NTB vs PGC: stock comparison and AI forecast
Bank Of N.T. Butterfield & Son Ltd (NTB) and Peapack Gladstone Financial Corp (PGC) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
NTB Bank Of N.T. Butterfield & Son Ltd
- Market Cap
- $2.20B
- P/E Ratio
- 11.6x
- Size
- mid-cap
- AI Forecast
PGC Peapack Gladstone Financial Corp
- Market Cap
- $825M
- P/E Ratio
- 18.5x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- NTB is 2.7 times larger than PGC by market capitalization ($2.20B against $825M).
- NTB trades at 11.6 times trailing earnings, PGC at 18.5 times.
- NTB turns 38.4% of its revenue into net income, against 16.4% for PGC.
- NTB carries 11.34 times debt per unit of equity, against 10.14 times for PGC.
- PGC yields 0.43% in dividends; NTB pays none.
- Both companies share the SEC industry classification Commercial Banks, NEC.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | NTB | PGC |
|---|---|---|
| Market Cap | $2.20B | $825M |
| P/E Ratio | 11.55x | 18.53x |
| P/B Ratio | 1.92x | 1.15x |
| Dividend Yield | – | 0.43% |
| EPS | $4.76 | $2.51 |
| Book Value/Share | $28.58 | $40.38 |
| Revenue/Share | – | $17.91 |
| FCF/Share | – | $5.77 |
Profitability & Margins
| Metric | NTB | PGC |
|---|---|---|
| ROE | 19.4% | 7.2% |
| ROA | 1.6% | 0.7% |
| Net Margin | 38.4% | 16.4% |
| EBT Margin | 39.0% | 22.9% |
| Tax Rate | 1.7% | 28.5% |
Financial Health
| Metric | NTB | PGC |
|---|---|---|
| D/E Ratio | 11.34x | 10.14x |
| Financial Leverage | 12.34x | 11.14x |
Cash Flow
| Metric | NTB | PGC |
|---|---|---|
| Operating Cash Flow | $266M | $111M |
| Free Cash Flow | – | $102M |
| Capital Spending | – | -$9M |
| OCF Growth YoY | 8.0% | 87.3% |
| FCF Growth YoY | – | 132.9% |
| FCF/Sales | – | 32.2% |
| CapEx/Sales | – | 2.7% |
Operational Efficiency
| Metric | NTB | PGC |
|---|---|---|
| Asset Turnover | – | 0.04x |
| Fixed Assets Turnover | – | 7.8x |
Income Statement
| Metric | NTB | PGC |
|---|---|---|
| Total Revenue | – | $317M |
| Net Income | $222M | $52M |
Dividend & Shareholder Information
| Metric | NTB | PGC |
|---|---|---|
| Dividends Per Share | – | $0.20 |
| Payout Ratio | – | 8.0% |
| Shares Outstanding | 40M | 18M |
| Net Income Growth | – | 60.4% |
| EPS Growth | 47.0% | 33.5% |
NTB vs PGC: stock comparison and AI forecast
Which is bigger, NTB or PGC?
NTB is 2.7 times larger than PGC by market capitalization ($2.20B against $825M).
Which is cheaper on earnings, NTB or PGC?
NTB trades at 11.6 times trailing earnings, PGC at 18.5 times.
Which one does Intratio's AI model rank higher, NTB or PGC?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.