RNST vs SBCF: stock comparison and AI forecast
Renasant Corp (RNST) and Seacoast Banking Corp Of Florida (SBCF) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
RNST Renasant Corp
- Price
- $40.55 +2.9% · 6M
- Market Cap
- $3.71B
- P/E Ratio
- 13.5x
- Size
- mid-cap
- AI Forecast
SBCF Seacoast Banking Corp Of Florida
- Price
- $34.00 +10.0% · 6M
- Market Cap
- $3.29B
- P/E Ratio
- 21.0x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- RNST is 1.1 times larger than SBCF by market capitalization ($3.71B against $3.29B).
- RNST trades at 13.5 times trailing earnings, SBCF at 21.0 times.
- Over the last six months SBCF returned +10.0% and RNST +2.9%.
- RNST turns 29.6% of its revenue into net income, against 23.7% for SBCF.
- SBCF carries 6.70 times debt per unit of equity, against 5.98 times for RNST.
- RNST yields 2.35% in dividends; SBCF pays none.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | RNST | SBCF |
|---|---|---|
| Market Cap | $3.71B | $3.29B |
| P/E Ratio | 13.52x | 20.99x |
| P/B Ratio | 0.96x | 1.21x |
| Dividend Yield | 2.35% | – |
| EPS | $3.00 | $1.62 |
| Book Value/Share | $42.35 | $28.20 |
| Revenue/Share | $11.62 | $7.08 |
| FCF/Share | $4.31 | – |
Profitability & Margins
| Metric | RNST | SBCF |
|---|---|---|
| ROE | 8.1% | 5.9% |
| ROA | 1.2% | 0.8% |
| Net Margin | 29.6% | 23.7% |
| EBT Margin | 36.8% | 30.3% |
| Tax Rate | 19.7% | 21.8% |
Financial Health
| Metric | RNST | SBCF |
|---|---|---|
| D/E Ratio | 5.98x | 6.70x |
| Financial Leverage | 6.98x | 7.82x |
Cash Flow
| Metric | RNST | SBCF |
|---|---|---|
| Operating Cash Flow | $425M | $218M |
| Free Cash Flow | $394M | – |
| Capital Spending | -$31M | – |
| OCF Growth YoY | 198.7% | 8.2% |
| FCF Growth YoY | 227.2% | – |
| FCF/Sales | 37.1% | – |
| CapEx/Sales | 2.9% | – |
Operational Efficiency
| Metric | RNST | SBCF |
|---|---|---|
| Asset Turnover | 0.04x | 0.03x |
| Fixed Assets Turnover | – | 4.3x |
Income Statement
| Metric | RNST | SBCF |
|---|---|---|
| Total Revenue | $1.06B | $685M |
| Net Income | $314M | $162M |
Dividend & Shareholder Information
| Metric | RNST | SBCF |
|---|---|---|
| Dividends Per Share | $0.95 | – |
| Payout Ratio | 31.7% | – |
| Shares Outstanding | 91M | 97M |
| Net Income Growth | 96.6% | 16.8% |
| EPS Growth | 15.8% | 3.9% |
RNST vs SBCF: stock comparison and AI forecast
Which is bigger, RNST or SBCF?
RNST is 1.1 times larger than SBCF by market capitalization ($3.71B against $3.29B).
Which is cheaper on earnings, RNST or SBCF?
RNST trades at 13.5 times trailing earnings, SBCF at 21.0 times.
Which stock performed better over the last six months, RNST or SBCF?
Over the last six months SBCF returned +10.0% and RNST +2.9%.
Which one does Intratio's AI model rank higher, RNST or SBCF?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.