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Model output · Signal date 2026-10-13

Farmers & Merchants Bancorp (FMCB) Stock Forecast Oct. 13, 2026

Analysis updated on Oct. 13, 2026 (UTC) · Alpha · vs marketSwitch to Total · OTC

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Rating · 90D ▲ Bullish Exact rating locked
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30-day forecast Alpha
Rank in coverage Top 35% of 5379 stocks scored
Rank correlation · 90D n/a No per-ticker sample yet
Market Cap $993M small-cap · #49 of 60 peers
Summary

Farmers & Merchants Bancorp (FMCB) stock forecast summary

Our AI ranks Farmers & Merchants Bancorp outside the neutral middle of its coverage (a directional signal). Create a free account and follow it to see the exact price target.

Farmers & Merchants Bancorp is a small-cap company with a market capitalization of $993M. It ranks number 49 by market capitalization among the 60 National Commercial Banks issuers in our coverage with a current forecast.

A per-ticker accuracy statistic for FMCB is published only once its sample size is known. Across our coverage, the out-of-sample test on 4537 stocks from 2025-01-06 to 2026-06-09 produced a positive net return in 73.7% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report

Expected return relative to the market over the horizon: a positive alpha means the model expects the stock to beat the market, whatever the market does. Ratings: strong buy ≥ +1.3%, buy ≥ +0.5%, sell < -0.5%, strong sell < -1.6% (top 15%, next 20%, middle 30%, next 20%, bottom 15% of the 2026-10-13 signals)

A free account shows the exact forecast, rating and rank of 3 tickers you follow, FMCB included.

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Price

FMCB price chart and AI forecast

FMCB
Cross-section · 2026-10-13

How FMCB ranks among 5379 stocks

90D Alpha forecasts of every company scored, cut into five relative ratings at the 15th, 35th, 65th and 85th percentiles (dashed lines).

Fundamentals

Farmers & Merchants Bancorp (FMCB) fundamentals

Trailing twelve months. The industry median and the rank (1 = highest) are taken over the National Commercial Banks peers listed below that report each metric.

Valuation & Market

MetricFMCBIndustry medianRank
Market Cap $993M $2.66B 49/60
P/E Ratio 10.31x 11.55x 38/49
P/B Ratio 1.46x 1.24x 15/58
Dividend Yield 1.47% 2.94% 45/51
EPS $139.89 – –
Book Value/Share $981.32 – –
Revenue/Share $356.81 – –
FCF/Share $143.89 – –

Profitability & Margins

MetricFMCBIndustry medianRank
ROE 14.2% 10.6% 9/55
ROA 1.6% 1.2% 8/55
Net Margin 39.0% 29.8% 7/55
EBT Margin 53.1% 37.5% 6/59
Tax Rate 26.6% – –

Financial Health

MetricFMCBIndustry medianRank
D/E Ratio 7.59x 7.93x 38/59
Financial Leverage 8.59x 8.93x 38/59

Cash Flow

MetricFMCBIndustry medianRank
Operating Cash Flow $117M $231M 42/58
Free Cash Flow $100M $187M 32/43
Capital Spending -$17M -$15M 25/43
OCF Growth YoY 6.6% 33.4% 38/53
FCF Growth YoY -5.0% 36.1% 31/41
FCF/Sales 40.3% 29.8% 10/43
CapEx/Sales 7.0% 2.6% 7/43

Operational Efficiency

MetricFMCBIndustry medianRank
Asset Turnover 0.04x 0.04x 13/57
Fixed Assets Turnover 3.7x 4.5x 34/52

Income Statement

MetricFMCBIndustry medianRank
Total Revenue $246M $694M 46/57
Net Income $96M $188M 41/54

Dividend & Shareholder Information

MetricFMCBIndustry medianRank
Dividends Per Share $21.13 – –
Payout Ratio 15.1% 35.7% 46/50
Shares Outstanding 1M – –

Balance Sheet Highlights (USD millions)

Cash & Short-term Investments$279M4.8% of assets
Total Liabilities$5.16B88.3% of assets
Quarterly Financial Reports

FMCB quarterly financials and insider trading

Industry Peers · National Commercial Banks

Farmers & Merchants Bancorp (FMCB) industry peers

Companies classified under the same SEC industry code as Farmers & Merchants Bancorp (National Commercial Banks): 60 common-stock issuers with a forecast this week, one row per issuer, largest first. This is a classification match, not a curated list of competitors.

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Company 90-Day AI Forecast (Alpha) Market Cap P/E Ratio P/B Ratio
FMCB Farmers & Merchants Bancorp ▲ $993M 10.3x 1.5x
JPM Jpmorgan Chase & Co ▶ $881.00B 13.5x 2.4x
BAC Bank Of America Corp /De/ ▲ $377.33B 11.2x 1.3x
WFC Wells Fargo & Company/Mn ▼ $251.96B 11.1x 1.4x
C Citigroup Inc ▼ $217.84B 16.5x 1.1x
UBS Ubs Group Ag ▼ $159.79B – –
COF Capital One Financial Corp ▼ $121.51B 11.6x 1.1x
USB Us Bancorp \De\ ▼ $89.46B 11.0x 1.3x
PNC Pnc Financial Services Group, Inc. ▼ $88.27B 11.6x 1.4x
TFC Truist Financial Corp ▼ $56.98B 10.0x 0.9x
HBAN Huntington Bancshares Inc /Md/ ▶ $30.89B 14.4x 1.0x
MFG Mizuho Financial Group Inc ▼ $26.37B – –
RF Regions Financial Corp ▶ $23.32B 10.5x 1.2x
KEY Keycorp /New/ ▲ $21.25B 10.5x 1.2x
FHN First Horizon Corp ▶ $10.79B 10.2x 1.2x
UMBF Umb Financial Corp ▶ $9.97B 10.6x 1.2x
ONB Old National Bancorp /In/ ▲ $9.58B 12.9x 1.2x
CFR Cullen/Frost Bankers, Inc. ▼ $9.42B 13.8x 2.0x
ZION Zions Bancorporation, National Association /Ut/ ▲ $9.15B 7.8x 1.2x
BOKF Bok Financial Corp ▶ $7.58B 11.7x 1.3x
VLY Valley National Bancorp ▲ $6.98B 10.1x 0.9x
FNB Fnb Corp/Pa/ ▶ $6.02B 10.0x 0.9x
FULT Fulton Financial Corp ▶ $4.19B 10.6x 1.2x
WSFS Wsfs Financial Corp ▶ $3.88B 12.1x 1.5x
BANF Bancfirst Corp /Ok/ ▶ $3.59B 14.2x 1.8x
WSBC Wesbanco Inc ▶ $3.54B – 0.9x
NIC Nicolet Bankshares Inc ▼ $3.44B 22.3x 1.5x
FFBC First Financial Bancorp /Oh/ ▶ $3.25B 11.4x 1.1x
SFNC Simmons First National Corp ▶ $3.23B – 0.9x
PRK Park National Corp /Oh/ ▶ $3.20B 16.8x 1.9x
BANC Banc Of California, Inc. ▲ $2.71B – 0.8x
NBTB Nbt Bancorp Inc ▶ $2.62B 12.2x 1.7x
TRMK Trustmark Corp ▶ $2.58B 11.0x 1.2x
FRME First Merchants Corp ▶ $2.46B 12.7x 0.9x
WAFD Wafd Inc ▶ $2.18B 8.5x 0.7x
NWBI Northwest Bancshares, Inc. ▶ $2.18B 14.2x 1.1x
FCF First Commonwealth Financial Corp /Pa/ ▶ $2.02B 12.0x 1.3x
TBBK Bancorp, Inc. ▲ $2.00B 6.9x 2.8x
CHCO City Holding Co ▶ $1.96B 14.9x 2.4x
FSUN Firstsun Capital Bancorp ▲ $1.79B – 1.5x
HOPE Hope Bancorp Inc ▲ $1.70B 13.0x 0.7x
DCOM Dime Commercial Bancshares, Inc. /Ny/ ▲ $1.70B 13.2x 1.1x
NBHC National Bank Holdings Corp ▲ $1.69B 17.2x 1.0x
BFC Bank First Corp ▶ $1.62B 20.0x 2.0x
OCFC Oceanfirst Financial Corp ▲ $1.56B – 0.9x
CASH Pathward Financial, Inc. ▶ $1.49B – 1.8x
BHRB Burke & Herbert Financial Services Corp. ▶ $1.40B – 1.2x
WABC Westamerica Bancorporation ▲ $1.36B 12.3x 1.6x
AMTB Amerant Bancorp Inc. ▲ $1.13B 20.1x 1.2x
CAC Camden National Corp ▲ $944M 10.6x 1.3x
HAFC Hanmi Financial Corp ▲ $916M 10.3x 1.1x
SMBK Smartfinancial Inc. ▲ $859M 15.0x 1.5x
ALRS Alerus Financial Corp ▲ $772M – 1.3x
FISI Financial Institutions Inc ▲ $765M 9.3x 1.3x
SHBI Shore Bancshares Inc ▲ $750M 11.3x 1.2x
BCAL California Bancorp \ Ca ▲ $688M 8.9x 1.2x
PFIS Peoples Financial Services Corp. ▲ $683M 12.0x 1.3x
CARE Carter Bankshares, Inc. ▲ $669M 5.2x 1.2x
CBNK Capital Bancorp Inc ▲ $631M 11.2x 1.5x
SFST Southern First Bancshares Inc ▲ $570M – 1.3x

Where FMCB sits on the market map

Finance · National Commercial Banks
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News

Farmers & Merchants Bancorp (FMCB) stock news

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FAQ

Farmers & Merchants Bancorp (FMCB) stock forecast FAQ

What is the Farmers & Merchants Bancorp (FMCB) stock forecast?

Our AI ranks Farmers & Merchants Bancorp outside the neutral middle of its coverage (a directional signal). Create a free account and follow it to see the exact price target.

How accurate are Farmers & Merchants Bancorp stock predictions?

A per-ticker accuracy statistic for FMCB is published only once its sample size is known. Across our coverage, the out-of-sample test on 4537 stocks from 2025-01-06 to 2026-06-09 produced a positive net return in 73.7% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report

How often are Farmers & Merchants Bancorp forecasts updated?

Farmers & Merchants Bancorp forecasts are refreshed on trading days as the daily model run completes. The forecast on this page was produced on Oct. 13, 2026.

Which companies are Farmers & Merchants Bancorp's industry peers?

60 issuers in our coverage, FMCB included, share the SEC industry code National Commercial Banks. The largest are: Jpmorgan Chase & Co (JPM), Bank Of America Corp /De/ (BAC), Wells Fargo & Company/Mn (WFC), Citigroup Inc (C), Ubs Group Ag (UBS), Capital One Financial Corp (COF).

This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.