FMCB vs WABC: stock comparison and AI forecast
Farmers & Merchants Bancorp (FMCB) and Westamerica Bancorporation (WABC) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
FMCB Farmers & Merchants Bancorp
- Market Cap
- $1.01B
- P/E Ratio
- 10.5x
- Size
- small-cap
- AI Forecast
WABC Westamerica Bancorporation
- Market Cap
- $1.42B
- P/E Ratio
- 13.5x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- WABC is 1.4 times larger than FMCB by market capitalization ($1.42B against $1.01B).
- FMCB trades at 10.5 times trailing earnings, WABC at 13.5 times.
- WABC turns 43.9% of its revenue into net income, against 39.0% for FMCB.
- FMCB carries 7.59 times debt per unit of equity, against 5.80 times for WABC.
- WABC yields 3.23% in dividends and FMCB 1.45%.
- Both companies share the SEC industry classification National Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | FMCB | WABC |
|---|---|---|
| Market Cap | $1.01B | $1.42B |
| P/E Ratio | 10.46x | 13.49x |
| P/B Ratio | 1.49x | 1.66x |
| Dividend Yield | 1.45% | 3.23% |
| EPS | $139.89 | $4.54 |
| Book Value/Share | $981.32 | $36.91 |
| Revenue/Share | $356.81 | $10.91 |
| FCF/Share | $143.89 | $4.70 |
Profitability & Margins
| Metric | FMCB | WABC |
|---|---|---|
| ROE | 14.2% | 13.0% |
| ROA | 1.6% | 1.9% |
| Net Margin | 39.0% | 43.9% |
| EBT Margin | 53.1% | 57.5% |
| Tax Rate | 26.6% | 26.3% |
Financial Health
| Metric | FMCB | WABC |
|---|---|---|
| D/E Ratio | 7.59x | 5.80x |
| Financial Leverage | 8.59x | 6.80x |
Cash Flow
| Metric | FMCB | WABC |
|---|---|---|
| Operating Cash Flow | $117M | $111M |
| Free Cash Flow | $100M | $109M |
| Capital Spending | -$17M | -$3M |
| OCF Growth YoY | 6.6% | -18.3% |
| FCF Growth YoY | -5.0% | -19.0% |
| FCF/Sales | 40.3% | 43.1% |
| CapEx/Sales | 7.0% | 1.0% |
Operational Efficiency
| Metric | FMCB | WABC |
|---|---|---|
| Asset Turnover | 0.04x | 0.04x |
| Fixed Assets Turnover | 3.7x | 9.8x |
Income Statement
| Metric | FMCB | WABC |
|---|---|---|
| Total Revenue | $247M | $252M |
| Net Income | $96M | $111M |
Dividend & Shareholder Information
| Metric | FMCB | WABC |
|---|---|---|
| Dividends Per Share | $21.13 | $1.98 |
| Payout Ratio | 15.1% | 43.6% |
| Shares Outstanding | 1M | 23M |
| Net Income Growth | 7.0% | -12.7% |
| EPS Growth | 10.3% | -5.0% |
FMCB vs WABC: stock comparison and AI forecast
Which is bigger, FMCB or WABC?
WABC is 1.4 times larger than FMCB by market capitalization ($1.42B against $1.01B).
Which is cheaper on earnings, FMCB or WABC?
FMCB trades at 10.5 times trailing earnings, WABC at 13.5 times.
Which one does Intratio's AI model rank higher, FMCB or WABC?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.