STBA vs TCBK: stock comparison and AI forecast
S&T Bancorp Inc (STBA) and Trico Bancshares / (TCBK) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
STBA S&T Bancorp Inc
- Price
- $52.03 +18.7% · 6M
- Market Cap
- $1.83B
- P/E Ratio
- 14.1x
- Size
- small-cap
- AI Forecast
TCBK Trico Bancshares /
- Price
- $53.48 +6.4% · 6M
- Market Cap
- $1.71B
- P/E Ratio
- 10.8x
- Size
- small-cap
- AI Forecast
- NO CURRENT FORECAST
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- STBA and TCBK have similar market capitalizations ($1.83B and $1.71B).
- TCBK trades at 10.8 times trailing earnings, STBA at 14.1 times.
- Over the last six months STBA returned +18.7% and TCBK +6.4%.
- STBA turns 34.8% of its revenue into net income, against 31.7% for TCBK.
- TCBK carries 6.39 times debt per unit of equity, against 6.08 times for STBA.
- STBA yields 2.91% in dividends and TCBK 2.72%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | STBA | TCBK |
|---|---|---|
| Market Cap | $1.83B | $1.71B |
| P/E Ratio | 14.14x | 10.78x |
| P/B Ratio | 1.31x | 1.27x |
| Dividend Yield | 2.91% | 2.72% |
| EPS | $3.68 | $4.96 |
| Book Value/Share | $39.81 | $42.03 |
| Revenue/Share | $11.48 | $13.37 |
| FCF/Share | $4.06 | $4.16 |
Profitability & Margins
| Metric | STBA | TCBK |
|---|---|---|
| ROE | 10.0% | 10.1% |
| ROA | 1.4% | 1.4% |
| Net Margin | 34.8% | 31.7% |
| EBT Margin | 43.4% | 43.3% |
| Tax Rate | 20.0% | 26.8% |
Financial Health
| Metric | STBA | TCBK |
|---|---|---|
| D/E Ratio | 6.08x | 6.39x |
| Financial Leverage | 7.08x | 7.39x |
Cash Flow
| Metric | STBA | TCBK |
|---|---|---|
| Operating Cash Flow | $147M | $138M |
| Free Cash Flow | $143M | $133M |
| Capital Spending | -$4M | -$5M |
| OCF Growth YoY | 5.5% | 29.9% |
| FCF Growth YoY | 6.3% | 31.4% |
| FCF/Sales | 35.4% | 31.1% |
| CapEx/Sales | 0.9% | 1.2% |
Operational Efficiency
| Metric | STBA | TCBK |
|---|---|---|
| Asset Turnover | 0.04x | 0.04x |
| Fixed Assets Turnover | 9.5x | 6.2x |
Income Statement
| Metric | STBA | TCBK |
|---|---|---|
| Total Revenue | $405M | $427M |
| Net Income | $141M | $136M |
Dividend & Shareholder Information
| Metric | STBA | TCBK |
|---|---|---|
| Dividends Per Share | $1.51 | $1.45 |
| Payout Ratio | 41.0% | 29.2% |
| Shares Outstanding | 35M | 32M |
| Net Income Growth | 7.4% | 21.0% |
| EPS Growth | 9.8% | 44.6% |
STBA vs TCBK: stock comparison and AI forecast
Which is bigger, STBA or TCBK?
STBA and TCBK have similar market capitalizations ($1.83B and $1.71B).
Which is cheaper on earnings, STBA or TCBK?
TCBK trades at 10.8 times trailing earnings, STBA at 14.1 times.
Which stock performed better over the last six months, STBA or TCBK?
Over the last six months STBA returned +18.7% and TCBK +6.4%.
Which one does Intratio's AI model rank higher, STBA or TCBK?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.