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First Business Financial Services, Inc. (FBIZ) AI Forecast

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First Business Financial Services, Inc. (FBIZ) Stock Forecast Sept. 17, 2026


First Business Financial Services, Inc. (FBIZ) AI Stock Price Forecast & Investment Analysis

First Business Financial Services, Inc. Stock Price Chart and Technical Analysis

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First Business Financial Services, Inc. (FBIZ) - Comprehensive Stock Analysis & Investment Research

Deep dive into First Business Financial Services, Inc.'s business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Analysis updated on September 17, 2026, 11:22 p.m. (UTC)

First Business Financial Services, Inc. Investment Summary

When evaluating whether First Business Financial Services, Inc. (FBIZ) represents a compelling investment opportunity, investors must consider multiple factors including the company's financial health, market position, growth prospects, and what our AI-powered predictive models suggest about its near-term price trajectory.

Company Profile

First Business Financial Services, Inc. (FBIZ) operates within the Finance sector, specifically in the State Commercial Banks industry. . With a market capitalization of $598 million, the company is a small-cap stock that may offer higher growth potential but also carries higher volatility.

Financial Performance Analysis

Our comprehensive financial analysis covers First Business Financial Services, Inc.'s revenue, profitability metrics, balance sheet strength, and cash flow generation...

AI Price Predictions

Get AI-powered 7-day, 30-day and 90-day price forecasts for First Business Financial Services, Inc. along with confidence scores and detailed analysis...

Investment Considerations

Expert analysis of whether First Business Financial Services, Inc. is suitable for your investment objectives, risk tolerance, and time horizon...

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Corporate Identity

First Business Financial Services, Inc. (Stock Symbol: FBIZ) is a prominent company operating within the Finance sector, with a specific focus on the State Commercial Banks industry. The company's shares are publicly traded on the Nasdaq exchange.

Leadership & Workforce

Detailed information about First Business Financial Services, Inc.'s leadership team, workforce size, and organizational structure...

Market Classification

Market capitalization analysis and stock classification (mega-cap, large-cap, mid-cap, small-cap) for First Business Financial Services, Inc....

Sector & Industry Analysis

In-depth sector dynamics and industry context for First Business Financial Services, Inc....

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Revenue & Growth Analysis

First Business Financial Services, Inc. generates annual revenues of $169 million , representing an emerging company in its growth phase.

Profitability Metrics

Net profit margin, gross margin, and operating margin analysis for First Business Financial Services, Inc....

Market Valuation

P/E ratio, price-to-book, and valuation multiples for First Business Financial Services, Inc....

Return Metrics

Return on equity (ROE), return on assets (ROA), and capital efficiency for First Business Financial Services, Inc....

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Strategic Market Position

First Business Financial Services, Inc. strategically competes in the highly dynamic State Commercial Banks marketplace. As a small-cap company, it represents an emerging market participant with potentially significant growth opportunities. Small-caps often offer greater growth potential as they capture market share and scale their operations, though this comes with higher risk and volatility. Success at this stage can lead to substantial returns for early investors who identify winning business models.

Industry Competitive Landscape

First Business Financial Services, Inc. competes within the Finance sector, navigating the competitive dynamics and market forces specific to this industry. The company's competitive position depends on its ability to differentiate through product quality, cost efficiency, customer relationships, or other strategic advantages relevant to its specific market segment.

Operational Efficiency

The company shows positive operational efficiency through free cash flow generation of $81 million annually , with year-over-year cash flow growth of 29.4%. Positive free cash flow indicates the business generates more cash than required for operations and capital investments, providing resources for growth initiatives or shareholder returns.

Asset Utilization Efficiency

Asset turnover ratio of 0.04x indicates lower asset turnover that may reflect the industry's capital-intensive nature or potentially underutilized assets. Companies with low turnover typically depend on strong margins to generate adequate returns on capital.

Financial Strength & Leverage

First Business Financial Services, Inc. (FBIZ) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for First Business Financial Services, Inc. stock analysis.

Deep dive into First Business Financial Services, Inc.'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if First Business Financial Services, Inc. stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For First Business Financial Services, Inc.: With a P/E ratio of 10.78, the market sees the stock as potentially undervalued.

P/E Ratio 10.78x
P/B Ratio 1.51x
Market Cap $598M
Dividend Yield 1.79%
EPS $6.55
Book Value/Share $47.24
Revenue/Share $20.25
FCF/Share $9.67
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently First Business Financial Services, Inc. converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For First Business Financial Services, Inc.: An ROE of 14.0% shows good shareholder value creation.

ROE 14.0%
ROA 1.3%
Net Margin 32.8%
EBT Margin 38.2%
Tax Rate 14.3%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess First Business Financial Services, Inc.'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For First Business Financial Services, Inc.:

D/E Ratio 10.16x
Financial Leverage 11.16x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal First Business Financial Services, Inc.'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For First Business Financial Services, Inc.: Free cash flow of $81M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $81M
Free Cash Flow $81M
Capital Spending -$480K
OCF Growth YoY 29.4%
FCF Growth YoY 28.3%
FCF/Sales 47.8%
CapEx/Sales 0.3%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively First Business Financial Services, Inc. uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For First Business Financial Services, Inc.: An asset turnover of 0.04x suggests room for improvement in asset utilization.

Asset Turnover 0.04x
Fixed Assets Turnover 39.2x
Understanding Financial Statement Data

What these metrics mean: Key figures from First Business Financial Services, Inc.'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For First Business Financial Services, Inc.: With annual revenue of $169M, First Business Financial Services, Inc. demonstrates solid business size.

Income Statement
Total Revenue $169M
Net Income $55M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 163%
Total Liabilities 4015%
Dividend & Shareholder Information
Dividends Per Share $1.28
Shares Outstanding 8M
Growth Metrics (YoY)
Net Income Growth 32.8%
EPS Growth 9.2%

Latest First Business Financial Services, Inc. Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting First Business Financial Services, Inc. (FBIZ) stock price and investment outlook.

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Where FBIZ sits on the market map

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First Business Financial Services, Inc. Competitors & Peer Analysis - Finance Sector

Comparative analysis of First Business Financial Services, Inc. against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast (Total) Market Cap (USD M) P/E Ratio P/B Ratio
ABCB ██% $5.57B 14.8x 1.4x
ACNB ██% $651M 11.9x 1.5x
ALLY ██% $12.35B 8.5x 0.8x
AMAL ██% $1.41B 12.4x 1.7x
ASB ██% $5.64B 11.2x 1.0x
AUB ██% $5.57B 11.4x 1.1x
AUBN ██% $91M 10.9x 1.0x
AVBH ██% $344M x 1.2x
BAFN ██% $249M x 2.2x
BANR ██% $2.41B 11.6x 3.6x
BBD ██% N/A x x
BCML ██% $328M 25.1x 1.0x
BFST ██% $1.00B 10.8x 1.0x
BHB ██% $676M 13.7x 1.2x
BKSC ██% $105M 10.5x 2.5x
BMRC ██% $460M x 1.2x
BNS ██% $116.21B x x
BOH ██% $2.94B 12.5x 1.6x
BOTJ ██% $124M 10.8x 1.5x
BPOP ██% $10.27B 10.6x 1.6x
BPRN ██% $293M 11.3x 1.1x
BRBS ██% $353M 37.6x 1.3x
BSPA ██% $88M x 0.9x
BSRR ██% $523M 11.6x 1.4x
BSVN ██% $518M 12.3x 1.9x
BUSE ██% $2.49B 10.8x 1.0x
BWB ██% $582M 10.3x 1.1x
BWFG ██% $532M 12.4x 1.6x
BY ██% $1.70B 11.4x 1.3x
CATY ██% $4.14B 11.9x 1.4x
CBAN ██% $447M 13.7x 1.2x
CBC ██% $7.68B 17.9x 2.0x
CBFV ██% $189M 26.2x 1.2x
CBK ██% $451M 7.9x 1.5x
CBSH ██% $8.24B 14.1x 3.3x
CCB ██% $703M x 1.5x
CCBG ██% $858M 14.2x 1.5x
CCFN ██% $324M 11.4x 1.6x
CCNE ██% $1.01B 10.5x 1.2x
CFFI ██% $308M 10.6x 1.1x
CFG ██% $28.38B 13.4x 1.1x
CHMG ██% $403M 12.0x 1.5x
CIVB ██% $566M 10.4x 1.4x
CIZN ██% N/A x x
CNOB ██% $1.72B 10.7x 1.1x
COFS ██% $499M 9.1x 1.0x
COLB ██% $8.47B 11.9x 1.1x
COSO ██% $326M 10.0x 1.2x
CPF ██% $962M 11.6x 1.6x
CSBB ██% $200M 13.1x 1.5x
CTBI ██% $1.38B 12.8x 1.6x
CUBI ██% $2.63B 9.0x 1.2x
CVBF ██% $4.01B 19.4x 1.3x
CZFS ██% $391M 9.5x 1.5x
CZNC ██% $466M 18.6x 1.4x
DAAQ ██% $241M 42.6x x
DB ██% $74.31B x x
EBMT ██% $175M 10.9x 0.9x
EFSC ██% $2.25B 11.8x 1.1x
EFSI ██% $248M 13.3x 1.3x
EGBN ██% $860M x 0.8x
EMYB ██% $164M 10.8x 1.3x
EQBK ██% $1.01B 28.2x 1.2x
EWBC ██% $17.29B 12.0x 1.9x
FBIZ ██% $598M 10.8x 1.5x
FBK ██% $2.71B 13.8x 1.4x
FBNC ██% $2.59B 19.4x 1.5x
FBP ██% $4.20B 11.3x 2.1x
FCBC ██% $887M 15.0x 1.7x
FCCO ██% $316M 13.7x 1.4x
FCNCA ██% $23.71B 10.1x 1.1x
FFIN ██% $4.71B 17.5x 4.5x
FHB ██% $3.12B 10.9x 1.1x
FIBK ██% $3.52B 10.9x 1.1x
FITB ██% $47.53B 20.3x 1.4x
FKYS ██% $119M 15.1x 1.0x
FMBH ██% $1.33B 13.3x 1.2x
FMBM ██% $145M 10.0x 1.3x
FMNB ██% $929M 14.0x 1.2x
FOTB ██% N/A x x
FRAF ██% $286M 11.6x 1.6x
FRBT ██% N/A x x
FRST ██% $391M 5.2x 0.9x
FSBC ██% $1.10B 15.2x 2.3x
FUSB ██% $91M 11.7x 0.9x
FVCB ██% $326M 12.6x 1.2x
FXNC ██% $279M 12.9x 1.4x
GABC ██% $1.85B 13.0x 1.5x
GBCI ██% $5.85B 18.8x 1.4x
GBFH ██% $285M 15.4x 1.7x
GLBZ ██% $13M 151.4x 0.7x
GSBC ██% $863M 12.8x 1.3x
HBIA ██% $814M 10.8x 1.5x
HBNC ██% $1.00B x 1.4x
HBT ██% $1.31B 16.9x 1.7x
HNVR ██% $187M 19.7x 0.9x
HOMB ██% $5.95B 12.4x 1.3x
HTH ██% $2.22B 13.7x 1.0x
HWC ██% $5.98B 14.0x 1.4x
IBCP ██% $810M 11.3x 1.5x
IBOC ██% $4.41B 10.7x 1.3x
INBK ██% $241M x 0.7x
INDB ██% $3.91B 14.4x 1.1x
ISBA ██% $291M 14.6x 1.2x
ISTR ██% $418M 12.4x 1.0x
JMSB ██% $326M 13.3x 1.2x
LKFN ██% $1.49B 13.4x 1.9x
LOB ██% $1.77B x 1.4x
MBIN ██% $2.42B 9.0x 1.0x
MBWM ██% $1.05B 11.0x 1.4x
MCB ██% $1.11B 12.8x 1.2x
MCBS ██% $1.01B 12.7x 1.8x
MCHB ██% N/A x x
MNSB ██% $178M 10.3x 0.8x
MPB ██% $934M 13.7x 1.0x
MSBI ██% $692M x 1.2x
MTB ██% $32.64B 10.8x 1.2x
MVBF ██% $401M 36.8x 1.2x
NPB ██% $576M 6.4x 0.9x
NTRS ██% $32.32B 14.4x 2.4x
NWFL ██% $380M 13.2x 1.8x
NWPP ██% $113M 9.3x 1.3x
OBK ██% $1.65B 16.6x 2.6x
OBNK ██% N/A x x
OBT ██% $513M 10.8x 1.7x
OFG ██% $2.22B 10.1x 1.6x
OPBK ██% $230M 7.9x 1.0x
ORRF ██% $826M 9.6x 1.3x
OSBC ██% $1.27B 13.8x 1.4x
OSBK ██% $55M x 2.4x
OVBC ██% $211M 14.9x 1.2x
OVLY ██% $289M 12.3x 1.3x
PB ██% $8.45B 15.0x 1.0x
PBHC ██% $106M 740.7x 0.9x
PCB ██% $390M 9.3x 1.0x
PEBK ██% $241M 12.1x 1.5x
PEBO ██% $1.42B 12.1x 1.7x
PFBX ██% $111M 29.9x 1.1x
PKBK ██% $405M 8.9x 1.2x
QCRH ██% $1.65B 11.7x 1.4x
QNBC ██% $223M 16.7x 1.2x
RBB ██% $451M 10.2x 0.8x
RBCAA ██% $1.85B 14.4x 1.6x
RMBI ██% $265M 22.0x 1.8x
RNST ██% $3.70B 11.8x 1.0x
RRBI ██% $670M 14.6x 1.7x
SBCF ██% $3.27B 20.2x 1.2x
SBFG ██% $183M 10.9x 1.5x
SBSI ██% $945M 12.4x 1.1x
SFBS ██% $4.51B 14.1x 2.3x
SFDL ██% $126M 9.2x 0.6x
SLBK ██% $163M 9.0x 1.4x
SPFI ██% $822M 12.6x 1.3x
SRCE ██% $2.07B 12.1x 1.6x
SSB ██% $10.07B 10.6x 1.1x
STBA ██% $1.76B 12.5x 1.3x
STLE ██% N/A x x
STT ██% $50.24B 14.5x 1.8x
SYBT ██% $2.46B 16.4x 2.0x
TCBI ██% $4.14B 11.4x 1.1x
TCBK ██% $1.71B 12.6x 1.3x
TFIN ██% $1.52B 39.3x 1.6x
THFF ██% $914M 10.8x 1.4x
TMP ██% $1.40B 8.0x 1.5x
TRST ██% $977M 15.0x 1.5x
TYFG ██% $192M 10.3x 1.2x
UBCP ██% $88M 11.0x 1.2x
UBSI ██% $6.45B 12.5x 1.2x
UCB ██% $4.20B 11.1x 1.1x
UNB ██% $117M 9.6x 1.3x
UNTY ██% $595M 10.2x 1.6x
USCB ██% $424M 14.7x 2.0x
UVSP ██% $1.18B 12.0x 1.2x
UWHR ██% $103M 8.2x 1.5x
WAL ██% $8.49B 8.6x 1.1x
WASH ██% $748M 13.5x 1.4x
WTBA ██% $502M 13.1x 1.8x
WTFC ██% $10.00B 11.1x 1.3x
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Frequently Asked Questions - First Business Financial Services, Inc. Stock Forecast

How accurate are First Business Financial Services, Inc. stock predictions?

Our AI model shows a 8500% Spearman correlation coefficient for FBIZ predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence First Business Financial Services, Inc. stock price forecasts?

Our analysis considers First Business Financial Services, Inc.'s financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is First Business Financial Services, Inc. a good investment in 2026?

Based on our AI analysis, First Business Financial Services, Inc. shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are First Business Financial Services, Inc. forecasts updated?

First Business Financial Services, Inc. stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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