/E Ratio
- –
- Size
- small-cap
- AI Forecast
- NO CURRENT FORECAST
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- PGC is 1.1 times larger than VBNK by market capitalization ($825M against $720M).
- VBNK turns 24.5% of its revenue into net income, against 16.4% for PGC.
- VBNK carries 10.32 times debt per unit of equity, against 10.14 times for PGC.
- PGC yields 0.43% in dividends; VBNK pays none.
- Both companies share the SEC industry classification Commercial Banks, NEC.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | PGC | VBNK |
|---|---|---|
| Market Cap | $825M | $720M |
| P/E Ratio | 18.53x | – |
| P/B Ratio | 1.15x | – |
| Dividend Yield | 0.43% | – |
| EPS | $2.51 | – |
| Book Value/Share | $40.38 | – |
| Revenue/Share | $17.91 | $5.03 |
| FCF/Share | $5.77 | $-2.16 |
Profitability & Margins
| Metric | PGC | VBNK |
|---|---|---|
| ROE | 7.2% | 10.1% |
| ROA | 0.7% | 0.9% |
| Net Margin | 16.4% | 24.5% |
| EBT Margin | 22.9% | 34.7% |
| Tax Rate | 28.5% | 29.3% |
Financial Health
| Metric | PGC | VBNK |
|---|---|---|
| D/E Ratio | 10.14x | 10.32x |
| Financial Leverage | 11.14x | 11.32x |
Cash Flow
| Metric | PGC | VBNK |
|---|---|---|
| Operating Cash Flow | $111M | -$67M |
| Free Cash Flow | $102M | -$69M |
| Capital Spending | -$9M | -$2M |
| OCF Growth YoY | 87.3% | -127.8% |
| FCF Growth YoY | 132.9% | – |
| FCF/Sales | 32.2% | -43.0% |
| CapEx/Sales | 2.7% | 1.1% |
Operational Efficiency
| Metric | PGC | VBNK |
|---|---|---|
| Asset Turnover | 0.04x | 0.04x |
| Fixed Assets Turnover | 7.8x | 9.6x |
Income Statement
| Metric | PGC | VBNK |
|---|---|---|
| Total Revenue | $317M | $160M |
| Net Income | $52M | $39M |
Dividend & Shareholder Information
| Metric | PGC | VBNK |
|---|---|---|
| Dividends Per Share | $0.20 | – |
| Payout Ratio | 8.0% | – |
| Shares Outstanding | 18M | 32M |
| Net Income Growth | 60.4% | -21.3% |
| EPS Growth | 33.5% | – |
PGC vs VBNK: stock comparison and AI forecast
Which is bigger, PGC or VBNK?
PGC is 1.1 times larger than VBNK by market capitalization ($825M against $720M).
Which one does Intratio's AI model rank higher, PGC or VBNK?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.