BPRN vs FRAF: stock comparison and AI forecast
Princeton Bancorp, Inc. (BPRN) and Franklin Financial Services Corp /Pa/ (FRAF) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
BPRN Princeton Bancorp, Inc.
- Price
- $44.54 +25.3% · 6M
- Market Cap
- $303M
- P/E Ratio
- 15.1x
- Size
- small-cap
- AI Forecast
FRAF Franklin Financial Services Corp /Pa/
- Price
- $69.08 +20.0% · 6M
- Market Cap
- $311M
- P/E Ratio
- 10.8x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- BPRN and FRAF have similar market capitalizations ($303M and $311M).
- FRAF trades at 10.8 times trailing earnings, BPRN at 15.1 times.
- Over the last six months BPRN returned +25.3% and FRAF +20.0%.
- FRAF turns 27.0% of its revenue into net income, against 25.6% for BPRN.
- FRAF carries 11.70 times debt per unit of equity, against 7.54 times for BPRN.
- BPRN yields 3.08% in dividends and FRAF 1.92%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | BPRN | FRAF |
|---|---|---|
| Market Cap | $303M | $311M |
| P/E Ratio | 15.11x | 10.84x |
| P/B Ratio | 1.12x | 1.69x |
| Dividend Yield | 3.08% | 1.92% |
| EPS | $2.95 | $6.37 |
| Book Value/Share | $39.69 | $40.86 |
| Revenue/Share | $11.71 | $20.30 |
| FCF/Share | $3.78 | – |
Profitability & Margins
| Metric | BPRN | FRAF |
|---|---|---|
| ROE | 7.5% | 13.4% |
| ROA | 0.9% | 1.1% |
| Net Margin | 25.6% | 27.0% |
| EBT Margin | 33.1% | 33.6% |
| Tax Rate | 22.8% | 19.7% |
Financial Health
| Metric | BPRN | FRAF |
|---|---|---|
| D/E Ratio | 7.54x | 11.70x |
| Financial Leverage | 8.54x | 12.70x |
Cash Flow
| Metric | BPRN | FRAF |
|---|---|---|
| Operating Cash Flow | $26M | $42M |
| Free Cash Flow | $26M | – |
| Capital Spending | -$580K | – |
| OCF Growth YoY | 92.1% | 62.7% |
| FCF Growth YoY | 108.4% | – |
| FCF/Sales | 32.3% | – |
| CapEx/Sales | 0.7% | – |
Operational Efficiency
| Metric | BPRN | FRAF |
|---|---|---|
| Asset Turnover | 0.03x | 0.04x |
| Fixed Assets Turnover | 5.0x | 3.5x |
Income Statement
| Metric | BPRN | FRAF |
|---|---|---|
| Total Revenue | $80M | $91M |
| Net Income | $20M | $25M |
Dividend & Shareholder Information
| Metric | BPRN | FRAF |
|---|---|---|
| Dividends Per Share | $1.37 | $1.33 |
| Payout Ratio | 46.4% | 20.9% |
| Shares Outstanding | 7M | 4M |
| Net Income Growth | 14.9% | 69.5% |
| EPS Growth | 23.9% | 101.0% |
BPRN vs FRAF: stock comparison and AI forecast
Which is bigger, BPRN or FRAF?
BPRN and FRAF have similar market capitalizations ($303M and $311M).
Which is cheaper on earnings, BPRN or FRAF?
FRAF trades at 10.8 times trailing earnings, BPRN at 15.1 times.
Which stock performed better over the last six months, BPRN or FRAF?
Over the last six months BPRN returned +25.3% and FRAF +20.0%.
Which one does Intratio's AI model rank higher, BPRN or FRAF?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.