AM Best Affirms Credit Ratings Of Essent Group
AM Best has affirmed the Financial Strength Rating of A [Excellent] and the Long-Term Issuer Credit Ratings of “a” [Excellent ...
Model output · Signal date 2026-10-13
Essent Group Ltd. (ESNT) Stock Forecast Oct. 13, 2026
Analysis updated on Oct. 13, 2026 (UTC) · Alpha · vs marketSwitch to Total · NYSE
Rating · 90D
▲ Bullish
Exact rating locked
90-day forecast
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30-day forecast
Alpha
Rank in coverage
Top 35%
of 5379 stocks scored
Rank correlation · 90D
n/a
No per-ticker sample yet
Market Cap
$5.58B
mid-cap · #2 of 6 peers
Summary
Essent Group Ltd. (ESNT) stock forecast summary
Our AI ranks Essent Group Ltd. outside the neutral middle of its coverage (a directional signal). Create a free account and follow it to see the exact price target.
Essent Group Ltd. is a mid-cap company with a market capitalization of $5.58B. It ranks number 2 by market capitalization among the 6 Surety Insurance issuers in our coverage with a current forecast.
A per-ticker accuracy statistic for ESNT is published only once its sample size is known. Across our coverage, the out-of-sample test on 4537 stocks from 2025-01-06 to 2026-06-09 produced a positive net return in 73.7% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
Expected return relative to the market over the horizon: a positive alpha means the model expects the stock to beat the market, whatever the market does. Ratings: strong buy ≥ +1.3%, buy ≥ +0.5%, sell < -0.5%, strong sell < -1.6% (top 15%, next 20%, middle 30%, next 20%, bottom 15% of the 2026-10-13 signals)
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ESNT price chart and AI forecast
Cross-section · 2026-10-13
How ESNT ranks among 5379 stocks
90D Alpha forecasts of every company scored, cut into five relative ratings at the 15th, 35th, 65th and 85th percentiles (dashed lines).
Fundamentals
Essent Group Ltd. (ESNT) fundamentals
Trailing twelve months. The industry median and the rank (1 = highest) are taken over the Surety Insurance peers listed below that report each metric.
Valuation & Market
| Metric | ESNT | Rank |
|---|---|---|
| Market Cap | $5.58B | 2/6 |
| P/E Ratio | 8.19x | 3/5 |
| P/B Ratio | 0.98x | 3/5 |
| Dividend Yield | 2.22% | – |
| EPS | $7.18 | – |
| Book Value/Share | $63.01 | – |
| Revenue/Share | $14.72 | – |
| FCF/Share | $9.19 | – |
Profitability & Margins
| Metric | ESNT | Rank |
|---|---|---|
| ROE | 12.0% | 3/5 |
| ROA | 9.0% | 2/6 |
| Net Margin | 51.5% | 2/6 |
| EBT Margin | 62.0% | 2/6 |
| Tax Rate | 17.1% | – |
Financial Health
| Metric | ESNT | Rank |
|---|---|---|
| D/E Ratio | 0.34x | 5/5 |
| Financial Leverage | 1.34x | 5/5 |
| Interest Coverage | 28.7x | – |
Cash Flow
| Metric | ESNT | Rank |
|---|---|---|
| Operating Cash Flow | $834M | 3/6 |
| Free Cash Flow | $826M | – |
| Capital Spending | -$8M | – |
| OCF Growth YoY | -3.8% | – |
| FCF Growth YoY | -4.5% | – |
| FCF/Sales | 62.4% | – |
| CapEx/Sales | 0.6% | – |
Operational Efficiency
| Metric | ESNT | Rank |
|---|---|---|
| Asset Turnover | 0.17x | 3/6 |
| Fixed Assets Turnover | 27.7x | – |
Income Statement
| Metric | ESNT | Rank |
|---|---|---|
| Total Revenue | $1.32B | 3/6 |
| Net Income | $680M | 2/6 |
Dividend & Shareholder Information
| Metric | ESNT | Rank |
|---|---|---|
| Dividends Per Share | $1.38 | – |
| Payout Ratio | 19.2% | – |
| Shares Outstanding | 90M | – |
Balance Sheet Highlights (USD millions)
| Cash & Short-term Investments | $74M | 1.0% of assets |
| Total Liabilities | $1.93B | 25.3% of assets |
Quarterly Financial Reports
ESNT quarterly financials and insider trading
Industry Peers · Surety Insurance
Essent Group Ltd. (ESNT) industry peers
Companies classified under the same SEC industry code as Essent Group Ltd. (Surety Insurance): 6 common-stock issuers with a forecast this week, one row per issuer, largest first. This is a classification match, not a curated list of competitors.
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Finance · Surety Insurance
News
Essent Group Ltd. (ESNT) stock news
Essent Group Ltd. (ESNT) Q4 2025 Earnings Call Transcript
Hello, and thank you for standing by. My name is Tiffany, and I will be your conference operator today. At this time, I would like to welcome everyone to the Essent Group Limited Fourth Quarter ...
Essent Group Ltd. (NYSE:ESNT) Looks Like A Good Stock, And It's Going Ex-Dividend Soon
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FAQ
Essent Group Ltd. (ESNT) stock forecast FAQ
What is the Essent Group Ltd. (ESNT) stock forecast?
Our AI ranks Essent Group Ltd. outside the neutral middle of its coverage (a directional signal). Create a free account and follow it to see the exact price target.
How accurate are Essent Group Ltd. stock predictions?
A per-ticker accuracy statistic for ESNT is published only once its sample size is known. Across our coverage, the out-of-sample test on 4537 stocks from 2025-01-06 to 2026-06-09 produced a positive net return in 73.7% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
How often are Essent Group Ltd. forecasts updated?
Essent Group Ltd. forecasts are refreshed on trading days as the daily model run completes. The forecast on this page was produced on Oct. 13, 2026.
Which companies are Essent Group Ltd.'s industry peers?
6 issuers in our coverage, ESNT included, share the SEC industry code Surety Insurance. The largest are: Old Republic International Corp (ORI), Radian Group Inc (RDN), Assured Guaranty Ltd (AGO), Nmi Holdings, Inc. (NMIH), Mbia Inc (MBI).
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.