CFFI vs COSO: stock comparison and AI forecast
C & F Financial Corp (CFFI) and Coastalsouth Bancshares, Inc. (COSO) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
CFFI C & F Financial Corp
- Price
- $110.98 +51.8% · 6M
- Market Cap
- $361M
- P/E Ratio
- 12.4x
- Size
- small-cap
- AI Forecast
COSO Coastalsouth Bancshares, Inc.
- Price
- $28.24 +10.6% · 6M
- Market Cap
- $338M
- P/E Ratio
- 13.0x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- CFFI and COSO have similar market capitalizations ($361M and $338M).
- CFFI trades at 12.4 times trailing earnings, COSO at 13.0 times.
- Over the last six months CFFI returned +51.8% and COSO +10.6%.
- COSO turns 31.6% of its revenue into net income, against 19.5% for CFFI.
- CFFI carries 9.11 times debt per unit of equity, against 7.98 times for COSO.
- CFFI yields 1.69% in dividends; COSO pays none.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | CFFI | COSO |
|---|---|---|
| Market Cap | $361M | $338M |
| P/E Ratio | 12.38x | 12.96x |
| P/B Ratio | 1.30x | 1.25x |
| Dividend Yield | 1.69% | – |
| EPS | $8.97 | $2.18 |
| Book Value/Share | $85.43 | $22.56 |
| Revenue/Share | $45.83 | $8.63 |
| FCF/Share | $11.86 | $5.61 |
Profitability & Margins
| Metric | CFFI | COSO |
|---|---|---|
| ROE | 10.5% | 12.1% |
| ROA | 1.0% | 1.4% |
| Net Margin | 19.5% | 31.6% |
| EBT Margin | 24.2% | 40.0% |
| Tax Rate | 19.1% | 20.9% |
Financial Health
| Metric | CFFI | COSO |
|---|---|---|
| D/E Ratio | 9.11x | 7.98x |
| Financial Leverage | 10.12x | 8.98x |
Cash Flow
| Metric | CFFI | COSO |
|---|---|---|
| Operating Cash Flow | $43M | $69M |
| Free Cash Flow | $39M | $67M |
| Capital Spending | -$4M | -$2M |
| OCF Growth YoY | 23.2% | – |
| FCF Growth YoY | 22.7% | – |
| FCF/Sales | 25.9% | 65.0% |
| CapEx/Sales | 2.8% | 2.0% |
Operational Efficiency
| Metric | CFFI | COSO |
|---|---|---|
| Asset Turnover | 0.05x | 0.04x |
| Fixed Assets Turnover | 3.7x | 5.5x |
Income Statement
| Metric | CFFI | COSO |
|---|---|---|
| Total Revenue | $149M | $103M |
| Net Income | $29M | $33M |
Dividend & Shareholder Information
| Metric | CFFI | COSO |
|---|---|---|
| Dividends Per Share | $1.88 | – |
| Payout Ratio | 21.0% | – |
| Shares Outstanding | 3M | 12M |
| Net Income Growth | 18.8% | – |
| EPS Growth | 19.1% | – |
CFFI vs COSO: stock comparison and AI forecast
Which is bigger, CFFI or COSO?
CFFI and COSO have similar market capitalizations ($361M and $338M).
Which is cheaper on earnings, CFFI or COSO?
CFFI trades at 12.4 times trailing earnings, COSO at 13.0 times.
Which stock performed better over the last six months, CFFI or COSO?
Over the last six months CFFI returned +51.8% and COSO +10.6%.
Which one does Intratio's AI model rank higher, CFFI or COSO?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.