Intratio
Loading...
Skip to main content
Stock comparison · Signal date 2026-11-04

NTB vs PGC: stock comparison and AI forecast

Bank Of N.T. Butterfield & Son Ltd (NTB) and Peapack Gladstone Financial Corp (PGC) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
NYSE · Commercial Banks, NEC

NTB Bank Of N.T. Butterfield & Son Ltd

Market Cap
$2.20B
P/E Ratio
11.6x
Size
mid-cap
AI Forecast
Full analysis →
Nasdaq · Commercial Banks, NEC

PGC Peapack Gladstone Financial Corp

Market Cap
$825M
P/E Ratio
18.5x
Size
small-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

NTB · PGC

Key facts

  • NTB is 2.7 times larger than PGC by market capitalization ($2.20B against $825M).
  • NTB trades at 11.6 times trailing earnings, PGC at 18.5 times.
  • NTB turns 38.4% of its revenue into net income, against 16.4% for PGC.
  • NTB carries 11.34 times debt per unit of equity, against 10.14 times for PGC.
  • PGC yields 0.43% in dividends; NTB pays none.
  • Both companies share the SEC industry classification Commercial Banks, NEC.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricNTBPGC
Market Cap$2.20B$825M
P/E Ratio11.55x18.53x
P/B Ratio1.92x1.15x
Dividend Yield–0.43%
EPS$4.76$2.51
Book Value/Share$28.58$40.38
Revenue/Share–$17.91
FCF/Share–$5.77

Profitability & Margins

MetricNTBPGC
ROE19.4%7.2%
ROA1.6%0.7%
Net Margin38.4%16.4%
EBT Margin39.0%22.9%
Tax Rate1.7%28.5%

Financial Health

MetricNTBPGC
D/E Ratio11.34x10.14x
Financial Leverage12.34x11.14x

Cash Flow

MetricNTBPGC
Operating Cash Flow$266M$111M
Free Cash Flow–$102M
Capital Spending–-$9M
OCF Growth YoY8.0%87.3%
FCF Growth YoY–132.9%
FCF/Sales–32.2%
CapEx/Sales–2.7%

Operational Efficiency

MetricNTBPGC
Asset Turnover–0.04x
Fixed Assets Turnover–7.8x

Income Statement

MetricNTBPGC
Total Revenue–$317M
Net Income$222M$52M

Dividend & Shareholder Information

MetricNTBPGC
Dividends Per Share–$0.20
Payout Ratio–8.0%
Shares Outstanding40M18M
Net Income Growth–60.4%
EPS Growth47.0%33.5%
FAQ

NTB vs PGC: stock comparison and AI forecast

Which is bigger, NTB or PGC?

NTB is 2.7 times larger than PGC by market capitalization ($2.20B against $825M).

Which is cheaper on earnings, NTB or PGC?

NTB trades at 11.6 times trailing earnings, PGC at 18.5 times.

Which one does Intratio's AI model rank higher, NTB or PGC?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

Compare

More comparisons

This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.