ALRS vs HAFC: stock comparison and AI forecast
Alerus Financial Corp (ALRS) and Hanmi Financial Corp (HAFC) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
ALRS Alerus Financial Corp
- Price
- $34.63 +30.2% · 6M
- Market Cap
- $855M
- P/E Ratio
- 48.4x
- Size
- small-cap
- AI Forecast
HAFC Hanmi Financial Corp
- Market Cap
- $989M
- P/E Ratio
- 11.9x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- HAFC is 1.2 times larger than ALRS by market capitalization ($989M against $855M).
- HAFC trades at 11.9 times trailing earnings, ALRS at 48.4 times.
- HAFC carries 8.85 times debt per unit of equity, against 8.07 times for ALRS.
- HAFC yields 3.35% in dividends and ALRS 2.47%.
- Both companies share the SEC industry classification National Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | ALRS | HAFC |
|---|---|---|
| Market Cap | $855M | $989M |
| P/E Ratio | 48.39x | 11.91x |
| P/B Ratio | 1.47x | 1.22x |
| Dividend Yield | 2.47% | 3.35% |
| EPS | $0.71 | $2.80 |
| Book Value/Share | $23.42 | $27.41 |
| Revenue/Share | $9.71 | $9.65 |
| FCF/Share | $3.59 | $7.12 |
Profitability & Margins
| Metric | ALRS | HAFC |
|---|---|---|
| ROE | – | 11.0% |
| ROA | – | 1.1% |
| Operating Margin | – | 31.2% |
| Net Margin | – | 31.2% |
| EBT Margin | 15.0% | 43.4% |
| Tax Rate | 23.5% | 28.0% |
Financial Health
| Metric | ALRS | HAFC |
|---|---|---|
| D/E Ratio | 8.07x | 8.85x |
| Financial Leverage | 9.07x | 9.85x |
| Interest Coverage | – | 0.4x |
Cash Flow
| Metric | ALRS | HAFC |
|---|---|---|
| Operating Cash Flow | $96M | $214M |
| Free Cash Flow | $89M | $211M |
| Capital Spending | -$6M | -$3M |
| OCF Growth YoY | 103.8% | 644.7% |
| FCF Growth YoY | 163.6% | 685.6% |
| FCF/Sales | 36.9% | 73.8% |
| CapEx/Sales | 2.6% | 1.1% |
Operational Efficiency
| Metric | ALRS | HAFC |
|---|---|---|
| Asset Turnover | 0.05x | 0.04x |
| Fixed Assets Turnover | 5.5x | 14.1x |
Income Statement
| Metric | ALRS | HAFC |
|---|---|---|
| Total Revenue | $242M | $286M |
| Operating Income | – | $89M |
| Net Income | – | $89M |
Dividend & Shareholder Information
| Metric | ALRS | HAFC |
|---|---|---|
| Dividends Per Share | $0.85 | $1.12 |
| Payout Ratio | 119.7% | 40.0% |
| Shares Outstanding | 25M | 30M |
| Net Income Growth | – | 36.7% |
| EPS Growth | -45.4% | 35.3% |
ALRS vs HAFC: stock comparison and AI forecast
Which is bigger, ALRS or HAFC?
HAFC is 1.2 times larger than ALRS by market capitalization ($989M against $855M).
Which is cheaper on earnings, ALRS or HAFC?
HAFC trades at 11.9 times trailing earnings, ALRS at 48.4 times.
Which one does Intratio's AI model rank higher, ALRS or HAFC?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.