FRME vs WAFD: stock comparison and AI forecast
First Merchants Corp (FRME) and Wafd Inc (WAFD) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
FRME First Merchants Corp
- Price
- $41.09 +1.6% · 6M
- Market Cap
- $2.38B
- P/E Ratio
- 12.1x
- Size
- mid-cap
- AI Forecast
- NO CURRENT FORECAST
WAFD Wafd Inc
- Market Cap
- $2.17B
- P/E Ratio
- 8.0x
- Size
- mid-cap
- AI Forecast
- NO CURRENT FORECAST
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- FRME and WAFD have similar market capitalizations ($2.38B and $2.17B).
- WAFD trades at 8.0 times trailing earnings, FRME at 12.1 times.
- WAFD turns 33.7% of its revenue into net income, against 31.2% for FRME.
- WAFD carries 8.13 times debt per unit of equity, against 6.88 times for FRME.
- WAFD yields 3.73% in dividends and FRME 3.58%.
- Both companies share the SEC industry classification National Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | FRME | WAFD |
|---|---|---|
| Market Cap | $2.38B | $2.17B |
| P/E Ratio | 12.12x | 7.95x |
| P/B Ratio | 0.89x | 0.72x |
| Dividend Yield | 3.58% | 3.73% |
| EPS | $3.39 | $3.69 |
| Book Value/Share | $46.16 | $40.85 |
| Revenue/Share | $11.02 | $10.29 |
| FCF/Share | – | $3.07 |
Profitability & Margins
| Metric | FRME | WAFD |
|---|---|---|
| ROE | 7.4% | 8.5% |
| ROA | 0.9% | 0.9% |
| Net Margin | 31.2% | 33.7% |
| EBT Margin | 35.0% | 43.1% |
| Tax Rate | 10.8% | 21.8% |
Financial Health
| Metric | FRME | WAFD |
|---|---|---|
| D/E Ratio | 6.88x | 8.13x |
| Financial Leverage | 7.88x | 9.13x |
Cash Flow
| Metric | FRME | WAFD |
|---|---|---|
| Operating Cash Flow | $281M | $268M |
| Free Cash Flow | – | $227M |
| Capital Spending | – | -$41M |
| OCF Growth YoY | 4.3% | -3.1% |
| FCF Growth YoY | – | -9.9% |
| FCF/Sales | – | 29.8% |
| CapEx/Sales | – | 5.3% |
Operational Efficiency
| Metric | FRME | WAFD |
|---|---|---|
| Asset Turnover | 0.03x | 0.03x |
| Fixed Assets Turnover | 4.4x | 2.6x |
Income Statement
| Metric | FRME | WAFD |
|---|---|---|
| Total Revenue | $638M | $761M |
| Net Income | $199M | $256M |
Dividend & Shareholder Information
| Metric | FRME | WAFD |
|---|---|---|
| Dividends Per Share | $1.47 | $1.10 |
| Payout Ratio | 43.4% | 29.8% |
| Shares Outstanding | 58M | 74M |
| Net Income Growth | -4.8% | 13.2% |
| EPS Growth | -4.5% | 24.7% |
FRME vs WAFD: stock comparison and AI forecast
Which is bigger, FRME or WAFD?
FRME and WAFD have similar market capitalizations ($2.38B and $2.17B).
Which is cheaper on earnings, FRME or WAFD?
WAFD trades at 8.0 times trailing earnings, FRME at 12.1 times.
Which one does Intratio's AI model rank higher, FRME or WAFD?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
More comparisons
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.