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Model output · Signal date 2026-10-16

Virginia National Bankshares Corp (VABK) Stock Forecast Oct. 16, 2026

Analysis updated on Oct. 16, 2026 (UTC) · Alpha · vs marketSwitch to Total · Nasdaq

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Rating · 90D Neutral Alpha
90-day forecast Sign up free to reveal
30-day forecast Alpha
Rank in coverage Middle 30% of 4009 stocks scored
Rank correlation · 90D 2.0% Spearman, 357 dates
Market Cap $279M small-cap · #60 of 60 peers
Summary

Virginia National Bankshares Corp (VABK) stock forecast summary

On Oct. 16, 2026, VABK is rated Neutral: its 90-day Alpha forecast sits in the middle 30% of the 4009 stocks scored that day.

Virginia National Bankshares Corp is a small-cap company with a market capitalization of $279M. It ranks number 60 by market capitalization among the 60 National Commercial Banks issuers in our coverage with a current forecast.

For VABK, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 2.0%, measured on 357 forecast dates between 2022-07-29 and 2026-07-17 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 5.0%, measured on 400 forecast dates between 2022-07-29 and 2026-09-16. Across our coverage, the out-of-sample test on 4495 stocks from 2025-01-06 to 2026-07-07 produced a positive net return in 82.5% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report

Expected return relative to the market over the horizon: a positive alpha means the model expects the stock to beat the market, whatever the market does. Ratings: strong buy ≥ +1.7%, buy ≥ +0.2%, sell < -0.9%, strong sell < -1.2% (top 15%, next 20%, middle 30%, next 20%, bottom 15% of the 2026-10-16 signals)

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Price

VABK price chart and AI forecast

VABK
Cross-section · 2026-10-16

How VABK ranks among 4009 stocks

90D Alpha forecasts of every company scored, cut into five relative ratings at the 15th, 35th, 65th and 85th percentiles (dashed lines).

Fundamentals · 2026-06-30

Virginia National Bankshares Corp (VABK) fundamentals

Trailing twelve months. The industry median and the rank (1 = highest) are taken over the National Commercial Banks peers listed below that report each metric.

Valuation & Market

MetricVABKIndustry medianRank
Market Cap $279M $2.68B 60/60
P/E Ratio 11.63x 11.81x 35/58
P/B Ratio 1.43x 1.24x 18/59
Dividend Yield 2.79% 2.92% 28/52
EPS $4.42 – –
Book Value/Share $35.88 – –
Revenue/Share $11.69 – –
FCF/Share $4.18 – –

Profitability & Margins

MetricVABKIndustry medianRank
ROE 12.7% 10.7% 14/55
ROA 1.5% 1.2% 10/49
Net Margin 39.1% 29.8% 7/54
EBT Margin 49.0% 37.5% 8/59
Tax Rate 20.2% – –

Financial Health

MetricVABKIndustry medianRank
D/E Ratio 7.41x 7.92x 41/60
Financial Leverage 8.41x 8.94x 36/52

Cash Flow

MetricVABKIndustry medianRank
Operating Cash Flow $23M $231M 57/60
Free Cash Flow $23M $187M 42/43
Capital Spending -$590K -$15M 2/43
OCF Growth YoY -15.1% 32.2% 44/54
FCF Growth YoY -15.4% 36.1% 33/41
FCF/Sales 35.7% 29.8% 15/43
CapEx/Sales 0.9% 2.6% 40/43

Operational Efficiency

MetricVABKIndustry medianRank
Asset Turnover 0.04x 0.04x 9/49
Fixed Assets Turnover 5.5x 4.6x 23/52

Income Statement

MetricVABKIndustry medianRank
Total Revenue $63M $694M 56/57
Net Income $25M $199M 54/55

Dividend & Shareholder Information

MetricVABKIndustry medianRank
Dividends Per Share $1.43 – –
Payout Ratio 32.4% 35.4% 29/51
Shares Outstanding 5M – –
Net Income Growth 38.6% 18.4% 11/53
EPS Growth 39.9% 18.8% 15/56

Balance Sheet Highlights (USD millions)

Cash & Short-term Investments$77M4.7% of assets
Total Liabilities$1.44B88.1% of assets
Quarterly Financial Reports

VABK quarterly financials and insider trading

Industry Peers · National Commercial Banks

Virginia National Bankshares Corp (VABK) industry peers

Companies classified under the same SEC industry code as Virginia National Bankshares Corp (National Commercial Banks): 60 common-stock issuers with a forecast this week, one row per issuer, largest first. This is a classification match, not a curated list of competitors.

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Company 90-Day AI Forecast (Alpha) Market Cap P/E Ratio P/B Ratio
VABK Virginia National Bankshares Corp ▶ $279M 11.6x 1.4x
JPM Jpmorgan Chase & Co ▲ $891.90B 14.4x 2.4x
BAC Bank Of America Corp /De/ ▲ $361.53B 9.9x 1.2x
WFC Wells Fargo & Company/Mn ▶ $250.24B 12.1x 1.4x
C Citigroup Inc ▲ $220.46B 17.6x 1.0x
UBS Ubs Group Ag ▼ $159.66B 9.7x –
MFG Mizuho Financial Group Inc ▶ $127.39B 2.2x 1.9x
COF Capital One Financial Corp ▼ $122.00B 11.5x 1.1x
USB Us Bancorp \De\ ▶ $89.42B 11.5x 1.3x
PNC Pnc Financial Services Group, Inc. ▶ $85.75B 11.8x 1.3x
TFC Truist Financial Corp ▼ $56.89B 8.9x 0.9x
HBAN Huntington Bancshares Inc /Md/ ▲ $31.01B 11.8x 1.0x
RF Regions Financial Corp ▲ $23.27B 11.6x 1.2x
KEY Keycorp /New/ ▲ $21.28B 12.4x 1.2x
FHN First Horizon Corp ▶ $10.83B 11.7x 1.2x
UMBF Umb Financial Corp ▼ $10.01B 10.8x 1.3x
ONB Old National Bancorp /In/ ▶ $9.77B 12.9x 1.2x
CFR Cullen/Frost Bankers, Inc. ▶ $9.58B 14.6x 2.1x
ZION Zions Bancorporation, National Association /Ut/ ▶ $9.20B 8.0x 1.2x
BOKF Bok Financial Corp ▶ $7.60B 11.8x 1.3x
VLY Valley National Bancorp ▲ $7.05B 11.8x 0.9x
FNB Fnb Corp/Pa/ ▶ $6.06B 10.6x 0.9x
FULT Fulton Financial Corp ▶ $4.27B 10.8x 1.2x
WSFS Wsfs Financial Corp ▶ $3.90B 12.8x 1.5x
BANF Bancfirst Corp /Ok/ ▶ $3.63B 14.6x 1.9x
WSBC Wesbanco Inc ▶ $3.55B 14.4x 0.9x
NIC Nicolet Bankshares Inc ▶ $3.45B 20.6x 1.5x
FFBC First Financial Bancorp /Oh/ ▼ $3.30B 11.8x 1.1x
SFNC Simmons First National Corp ▶ $3.22B – 0.9x
PRK Park National Corp /Oh/ ▶ $3.22B 16.0x 1.9x
BANC Banc Of California, Inc. ▲ $2.72B – 0.8x
NBTB Nbt Bancorp Inc ▶ $2.63B 13.0x 1.7x
TRMK Trustmark Corp ▶ $2.61B 11.6x 1.2x
FRME First Merchants Corp ▶ $2.29B 11.7x 0.9x
NWBI Northwest Bancshares, Inc. ▶ $2.18B 14.6x 1.1x
WAFD Wafd Inc ▲ $2.18B 8.0x 0.7x
FCF First Commonwealth Financial Corp /Pa/ ▶ $2.04B 12.7x 1.3x
TBBK Bancorp, Inc. ▲ $2.00B 7.5x 2.8x
CHCO City Holding Co ▶ $1.98B 15.4x 2.5x
FSUN Firstsun Capital Bancorp ▶ $1.77B 18.6x 1.5x
DCOM Dime Commercial Bancshares, Inc. /Ny/ ▲ $1.71B 15.7x 1.1x
HOPE Hope Bancorp Inc ▲ $1.71B 13.8x 0.8x
NBHC National Bank Holdings Corp ▶ $1.68B 14.8x 1.0x
BFC Bank First Corp ▼ $1.63B 19.1x 2.0x
OCFC Oceanfirst Financial Corp ▶ $1.54B 18.8x 0.9x
CASH Pathward Financial, Inc. ▶ $1.50B 8.9x 1.8x
BHRB Burke & Herbert Financial Services Corp. ▼ $1.41B 11.2x 1.2x
WABC Westamerica Bancorporation ▶ $1.41B 13.4x 1.7x
AMTB Amerant Bancorp Inc. ▲ $1.14B 23.4x 1.2x
FMCB Farmers & Merchants Bancorp ▶ $993M 10.3x 1.5x
CAC Camden National Corp ▲ $944M 9.9x 1.3x
HAFC Hanmi Financial Corp ▶ $917M 11.1x 1.1x
SMBK Smartfinancial Inc. ▲ $858M 15.5x 1.5x
FISI Financial Institutions Inc ▶ $774M 10.2x 1.4x
ALRS Alerus Financial Corp ▲ $765M 43.3x 1.3x
SHBI Shore Bancshares Inc ▶ $752M 12.0x 1.2x
BCAL California Bancorp \ Ca ▶ $698M 11.2x 1.2x
PFIS Peoples Financial Services Corp. ▲ $681M 12.0x 1.3x
CARE Carter Bankshares, Inc. ▶ $672M 4.9x 1.3x
CBNK Capital Bancorp Inc ▲ $642M 11.3x 1.5x

Where VABK sits on the market map

Finance · National Commercial Banks
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News

Virginia National Bankshares Corp (VABK) stock news

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FAQ

Virginia National Bankshares Corp (VABK) stock forecast FAQ

What is the Virginia National Bankshares Corp (VABK) stock forecast?

On Oct. 16, 2026, VABK is rated Neutral: its 90-day Alpha forecast sits in the middle 30% of the 4009 stocks scored that day.

How accurate are Virginia National Bankshares Corp stock predictions?

For VABK, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 2.0%, measured on 357 forecast dates between 2022-07-29 and 2026-07-17 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 5.0%, measured on 400 forecast dates between 2022-07-29 and 2026-09-16. Across our coverage, the out-of-sample test on 4495 stocks from 2025-01-06 to 2026-07-07 produced a positive net return in 82.5% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report

How often are Virginia National Bankshares Corp forecasts updated?

Virginia National Bankshares Corp forecasts are refreshed on trading days as the daily model run completes. The forecast on this page was produced on Oct. 16, 2026.

Which companies are Virginia National Bankshares Corp's industry peers?

60 issuers in our coverage, VABK included, share the SEC industry code National Commercial Banks. The largest are: Jpmorgan Chase & Co (JPM), Bank Of America Corp /De/ (BAC), Wells Fargo & Company/Mn (WFC), Citigroup Inc (C), Ubs Group Ag (UBS), Mizuho Financial Group Inc (MFG).

This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.