Analysis updated on Oct. 14, 2026 (UTC) · Total · absolute moveSwitch to Alpha · NYSE
On Oct. 14, 2026, PAY is rated Neutral: its 90-day Total forecast sits in the middle 30% of the 4009 stocks scored that day.
Paymentus Holdings, Inc. is a mid-cap company with a market capitalization of $4.01B. It ranks number 36 by market capitalization among the 60 Services-Business Services, NEC issuers in our coverage with a current forecast. Its D/E Ratio of 0.18x is the lowest of the 47 peers that report one.
A per-ticker accuracy statistic for PAY is published only once its sample size is known. Across our coverage, the out-of-sample test on 4537 stocks from 2025-01-06 to 2026-06-09 produced a positive net return in 73.7% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
Expected absolute price move over the horizon, market included. This is the number a price target is built from. Ratings: strong buy ≥ +4.5%, buy ≥ +3.4%, sell < +2.1%, strong sell < +0.8% (top 15%, next 20%, middle 30%, next 20%, bottom 15% of the 2026-10-14 signals)
A free account shows the exact forecast, rating and rank of 3 tickers you follow, PAY included.
Follow PAY free90D Total forecasts of every company scored, cut into five relative ratings at the 15th, 35th, 65th and 85th percentiles (dashed lines).
Trailing twelve months. The industry median and the rank (1 = highest) are taken over the Services-Business Services, NEC peers listed below that report each metric.
| Metric | PAY | Rank |
|---|---|---|
| Market Cap | $4.01B | 36/60 |
| P/E Ratio | 47.30x | 6/34 |
| P/B Ratio | 6.54x | 16/47 |
| EPS | $0.61 | – |
| Book Value/Share | $4.87 | – |
| Revenue/Share | $10.80 | – |
| FCF/Share | $1.26 | – |
| Metric | PAY | Rank |
|---|---|---|
| ROE | 13.8% | 22/39 |
| ROA | 11.7% | 13/45 |
| ROIC | 16.5% | 20/50 |
| Gross Margin | 24.9% | 34/41 |
| Operating Margin | 7.6% | 30/51 |
| Net Margin | 6.2% | 26/45 |
| EBT Margin | 8.4% | 28/53 |
| Tax Rate | 25.5% | – |
| Metric | PAY | Rank |
|---|---|---|
| Current Ratio | 4.89x | 2/54 |
| D/E Ratio | 0.18x | 47/47 |
| Financial Leverage | 1.18x | 47/47 |
| Working Capital | $393M | 22/54 |
| Metric | PAY | Rank |
|---|---|---|
| Operating Cash Flow | $160M | 34/53 |
| Free Cash Flow | $159M | 31/46 |
| Capital Spending | -$380K | 1/46 |
| OCF Growth YoY | 36.8% | 12/45 |
| FCF Growth YoY | 36.9% | 10/40 |
| FCF/Sales | 11.7% | 30/46 |
| CapEx/Sales | 0.0% | 46/46 |
| Metric | PAY | Rank |
|---|---|---|
| Asset Turnover | 1.88x | 5/48 |
| Fixed Assets Turnover | 586.6x | 1/44 |
| Payables Period | 25 days | 14/35 |
| Metric | PAY | Rank |
|---|---|---|
| Total Revenue | $1.36B | 33/48 |
| Operating Income | $103M | 29/51 |
| Net Income | $84M | 25/45 |
| R&D Expense | $63M | 20/25 |
| SG&A Expense | $224M | 35/42 |
| Cost of Goods Sold | $1.02B | 24/41 |
| Metric | PAY | Rank |
|---|---|---|
| Shares Outstanding | 126M | – |
| Total Current Assets | $494M | 68.2% of assets |
| Cash & Short-term Investments | $378M | 52.1% of assets |
| Total Liabilities | $112M | 15.4% of assets |
| Short-term Debt | $31M | 4.2% of assets |
Companies classified under the same SEC industry code as Paymentus Holdings, Inc. (Services-Business Services, NEC): 60 common-stock issuers with a forecast this week, one row per issuer, largest first. This is a classification match, not a curated list of competitors.
Reveal all forecasts · See exact % predictions for all competitors
Sign up free| Company | 90-Day AI Forecast (Total) | Market Cap |
|---|---|---|
| PAY Paymentus Holdings, Inc. | ▶ | $4.01B |
| MA Mastercard Inc | ▼ | $529.81B |
| PDD Pdd Holdings Inc. | ▶ | $466.65B |
| UBER Uber Technologies, Inc | ▲ | $145.68B |
| ACN Accenture Plc | ▼ | $142.62B |
| MELI Mercadolibre Inc | ▲ | $95.11B |
| DASH Doordash, Inc. | ▲ | $83.67B |
| RELX Relx Plc | ▼ | $66.76B |
| EBAY Ebay Inc | ▼ | $51.80B |
| PYPL Paypal Holdings, Inc. | ▼ | $49.55B |
| MSCI Msci Inc. | ▶ | $40.77B |
| CPAY Corpay, Inc. | ▼ | $26.20B |
| FISV Fiserv Inc | ▼ | $24.81B |
| GPN Global Payments Inc | ▶ | $21.67B |
| BR Broadridge Financial Solutions, Inc. | ▼ | $19.21B |
| KSPI Joint Stock Co Kaspi.Kz | ▲ | $18.28B |
| FIS Fidelity National Information Services, Inc. | ▼ | $18.15B |
| RBA Rb Global Inc. | ▼ | $16.34B |
| FICO Fair Isaac Corp | ▶ | $15.62B |
| AKAM Akamai Technologies Inc | ▶ | $14.36B |
| WSE Wise Group Plc | ▶ | $12.46B |
| CSGP Costar Group, Inc. | ▶ | $12.16B |
| CART Maplebear Inc. | ▲ | $11.49B |
| HQY Healthequity, Inc. | ▶ | $7.46B |
| ETSY Etsy Inc | ▲ | $7.28B |
| ANDG Andersen Group Inc. | ▶ | $6.56B |
| Z Zillow Group, Inc. | ▲ | $6.29B |
| LYFT Lyft, Inc. | ▲ | $6.20B |
| XMTR Xometry, Inc. | ▲ | $6.19B |
| WEX Wex Inc. | ▼ | $5.95B |
| EXLS Exlservice Holdings, Inc. | ▶ | $5.68B |
| RELY Remitly Global, Inc. | ▲ | $5.03B |
| QH Quhuo Ltd | ▲ | $4.88B |
| AMTM Amentum Holdings, Inc. | ▶ | $4.53B |
| DLO Dlocal Ltd | ▲ | $4.43B |
| SEZL Sezzle Inc. | ▲ | $4.38B |
| FOUR Shift4 Payments, Inc. | ▲ | $3.15B |
| TNET Trinet Group, Inc. | ▼ | $3.06B |
| MMS Maximus, Inc. | ▼ | $3.04B |
| CBZ Cbiz, Inc. | ▼ | $2.97B |
| PAYO Payoneer Global Inc. | ▼ | $2.42B |
| TIC Tic Solutions, Inc. | ▲ | $1.99B |
| ACVA Acv Auctions Inc. | ▲ | $1.78B |
| CNXC Concentrix Corp | ▲ | $1.65B |
| LQDT Liquidity Services Inc | ▶ | $1.38B |
| RSKD Riskified Ltd. | ▲ | $1.33B |
| RDWR Radware Ltd | ▲ | $1.27B |
| QNST Quinstreet, Inc | ▲ | $900M |
| PAYS Paysign, Inc. | ▲ | $874M |
| TC Token Cat Ltd | ▼ | $737M |
| CASS Cass Information Systems Inc | ▶ | $688M |
| PHR Phreesia, Inc. | ▶ | $667M |
| TDTH Trident Digital Tech Holdings Ltd | ▼ | $663M |
| PRTH Priority Technology Holdings, Inc. | ▲ | $644M |
| MAX Mediaalpha, Inc. | ▲ | $641M |
| CTEV Claritev Corp | ▲ | $402M |
| ADV Advantage Solutions Inc. | ▲ | $398M |
| RMNI Rimini Street, Inc. | ▲ | $382M |
| RPAY Repay Holdings Corp | ▲ | $355M |
| IMXI International Money Express, Inc. | ▶ | $328M |
Okay. Good morning, everybody. My name is Madison Suhr. I'm the payments and fintech analyst here at Raymond James. I'm happy to be joined by Paymentus Founder and CEO, Dushyant Sharma; and CFO, ...
Based on the one-year price targets offered by 8 analysts, the average target price for Paymentus Holdings Inc (NYSE:PAY) is $39.28 with a high estimate of $41.00 and a low estimate of $37.00. The ...
Good day, and welcome to the First Quarter 2026 Paymentus Earnings Conference Call. [Operator Instructions] Please be advised that today's conference is being recorded. I would now like to hand the ...
On Oct. 14, 2026, PAY is rated Neutral: its 90-day Total forecast sits in the middle 30% of the 4009 stocks scored that day.
A per-ticker accuracy statistic for PAY is published only once its sample size is known. Across our coverage, the out-of-sample test on 4537 stocks from 2025-01-06 to 2026-06-09 produced a positive net return in 73.7% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
Paymentus Holdings, Inc. forecasts are refreshed on trading days as the daily model run completes. The forecast on this page was produced on Oct. 14, 2026.
60 issuers in our coverage, PAY included, share the SEC industry code Services-Business Services, NEC. The largest are: Mastercard Inc (MA), Pdd Holdings Inc. (PDD), Uber Technologies, Inc (UBER), Accenture Plc (ACN), Mercadolibre Inc (MELI), Doordash, Inc. (DASH).
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.
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