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Stock comparison · Signal date 2026-11-04

TFIN vs TMP: stock comparison and AI forecast

Triumph Financial, Inc. (TFIN) and Tompkins Financial Corp (TMP) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
NYSE · State Commercial Banks

TFIN Triumph Financial, Inc.

Price
$63.16 -6.2% · 6M
Market Cap
$1.51B
P/E Ratio
44.8x
Size
small-cap
AI Forecast
Full analysis →
NYSE · State Commercial Banks

TMP Tompkins Financial Corp

Market Cap
$1.43B
P/E Ratio
7.9x
Size
small-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

TFIN · TMP

Key facts

  • TFIN and TMP have similar market capitalizations ($1.51B and $1.43B).
  • TMP trades at 7.9 times trailing earnings, TFIN at 44.8 times.
  • TMP turns 40.2% of its revenue into net income, against 10.8% for TFIN.
  • TMP carries 8.59 times debt per unit of equity, against 6.85 times for TFIN.
  • TMP yields 2.70% in dividends and TFIN 0.21%.
  • Both companies share the SEC industry classification State Commercial Banks.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricTFINTMP
Market Cap$1.51B$1.43B
P/E Ratio44.80x7.93x
P/B Ratio1.54x1.53x
Dividend Yield0.21%2.70%
EPS$1.41$12.58
Book Value/Share$40.91$65.25
Revenue/Share$19.49$31.25
FCF/Share–$3.47

Profitability & Margins

MetricTFINTMP
ROE5.2%19.2%
ROA0.7%2.0%
Net Margin10.8%40.2%
EBT Margin14.2%55.9%
Tax Rate24.0%28.0%

Financial Health

MetricTFINTMP
D/E Ratio6.85x8.59x
Financial Leverage7.85x9.59x

Cash Flow

MetricTFINTMP
Operating Cash Flow$113M$59M
Free Cash Flow–$50M
Capital Spending–-$9M
OCF Growth YoY67.7%-40.6%
FCF Growth YoY–-47.5%
FCF/Sales–11.1%
CapEx/Sales–2.1%

Operational Efficiency

MetricTFINTMP
Asset Turnover0.06x0.05x
Fixed Assets Turnover5.4x6.4x

Income Statement

MetricTFINTMP
Total Revenue$466M$448M
Net Income$50M$180M

Dividend & Shareholder Information

MetricTFINTMP
Dividends Per Share$0.13$2.70
Payout Ratio9.2%21.5%
Shares Outstanding24M14M
Net Income Growth405.6%103.7%
EPS Growth261.5%112.9%
FAQ

TFIN vs TMP: stock comparison and AI forecast

Which is bigger, TFIN or TMP?

TFIN and TMP have similar market capitalizations ($1.51B and $1.43B).

Which is cheaper on earnings, TFIN or TMP?

TMP trades at 7.9 times trailing earnings, TFIN at 44.8 times.

Which one does Intratio's AI model rank higher, TFIN or TMP?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.