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Model output · Signal date 2026-11-04

Hilltop Holdings Inc. (HTH) Stock Forecast Nov. 4, 2026

Analysis updated on Nov. 4, 2026 (UTC) · Alpha · vs marketSwitch to Total · NYSE

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Rating · 90D Unlock rating and forecasts
90-day forecast Sign up free to reveal
30-day forecast Alpha
Rank in coverage of 4891 stocks scored
Rank correlation · 90D 7.0% Spearman, 358 dates
Market Cap $2.11B mid-cap · #52 of 60 peers
Summary

Hilltop Holdings Inc. (HTH) stock forecast summary

Our AI scores Hilltop Holdings Inc. every trading day against every stock it covers. Create a free account and follow it to see its rating and price target.

Hilltop Holdings Inc. is a mid-cap company with a market capitalization of $2.11B. It ranks number 52 by market capitalization among the 60 State Commercial Banks issuers in our coverage with a current forecast.

For HTH, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 7.0%, measured on 358 forecast dates between 2022-08-17 and 2026-08-06 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 17.0%, measured on 400 forecast dates between 2022-08-17 and 2026-10-05. Across our coverage, the out-of-sample test on 4629 stocks from 2025-01-06 to 2026-08-04 produced a positive net return in 92.9% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report

Expected return relative to the market over the horizon: a positive alpha means the model expects the stock to beat the market, whatever the market does. Ratings: strong buy ≥ +1.9%, buy ≥ +0.2%, sell < -0.9%, strong sell < -1.2% (top 15%, next 20%, middle 30%, next 20%, bottom 15% of the 2026-10-30 signals)

A free account shows the exact forecast, rating and rank of 3 tickers you follow, HTH included.

Price

HTH price chart and AI forecast

HTH
Cross-section · 2026-10-30

How HTH ranks among 4891 stocks

90D Alpha forecasts of every company scored, cut into five relative ratings at the 15th, 35th, 65th and 85th percentiles (dashed lines).

Fundamentals · 2026-09-30

Hilltop Holdings Inc. (HTH) fundamentals

Trailing twelve months. The industry median and the rank (1 = highest) are taken over the State Commercial Banks peers listed below that report each metric.

Valuation & Market

MetricHTHIndustry medianRank
Market Cap $2.11B $4.37B 52/60
P/E Ratio 15.49x 12.57x 10/58
P/B Ratio 1.01x 1.31x 53/57
Dividend Yield 2.23% 2.55% 35/51
EPS $2.40 – –
Book Value/Share $36.99 – –
Revenue/Share $21.78 – –
FCF/Share $1.93 – –

Profitability & Margins

MetricHTHIndustry medianRank
ROE 6.7% 10.5% 51/53
ROA 0.9% 1.2% 46/49
Net Margin 11.4% 31.5% 52/54
EBT Margin 15.3% 40.6% 56/57
Tax Rate 22.6% – –

Financial Health

MetricHTHIndustry medianRank
D/E Ratio 6.71x 7.28x 38/59
Financial Leverage 7.72x 8.18x 34/53

Cash Flow

MetricHTHIndustry medianRank
Operating Cash Flow $140M $407M 53/58
Free Cash Flow $110M $325M 42/45
Capital Spending -$30M -$19M 32/45
OCF Growth YoY -16.1% 21.6% 48/53
FCF Growth YoY -32.7% 27.4% 41/41
FCF/Sales 8.9% 36.7% 41/44
CapEx/Sales 2.5% 2.1% 17/44

Operational Efficiency

MetricHTHIndustry medianRank
Asset Turnover 0.08x 0.04x 1/51
Fixed Assets Turnover 9.8x 5.5x 11/55

Income Statement

MetricHTHIndustry medianRank
Total Revenue $1.24B $1.10B 24/57
Net Income $141M $348M 50/54

Dividend & Shareholder Information

MetricHTHIndustry medianRank
Dividends Per Share $0.83 – –
Payout Ratio 34.6% 33.2% 20/51
Shares Outstanding 57M – –
Net Income Growth -11.7% 21.2% 53/53
EPS Growth -7.3% 17.2% 52/56

Balance Sheet Highlights (USD millions)

Cash & Short-term Investments$1.22B7.6% of assets
Total Liabilities$14.09B87.1% of assets
Quarterly Financial Reports

HTH quarterly financials and insider trading

Industry Peers · State Commercial Banks

Hilltop Holdings Inc. (HTH) industry peers

Companies classified under the same SEC industry code as Hilltop Holdings Inc. (State Commercial Banks): 60 common-stock issuers with a forecast this week, one row per issuer, largest first. This is a classification match, not a curated list of competitors.

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Company 90-Day AI Forecast (Alpha) Market Cap P/E Ratio P/B Ratio
HTH Hilltop Holdings Inc. $2.11B 15.5x 1.0x
BNS Bank Of Nova Scotia $115.79B 12.2x –
DB Deutsche Bank Aktiengesellschaft $64.75B 9.6x –
FITB Fifth Third Bancorp $48.91B 15.5x 1.5x
STT State Street Corp $46.51B 13.8x 1.6x
MTB M&T Bank Corp $32.07B 11.8x 1.2x
NTRS Northern Trust Corp $31.22B 13.4x 2.3x
BBD Bank Bradesco $27.87B – –
CFG Citizens Financial Group Inc/Ri $26.98B 11.2x 1.1x
FCNCA First Citizens Bancshares Inc /De/ $26.57B 12.6x 1.2x
EWBC East West Bancorp Inc $17.92B 12.6x 1.9x
ALLY Ally Financial Inc. $11.54B 8.2x 0.8x
WTFC Wintrust Financial Corp $10.28B 12.2x 1.4x
SSB Southstate Bank Corp $10.20B 10.2x 1.1x
BPOP Popular, Inc. $10.00B 10.6x 1.6x
PB Prosperity Bancshares Inc $8.88B 12.8x 1.1x
CBC Central Bancompany, Inc. $8.83B – 2.3x
COLB Columbia Banking System, Inc. $8.72B 13.4x 1.2x
WAL Western Alliance Bancorporation $8.58B 8.7x 1.1x
CBSH Commerce Bancshares Inc /Mo/ $7.98B 13.9x 3.2x
UBSI United Bankshares Inc/Wv $6.57B 14.3x 1.2x
GBCI Glacier Bancorp, Inc. $6.37B 16.5x 1.5x
HOMB Home Bancshares Inc $6.03B 12.6x 1.3x
HWC Hancock Whitney Corp $5.83B 16.1x 1.3x
ASB Associated Banc-Corp $5.74B 11.1x 1.1x
AUB Atlantic Union Bankshares Corp $5.61B 13.0x 1.1x
ABCB Ameris Bancorp $5.57B 15.0x 1.4x
UCB United Community Banks Inc $4.54B 12.8x 1.2x
FFIN First Financial Bankshares Inc $4.45B 17.2x 4.2x
SFBS Servisfirst Bancshares, Inc. $4.43B 6.9x 2.2x
TCBI Texas Capital Bancshares Inc/Tx $4.42B 12.0x 1.2x
CATY Cathay General Bancorp $4.33B 10.6x 1.4x
IBOC International Bancshares Corp $4.16B 10.1x 1.2x
CVBF Cvb Financial Corp $4.04B 15.9x 1.3x
FBP First Bancorp /Pr/ $4.01B 11.6x 2.0x
INDB Independent Bank Corp $3.92B 15.0x 1.1x
RNST Renasant Corp $3.71B 13.5x 1.0x
FIBK First Interstate Bancsystem Inc $3.59B 12.2x 1.1x
SBCF Seacoast Banking Corp Of Florida $3.29B 21.0x 1.2x
MCHB Mechanics Bancorp $3.27B 8.4x 8.1x
FHB First Hawaiian, Inc. $3.09B 11.8x 1.1x
CUBI Customers Bancorp, Inc. $2.89B 10.0x 1.3x
BOH Bank Of Hawaii Corp $2.75B 10.6x 1.5x
FBK Fb Financial Corp $2.74B 10.1x 1.4x
FBNC First Bancorp /Nc/ $2.65B 13.2x 1.6x
SYBT Stock Yards Bancorp, Inc. $2.44B 15.7x 2.0x
BANR Banner Corp $2.40B 12.0x 3.6x
MBIN Merchants Bancorp $2.38B 8.8x 1.0x
BUSE First Busey Corp /Nv/ $2.38B 17.6x 1.0x
EFSC Enterprise Financial Services Corp $2.24B 12.6x 1.2x
OFG Ofg Bancorp $2.15B 10.0x 1.5x
SRCE 1st Source Corp $2.15B 12.3x 1.6x
GABC German American Bancorp, Inc. $1.86B 15.3x 1.5x
STBA S&T Bancorp Inc $1.83B 14.1x 1.3x
RBCAA Republic Bancorp Inc /Ky/ $1.81B 14.3x 1.6x
BY Byline Bancorp, Inc. $1.74B 12.3x 1.3x
TCBK Trico Bancshares / $1.71B 10.8x 1.3x
QCRH Qcr Holdings Inc $1.69B 12.3x 1.5x
OBK Origin Bancorp, Inc. $1.67B 17.9x 2.6x
CNOB Connectone Bancorp, Inc. $1.63B 14.5x 1.0x

Where HTH sits on the market map

Finance · State Commercial Banks
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News

Hilltop Holdings Inc. (HTH) stock news

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FAQ

Hilltop Holdings Inc. (HTH) stock forecast FAQ

What is the Hilltop Holdings Inc. (HTH) stock forecast?

Our AI scores Hilltop Holdings Inc. every trading day against every stock it covers. Create a free account and follow it to see its rating and price target.

How accurate are Hilltop Holdings Inc. stock predictions?

For HTH, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 7.0%, measured on 358 forecast dates between 2022-08-17 and 2026-08-06 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 17.0%, measured on 400 forecast dates between 2022-08-17 and 2026-10-05. Across our coverage, the out-of-sample test on 4629 stocks from 2025-01-06 to 2026-08-04 produced a positive net return in 92.9% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report

How often are Hilltop Holdings Inc. forecasts updated?

Hilltop Holdings Inc. forecasts are refreshed on trading days as the daily model run completes. The forecast on this page was produced on Nov. 4, 2026.

Which companies are Hilltop Holdings Inc.'s industry peers?

60 issuers in our coverage, HTH included, share the SEC industry code State Commercial Banks. The largest are: Bank Of Nova Scotia (BNS), Deutsche Bank Aktiengesellschaft (DB), Fifth Third Bancorp (FITB), State Street Corp (STT), M&T Bank Corp (MTB), Northern Trust Corp (NTRS).

This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.