IBOC vs INDB: stock comparison and AI forecast
International Bancshares Corp (IBOC) and Independent Bank Corp (INDB) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
IBOC International Bancshares Corp
- Price
- $66.86 -6.8% · 6M
- Market Cap
- $4.16B
- P/E Ratio
- 10.1x
- Size
- mid-cap
- AI Forecast
- NO CURRENT FORECAST
INDB Independent Bank Corp
- Price
- $82.74 +6.1% · 6M
- Market Cap
- $3.92B
- P/E Ratio
- 15.0x
- Size
- mid-cap
- AI Forecast
- NO CURRENT FORECAST
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- IBOC and INDB have similar market capitalizations ($4.16B and $3.92B).
- IBOC trades at 10.1 times trailing earnings, INDB at 15.0 times.
- Over the last six months INDB returned +6.1% and IBOC -6.8%.
- IBOC turns 49.3% of its revenue into net income, against 28.6% for INDB.
- INDB carries 6.11 times debt per unit of equity, against 4.04 times for IBOC.
- IBOC yields 6.37% in dividends and INDB 2.93%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | IBOC | INDB |
|---|---|---|
| Market Cap | $4.16B | $3.92B |
| P/E Ratio | 10.08x | 14.96x |
| P/B Ratio | 1.23x | 1.12x |
| Dividend Yield | 6.37% | 2.93% |
| EPS | $6.63 | $5.53 |
| Book Value/Share | $54.27 | $74.15 |
| Revenue/Share | $13.47 | $20.03 |
| FCF/Share | $7.28 | $6.41 |
Profitability & Margins
| Metric | IBOC | INDB |
|---|---|---|
| ROE | 12.2% | 7.7% |
| ROA | 2.4% | 1.1% |
| Net Margin | 49.3% | 28.6% |
| EBT Margin | 63.8% | 37.3% |
| Tax Rate | 20.7% | – |
Financial Health
| Metric | IBOC | INDB |
|---|---|---|
| D/E Ratio | 4.04x | 6.11x |
| Financial Leverage | 5.04x | 7.11x |
Cash Flow
| Metric | IBOC | INDB |
|---|---|---|
| Operating Cash Flow | $470M | $322M |
| Free Cash Flow | $453M | $304M |
| Capital Spending | -$17M | -$18M |
| OCF Growth YoY | 0.6% | 38.0% |
| FCF Growth YoY | 0.5% | 41.5% |
| FCF/Sales | 54.1% | 32.0% |
| CapEx/Sales | 2.1% | 1.9% |
Operational Efficiency
| Metric | IBOC | INDB |
|---|---|---|
| Asset Turnover | 0.05x | 0.04x |
| Fixed Assets Turnover | 2.0x | 4.3x |
Income Statement
| Metric | IBOC | INDB |
|---|---|---|
| Total Revenue | $838M | $949M |
| Net Income | $413M | $271M |
Dividend & Shareholder Information
| Metric | IBOC | INDB |
|---|---|---|
| Dividends Per Share | $4.26 | $2.42 |
| Payout Ratio | 64.2% | 43.8% |
| Shares Outstanding | 62M | 47M |
| Net Income Growth | 0.3% | 44.0% |
| EPS Growth | 0.1% | 24.8% |
IBOC vs INDB: stock comparison and AI forecast
Which is bigger, IBOC or INDB?
IBOC and INDB have similar market capitalizations ($4.16B and $3.92B).
Which is cheaper on earnings, IBOC or INDB?
IBOC trades at 10.1 times trailing earnings, INDB at 15.0 times.
Which stock performed better over the last six months, IBOC or INDB?
Over the last six months INDB returned +6.1% and IBOC -6.8%.
Which one does Intratio's AI model rank higher, IBOC or INDB?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.