Alerus Financial Corp (ALRS) Stock Forecast Oct. 13, 2026
Analysis updated on Oct. 13, 2026 (UTC) · Alpha · vs marketSwitch to Total · Nasdaq
Alerus Financial Corp (ALRS) stock forecast summary
Our AI ranks Alerus Financial Corp outside the neutral middle of its coverage (a directional signal). Create a free account and follow it to see the exact price target.
Alerus Financial Corp is a small-cap company with a market capitalization of $772M. It ranks number 53 by market capitalization among the 60 National Commercial Banks issuers in our coverage with a current forecast.
A per-ticker accuracy statistic for ALRS is published only once its sample size is known. Across our coverage, the out-of-sample test on 4537 stocks from 2025-01-06 to 2026-06-09 produced a positive net return in 73.7% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
Expected return relative to the market over the horizon: a positive alpha means the model expects the stock to beat the market, whatever the market does. Ratings: strong buy ≥ +1.3%, buy ≥ +0.5%, sell < -0.5%, strong sell < -1.6% (top 15%, next 20%, middle 30%, next 20%, bottom 15% of the 2026-10-13 signals)
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How ALRS ranks among 5379 stocks
90D Alpha forecasts of every company scored, cut into five relative ratings at the 15th, 35th, 65th and 85th percentiles (dashed lines).
Alerus Financial Corp (ALRS) fundamentals
Trailing twelve months. The industry median and the rank (1 = highest) are taken over the National Commercial Banks peers listed below that report each metric.
Reported net income does not reconcile with earnings per share and the share count, so net-income-based ratios are withheld.
Valuation & Market
| Metric | ALRS | Rank |
|---|---|---|
| Market Cap | $772M | 53/60 |
| P/B Ratio | 1.32x | 21/58 |
| Dividend Yield | 2.73% | 29/51 |
| EPS | $0.71 | – |
| Book Value/Share | $23.42 | – |
| Revenue/Share | $9.71 | – |
| FCF/Share | $3.59 | – |
Profitability & Margins
| Metric | ALRS | Rank |
|---|---|---|
| EBT Margin | 15.0% | 53/59 |
| Tax Rate | 23.5% | – |
Financial Health
| Metric | ALRS | Rank |
|---|---|---|
| D/E Ratio | 8.07x | 27/59 |
| Financial Leverage | 9.07x | 27/59 |
Cash Flow
| Metric | ALRS | Rank |
|---|---|---|
| Operating Cash Flow | $96M | 47/58 |
| Free Cash Flow | $89M | 33/43 |
| Capital Spending | -$6M | 12/43 |
| OCF Growth YoY | 103.8% | 10/53 |
| FCF Growth YoY | 163.6% | 7/41 |
| FCF/Sales | 36.9% | 14/43 |
| CapEx/Sales | 2.6% | 21/43 |
Operational Efficiency
| Metric | ALRS | Rank |
|---|---|---|
| Asset Turnover | 0.05x | 7/57 |
| Fixed Assets Turnover | 5.5x | 22/52 |
Income Statement
| Metric | ALRS | Rank |
|---|---|---|
| Total Revenue | $241M | 48/57 |
Dividend & Shareholder Information
| Metric | ALRS | Rank |
|---|---|---|
| Dividends Per Share | $0.85 | – |
| Payout Ratio | 119.7% | 1/50 |
| Shares Outstanding | 25M | – |
Balance Sheet Highlights (USD millions)
| Cash & Short-term Investments | $109M | 2.1% of assets |
| Total Liabilities | $4.71B | 88.9% of assets |
ALRS quarterly financials and insider trading
Alerus Financial Corp (ALRS) industry peers
Companies classified under the same SEC industry code as Alerus Financial Corp (National Commercial Banks): 60 common-stock issuers with a forecast this week, one row per issuer, largest first. This is a classification match, not a curated list of competitors.
Reveal all forecasts · See exact % predictions for all competitors
Sign up free| Company | 90-Day AI Forecast (Alpha) | Market Cap |
|---|---|---|
| ALRS Alerus Financial Corp | ▲ | $772M |
| JPM Jpmorgan Chase & Co | ▶ | $881.00B |
| BAC Bank Of America Corp /De/ | ▲ | $377.33B |
| WFC Wells Fargo & Company/Mn | ▼ | $251.96B |
| C Citigroup Inc | ▼ | $217.84B |
| UBS Ubs Group Ag | ▼ | $159.79B |
| COF Capital One Financial Corp | ▼ | $121.51B |
| USB Us Bancorp \De\ | ▼ | $89.46B |
| PNC Pnc Financial Services Group, Inc. | ▼ | $87.56B |
| TFC Truist Financial Corp | ▼ | $56.98B |
| HBAN Huntington Bancshares Inc /Md/ | ▶ | $30.89B |
| MFG Mizuho Financial Group Inc | ▼ | $26.39B |
| RF Regions Financial Corp | ▶ | $23.01B |
| KEY Keycorp /New/ | ▲ | $21.25B |
| FHN First Horizon Corp | ▶ | $10.79B |
| UMBF Umb Financial Corp | ▶ | $9.97B |
| ONB Old National Bancorp /In/ | ▲ | $9.51B |
| CFR Cullen/Frost Bankers, Inc. | ▼ | $9.42B |
| ZION Zions Bancorporation, National Association /Ut/ | ▲ | $9.15B |
| BOKF Bok Financial Corp | ▶ | $7.58B |
| VLY Valley National Bancorp | ▲ | $6.98B |
| FNB Fnb Corp/Pa/ | ▶ | $6.02B |
| FULT Fulton Financial Corp | ▶ | $4.19B |
| WSFS Wsfs Financial Corp | ▶ | $3.88B |
| BANF Bancfirst Corp /Ok/ | ▶ | $3.59B |
| WSBC Wesbanco Inc | ▶ | $3.54B |
| NIC Nicolet Bankshares Inc | ▼ | $3.42B |
| FFBC First Financial Bancorp /Oh/ | ▶ | $3.25B |
| SFNC Simmons First National Corp | ▶ | $3.20B |
| PRK Park National Corp /Oh/ | ▶ | $3.17B |
| BANC Banc Of California, Inc. | ▲ | $2.71B |
| NBTB Nbt Bancorp Inc | ▶ | $2.61B |
| TRMK Trustmark Corp | ▶ | $2.59B |
| FRME First Merchants Corp | ▶ | $2.46B |
| WAFD Wafd Inc | ▶ | $2.18B |
| NWBI Northwest Bancshares, Inc. | ▶ | $2.15B |
| FCF First Commonwealth Financial Corp /Pa/ | ▶ | $2.02B |
| TBBK Bancorp, Inc. | ▲ | $2.00B |
| CHCO City Holding Co | ▶ | $1.96B |
| FSUN Firstsun Capital Bancorp | ▲ | $1.79B |
| HOPE Hope Bancorp Inc | ▲ | $1.70B |
| DCOM Dime Commercial Bancshares, Inc. /Ny/ | ▲ | $1.70B |
| NBHC National Bank Holdings Corp | ▲ | $1.67B |
| BFC Bank First Corp | ▶ | $1.62B |
| OCFC Oceanfirst Financial Corp | ▲ | $1.55B |
| CASH Pathward Financial, Inc. | ▶ | $1.49B |
| BHRB Burke & Herbert Financial Services Corp. | ▶ | $1.40B |
| WABC Westamerica Bancorporation | ▲ | $1.36B |
| AMTB Amerant Bancorp Inc. | ▲ | $1.13B |
| FMCB Farmers & Merchants Bancorp | ▲ | $993M |
| CAC Camden National Corp | ▲ | $944M |
| HAFC Hanmi Financial Corp | ▲ | $916M |
| SMBK Smartfinancial Inc. | ▲ | $859M |
| FISI Financial Institutions Inc | ▲ | $765M |
| SHBI Shore Bancshares Inc | ▲ | $750M |
| BCAL California Bancorp \ Ca | ▲ | $688M |
| PFIS Peoples Financial Services Corp. | ▲ | $681M |
| CARE Carter Bankshares, Inc. | ▲ | $669M |
| CBNK Capital Bancorp Inc | ▲ | $631M |
| SFST Southern First Bancshares Inc | ▲ | $569M |
Where ALRS sits on the market map
Alerus Financial Corp (ALRS) stock news
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Alerus Financial Corp (ALRS) stock forecast FAQ
What is the Alerus Financial Corp (ALRS) stock forecast?
Our AI ranks Alerus Financial Corp outside the neutral middle of its coverage (a directional signal). Create a free account and follow it to see the exact price target.
How accurate are Alerus Financial Corp stock predictions?
A per-ticker accuracy statistic for ALRS is published only once its sample size is known. Across our coverage, the out-of-sample test on 4537 stocks from 2025-01-06 to 2026-06-09 produced a positive net return in 73.7% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
How often are Alerus Financial Corp forecasts updated?
Alerus Financial Corp forecasts are refreshed on trading days as the daily model run completes. The forecast on this page was produced on Oct. 13, 2026.
Which companies are Alerus Financial Corp's industry peers?
60 issuers in our coverage, ALRS included, share the SEC industry code National Commercial Banks. The largest are: Jpmorgan Chase & Co (JPM), Bank Of America Corp /De/ (BAC), Wells Fargo & Company/Mn (WFC), Citigroup Inc (C), Ubs Group Ag (UBS), Capital One Financial Corp (COF).
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.