BCML vs CFFI: stock comparison and AI forecast
Baycom Corp (BCML) and C & F Financial Corp (CFFI) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
BCML Baycom Corp
- Market Cap
- $336M
- P/E Ratio
- 32.1x
- Size
- small-cap
- AI Forecast
- NO CURRENT FORECAST
CFFI C & F Financial Corp
- Price
- $110.98 +51.8% · 6M
- Market Cap
- $361M
- P/E Ratio
- 12.4x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- BCML and CFFI have similar market capitalizations ($336M and $361M).
- CFFI trades at 12.4 times trailing earnings, BCML at 32.0 times.
- CFFI turns 19.5% of its revenue into net income, against 13.7% for BCML.
- CFFI carries 9.11 times debt per unit of equity, against 6.69 times for BCML.
- BCML yields 2.91% in dividends and CFFI 1.69%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | BCML | CFFI |
|---|---|---|
| Market Cap | $336M | $361M |
| P/E Ratio | 32.05x | 12.38x |
| P/B Ratio | 1.00x | 1.30x |
| Dividend Yield | 2.91% | 1.69% |
| EPS | $0.96 | $8.97 |
| Book Value/Share | $30.71 | $85.43 |
| Revenue/Share | $8.76 | $45.83 |
| FCF/Share | $2.43 | $11.86 |
Profitability & Margins
| Metric | BCML | CFFI |
|---|---|---|
| ROE | 3.9% | 10.5% |
| ROA | 0.5% | 1.0% |
| Net Margin | 13.7% | 19.5% |
| EBT Margin | 20.8% | 24.2% |
| Tax Rate | 34.4% | 19.1% |
Financial Health
| Metric | BCML | CFFI |
|---|---|---|
| D/E Ratio | 6.69x | 9.11x |
| Financial Leverage | 7.69x | 10.12x |
Cash Flow
| Metric | BCML | CFFI |
|---|---|---|
| Operating Cash Flow | $28M | $43M |
| Free Cash Flow | $27M | $39M |
| Capital Spending | -$2M | -$4M |
| OCF Growth YoY | -14.9% | 23.2% |
| FCF Growth YoY | -17.2% | 22.7% |
| FCF/Sales | 27.7% | 25.9% |
| CapEx/Sales | 1.8% | 2.8% |
Operational Efficiency
| Metric | BCML | CFFI |
|---|---|---|
| Asset Turnover | 0.04x | 0.05x |
| Fixed Assets Turnover | 7.3x | 3.7x |
Income Statement
| Metric | BCML | CFFI |
|---|---|---|
| Total Revenue | $96M | $149M |
| Net Income | $13M | $29M |
Dividend & Shareholder Information
| Metric | BCML | CFFI |
|---|---|---|
| Dividends Per Share | $0.90 | $1.88 |
| Payout Ratio | 93.8% | 21.0% |
| Shares Outstanding | 11M | 3M |
| Net Income Growth | -45.9% | 18.8% |
| EPS Growth | -56.0% | 19.1% |
BCML vs CFFI: stock comparison and AI forecast
Which is bigger, BCML or CFFI?
BCML and CFFI have similar market capitalizations ($336M and $361M).
Which is cheaper on earnings, BCML or CFFI?
CFFI trades at 12.4 times trailing earnings, BCML at 32.0 times.
Which one does Intratio's AI model rank higher, BCML or CFFI?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
More comparisons
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.