MCY vs RLI: stock comparison and AI forecast
Mercury General Corp (MCY) and Rli Corp (RLI) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
MCY Mercury General Corp
- Market Cap
- $5.69B
- P/E Ratio
- 8.9x
- Size
- mid-cap
- AI Forecast
RLI Rli Corp
- Price
- $67.24 +32.5% · 6M
- Market Cap
- $6.17B
- P/E Ratio
- 13.5x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- MCY and RLI have similar market capitalizations ($5.69B and $6.17B).
- MCY trades at 8.8 times trailing earnings, RLI at 13.5 times.
- RLI turns 20.3% of its revenue into net income, against 10.5% for MCY.
- RLI carries 2.80 times debt per unit of equity, against 2.69 times for MCY.
- RLI yields 10.46% in dividends and MCY 1.24%.
- Both companies share the SEC industry classification Fire, Marine & Casualty Insurance.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | MCY | RLI |
|---|---|---|
| Market Cap | $5.69B | $6.17B |
| P/E Ratio | 8.85x | 13.50x |
| P/B Ratio | 2.03x | 3.64x |
| Dividend Yield | 1.24% | 10.46% |
| EPS | $11.61 | $4.98 |
| Book Value/Share | $50.64 | $18.49 |
| Revenue/Share | $110.83 | $21.17 |
| FCF/Share | $20.89 | $5.79 |
Profitability & Margins
| Metric | MCY | RLI |
|---|---|---|
| ROE | 22.9% | 23.3% |
| ROA | 6.2% | 6.1% |
| Gross Margin | 99.7% | – |
| Net Margin | 10.5% | 20.3% |
| EBT Margin | 12.8% | 25.3% |
| Tax Rate | 18.5% | 19.6% |
Financial Health
| Metric | MCY | RLI |
|---|---|---|
| D/E Ratio | 2.69x | 2.80x |
| Financial Leverage | 3.69x | 3.80x |
Cash Flow
| Metric | MCY | RLI |
|---|---|---|
| Operating Cash Flow | $1.22B | $539M |
| Free Cash Flow | $1.16B | $532M |
| Capital Spending | -$62M | -$8M |
| OCF Growth YoY | 16.3% | -7.9% |
| FCF Growth YoY | 16.8% | -8.6% |
| FCF/Sales | 18.8% | 27.4% |
| CapEx/Sales | 1.0% | 0.4% |
Operational Efficiency
| Metric | MCY | RLI |
|---|---|---|
| Asset Turnover | 0.59x | 0.30x |
| Fixed Assets Turnover | 41.3x | 47.3x |
Income Statement
| Metric | MCY | RLI |
|---|---|---|
| Total Revenue | $6.14B | $1.94B |
| Net Income | $643M | $395M |
| Cost of Goods Sold | $17M | – |
Dividend & Shareholder Information
| Metric | MCY | RLI |
|---|---|---|
| Dividends Per Share | $1.27 | $7.04 |
| Payout Ratio | 10.9% | 141.4% |
| Shares Outstanding | 55M | 92M |
| Net Income Growth | 46.2% | 11.9% |
| EPS Growth | 46.4% | 59.4% |
MCY vs RLI: stock comparison and AI forecast
Which is bigger, MCY or RLI?
MCY and RLI have similar market capitalizations ($5.69B and $6.17B).
Which is cheaper on earnings, MCY or RLI?
MCY trades at 8.8 times trailing earnings, RLI at 13.5 times.
Which one does Intratio's AI model rank higher, MCY or RLI?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.