Banc of California, Inc. Q3 2026 Earnings Call Summary
Q4 guidance for pre-tax, pre-provision income of $125 million to $130 million assumes a full quarter of benefits from ...
Model output · Signal date 2026-11-04
Banc Of California, Inc. (BANC) Stock Forecast Nov. 4, 2026
Analysis updated on Nov. 4, 2026 (UTC) · Alpha · vs marketSwitch to Total · NYSE
Rating · 90D
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90-day forecast
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30-day forecast
Alpha
Rank in coverage
of 4891 stocks scored
Rank correlation · 90D
19.0%
Spearman, 358 dates
Market Cap
$2.90B
mid-cap · #30 of 60 peers
Summary
Banc Of California, Inc. (BANC) stock forecast summary
Our AI scores Banc Of California, Inc. every trading day against every stock it covers. Create a free account and follow it to see its rating and price target.
Banc Of California, Inc. is a mid-cap company with a market capitalization of $2.90B. It ranks number 30 by market capitalization among the 60 National Commercial Banks issuers in our coverage with a current forecast.
For BANC, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 19.0%, measured on 358 forecast dates between 2022-08-17 and 2026-08-06 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is -1.0%, measured on 400 forecast dates between 2022-08-17 and 2026-10-05. Across our coverage, the out-of-sample test on 4629 stocks from 2025-01-06 to 2026-08-04 produced a positive net return in 92.9% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
Expected return relative to the market over the horizon: a positive alpha means the model expects the stock to beat the market, whatever the market does. Ratings: strong buy ≥ +1.9%, buy ≥ +0.2%, sell < -0.9%, strong sell < -1.2% (top 15%, next 20%, middle 30%, next 20%, bottom 15% of the 2026-10-30 signals)
A free account shows the exact forecast, rating and rank of 3 tickers you follow, BANC included.
Price
BANC price chart and AI forecast
Cross-section · 2026-10-30
How BANC ranks among 4891 stocks
90D Alpha forecasts of every company scored, cut into five relative ratings at the 15th, 35th, 65th and 85th percentiles (dashed lines).
Fundamentals · 2026-06-30
Banc Of California, Inc. (BANC) fundamentals
Trailing twelve months. The industry median and the rank (1 = highest) are taken over the National Commercial Banks peers listed below that report each metric.
Valuation & Market
| Metric | BANC | Rank |
|---|---|---|
| Market Cap | $2.90B | 30/60 |
| P/B Ratio | 0.85x | 57/59 |
| EPS | $-0.56 | – |
| Book Value/Share | $21.59 | – |
| Revenue/Share | $9.80 | – |
| FCF/Share | $2.31 | – |
Profitability & Margins
| Metric | BANC | Rank |
|---|---|---|
| EBT Margin | -3.1% | 56/59 |
| Tax Rate | 52.8% | – |
Financial Health
| Metric | BANC | Rank |
|---|---|---|
| D/E Ratio | 9.27x | 17/60 |
| Financial Leverage | 10.27x | 15/52 |
Cash Flow
| Metric | BANC | Rank |
|---|---|---|
| Operating Cash Flow | $388M | 25/60 |
| Free Cash Flow | $364M | 15/43 |
| Capital Spending | -$24M | 28/43 |
| OCF Growth YoY | 89.8% | 11/55 |
| FCF Growth YoY | 86.5% | 12/41 |
| FCF/Sales | 23.5% | 35/43 |
| CapEx/Sales | 1.6% | 32/43 |
Operational Efficiency
| Metric | BANC | Rank |
|---|---|---|
| Asset Turnover | 0.04x | 9/49 |
| Fixed Assets Turnover | 10.7x | 8/52 |
Income Statement
| Metric | BANC | Rank |
|---|---|---|
| Total Revenue | $1.55B | 19/57 |
Dividend & Shareholder Information
| Metric | BANC | Rank |
|---|---|---|
| Shares Outstanding | 158M | – |
| EPS Growth | -207.7% | 56/57 |
Balance Sheet Highlights (USD millions)
| Cash & Short-term Investments | $2.82B | 8.0% of assets |
| Total Liabilities | $31.62B | 90.3% of assets |
Quarterly Financial Reports
BANC quarterly financials and insider trading
Industry Peers · National Commercial Banks
Banc Of California, Inc. (BANC) industry peers
Companies classified under the same SEC industry code as Banc Of California, Inc. (National Commercial Banks): 60 common-stock issuers with a forecast this week, one row per issuer, largest first. This is a classification match, not a curated list of competitors.
Reveal all forecasts · See exact % predictions for all competitors
Sign up free| Company | 90-Day AI Forecast (Alpha) | Market Cap |
|---|---|---|
| BANC Banc Of California, Inc. | $2.90B | |
| JPM Jpmorgan Chase & Co | $895.92B | |
| BAC Bank Of America Corp /De/ | $342.66B | |
| WFC Wells Fargo & Company/Mn | $252.20B | |
| C Citigroup Inc | $219.44B | |
| UBS Ubs Group Ag | $162.00B | |
| COF Capital One Financial Corp | $128.04B | |
| MFG Mizuho Financial Group Inc | $124.52B | |
| USB Us Bancorp \De\ | $94.25B | |
| PNC Pnc Financial Services Group, Inc. | $90.90B | |
| TFC Truist Financial Corp | $61.29B | |
| HBAN Huntington Bancshares Inc /Md/ | $32.27B | |
| RF Regions Financial Corp | $24.68B | |
| KEY Keycorp /New/ | $22.93B | |
| FHN First Horizon Corp | $11.02B | |
| UMBF Umb Financial Corp | $10.21B | |
| ONB Old National Bancorp /In/ | $10.07B | |
| CFR Cullen/Frost Bankers, Inc. | $9.90B | |
| ZION Zions Bancorporation, National Association /Ut/ | $9.69B | |
| VLY Valley National Bancorp | $7.99B | |
| BOKF Bok Financial Corp | $7.91B | |
| FNB Fnb Corp/Pa/ | $6.51B | |
| FULT Fulton Financial Corp | $4.52B | |
| WSFS Wsfs Financial Corp | $4.11B | |
| WSBC Wesbanco Inc | $3.78B | |
| BANF Bancfirst Corp /Ok/ | $3.75B | |
| NIC Nicolet Bankshares Inc | $3.66B | |
| FFBC First Financial Bancorp /Oh/ | $3.47B | |
| SFNC Simmons First National Corp | $3.44B | |
| PRK Park National Corp /Oh/ | $3.17B | |
| NBTB Nbt Bancorp Inc | $2.78B | |
| TRMK Trustmark Corp | $2.63B | |
| FRME First Merchants Corp | $2.38B | |
| NWBI Northwest Bancshares, Inc. | $2.30B | |
| FCF First Commonwealth Financial Corp /Pa/ | $2.17B | |
| WAFD Wafd Inc | $2.17B | |
| CHCO City Holding Co | $2.01B | |
| DCOM Dime Commercial Bancshares, Inc. /Ny/ | $1.88B | |
| TBBK Bancorp, Inc. | $1.88B | |
| FSUN Firstsun Capital Bancorp | $1.87B | |
| OCFC Oceanfirst Financial Corp | $1.73B | |
| HOPE Hope Bancorp Inc | $1.70B | |
| NBHC National Bank Holdings Corp | $1.70B | |
| BFC Bank First Corp | $1.65B | |
| CASH Pathward Financial, Inc. | $1.60B | |
| BHRB Burke & Herbert Financial Services Corp. | $1.43B | |
| WABC Westamerica Bancorporation | $1.42B | |
| AMTB Amerant Bancorp Inc. | $1.16B | |
| FMCB Farmers & Merchants Bancorp | $1.01B | |
| HAFC Hanmi Financial Corp | $989M | |
| CAC Camden National Corp | $981M | |
| ALRS Alerus Financial Corp | $855M | |
| SMBK Smartfinancial Inc. | $840M | |
| FISI Financial Institutions Inc | $791M | |
| SHBI Shore Bancshares Inc | $768M | |
| PFIS Peoples Financial Services Corp. | $750M | |
| BCAL California Bancorp \ Ca | $701M | |
| CBNK Capital Bancorp Inc | $694M | |
| CARE Carter Bankshares, Inc. | $643M | |
| SFST Southern First Bancshares Inc | $578M |
Where BANC sits on the market map
Finance · National Commercial Banks
News
Banc Of California, Inc. (BANC) stock news
Banc of California, Inc. Reports Net Charge-offs for the Third Quarter Ended September 30, 2026
Banc of California, Inc. is a bank holding company for its subsidiary, Banc of California (the Bank), a California state-chartered bank. The Bank offers a broad range of loan and ...
Banc of California, Inc. Reports First Quarter Diluted Earnings per Share of $0.39, Up 50% Year over Year; Net Interest Margin Expands to 3.24%; Positive Operating Leverage ...
View source version on businesswire.com: https://www.businesswire.com/news/home/20260422598253/en/ The articles, information, and content displayed on this webpage ...
FAQ
Banc Of California, Inc. (BANC) stock forecast FAQ
What is the Banc Of California, Inc. (BANC) stock forecast?
Our AI scores Banc Of California, Inc. every trading day against every stock it covers. Create a free account and follow it to see its rating and price target.
How accurate are Banc Of California, Inc. stock predictions?
For BANC, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 19.0%, measured on 358 forecast dates between 2022-08-17 and 2026-08-06 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is -1.0%, measured on 400 forecast dates between 2022-08-17 and 2026-10-05. Across our coverage, the out-of-sample test on 4629 stocks from 2025-01-06 to 2026-08-04 produced a positive net return in 92.9% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
How often are Banc Of California, Inc. forecasts updated?
Banc Of California, Inc. forecasts are refreshed on trading days as the daily model run completes. The forecast on this page was produced on Nov. 4, 2026.
Which companies are Banc Of California, Inc.'s industry peers?
60 issuers in our coverage, BANC included, share the SEC industry code National Commercial Banks. The largest are: Jpmorgan Chase & Co (JPM), Bank Of America Corp /De/ (BAC), Wells Fargo & Company/Mn (WFC), Citigroup Inc (C), Ubs Group Ag (UBS), Capital One Financial Corp (COF).
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.