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Model output · Signal date 2026-10-14

Texas Capital Bancshares Inc/Tx (TCBIO) Stock Forecast Oct. 14, 2026

Analysis updated on Oct. 14, 2026 (UTC) · Alpha · vs marketSwitch to Total · Nasdaq

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Rating · 90D ▲ Bullish Exact rating locked
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30-day forecast Alpha
Rank in coverage Top 35% of 4004 stocks scored
Rank correlation · 90D n/a No per-ticker sample yet
Market Cap $788M small-cap · #60 of 60 peers
Summary

Texas Capital Bancshares Inc/Tx (TCBIO) stock forecast summary

Our AI ranks Texas Capital Bancshares Inc/Tx outside the neutral middle of its coverage (a directional signal). Create a free account and follow it to see the exact price target.

Texas Capital Bancshares Inc/Tx is a small-cap company with a market capitalization of $788M. It ranks number 60 by market capitalization among the 60 State Commercial Banks issuers in our coverage with a current forecast. Its P/B Ratio of 0.22x is the lowest of the 58 peers that report one. Its P/E Ratio of 2.16x is the lowest of the 51 peers that report one.

A per-ticker accuracy statistic for TCBIO is published only once its sample size is known. Across our coverage, the out-of-sample test on 4537 stocks from 2025-01-06 to 2026-06-09 produced a positive net return in 73.7% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report

Expected return relative to the market over the horizon: a positive alpha means the model expects the stock to beat the market, whatever the market does. Ratings: strong buy ≥ +1.2%, buy ≥ +0.5%, sell < -0.6%, strong sell < -1.8% (top 15%, next 20%, middle 30%, next 20%, bottom 15% of the 2026-10-14 signals)

A free account shows the exact forecast, rating and rank of 3 tickers you follow, TCBIO included.

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Price

TCBIO price chart and AI forecast

TCBIO
Cross-section · 2026-10-14

How TCBIO ranks among 4004 stocks

90D Alpha forecasts of every company scored, cut into five relative ratings at the 15th, 35th, 65th and 85th percentiles (dashed lines).

Fundamentals

Texas Capital Bancshares Inc/Tx (TCBIO) fundamentals

Trailing twelve months. The industry median and the rank (1 = highest) are taken over the State Commercial Banks peers listed below that report each metric.

Valuation & Market

MetricTCBIOIndustry medianRank
Market Cap $788M $3.87B 60/60
P/E Ratio 2.16x 11.40x 51/51
P/B Ratio 0.22x 1.25x 58/58
EPS $8.60 – –
Book Value/Share $83.90 – –
Revenue/Share $29.22 – –
FCF/Share $10.85 – –

Profitability & Margins

MetricTCBIOIndustry medianRank
ROE 10.0% 10.4% 33/53
ROA 1.1% 1.2% 39/53
Net Margin 28.7% 31.5% 37/53
EBT Margin 37.5% 40.2% 38/57
Tax Rate 23.5% – –

Financial Health

MetricTCBIOIndustry medianRank
D/E Ratio 8.30x 7.23x 15/58
Financial Leverage 9.30x 8.23x 15/58

Cash Flow

MetricTCBIOIndustry medianRank
Operating Cash Flow $488M $428M 23/58
Free Cash Flow $472M $343M 14/44
Capital Spending -$16M -$19M 17/44
OCF Growth YoY 17.5% 18.4% 30/55
FCF Growth YoY 22.7% 19.8% 19/41
FCF/Sales 37.1% 35.4% 18/43
CapEx/Sales 1.3% 2.1% 34/43

Operational Efficiency

MetricTCBIOIndustry medianRank
Asset Turnover 0.04x 0.04x 13/56
Fixed Assets Turnover 13.8x 5.2x 5/55

Income Statement

MetricTCBIOIndustry medianRank
Total Revenue $1.27B $1.00B 20/56
Net Income $364M $314M 24/53

Dividend & Shareholder Information

MetricTCBIOIndustry medianRank
Shares Outstanding 43M – –

Balance Sheet Highlights (USD millions)

Cash & Short-term Investments$3.70B10.9% of assets
Total Liabilities$30.27B89.4% of assets
Quarterly Financial Reports

TCBIO quarterly financials and insider trading

Industry Peers · State Commercial Banks

Texas Capital Bancshares Inc/Tx (TCBIO) industry peers

Companies classified under the same SEC industry code as Texas Capital Bancshares Inc/Tx (State Commercial Banks): 60 common-stock issuers with a forecast this week, one row per issuer, largest first. This is a classification match, not a curated list of competitors.

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Company 90-Day AI Forecast (Alpha) Market Cap P/E Ratio P/B Ratio
TCBIO Texas Capital Bancshares Inc/Tx ▲ $788M 2.2x 0.2x
BNS Bank Of Nova Scotia ▶ $111.38B – –
DB Deutsche Bank Aktiengesellschaft ▼ $63.44B – –
STT State Street Corp ▶ $47.83B 13.8x 1.7x
FITB Fifth Third Bancorp ▶ $45.54B – 1.3x
MTB M&T Bank Corp ▶ $31.47B 10.4x 1.1x
NTRS Northern Trust Corp ▲ $30.64B – 2.3x
CFG Citizens Financial Group Inc/Ri ▶ $26.66B 12.5x 1.0x
FCNCA First Citizens Bancshares Inc /De/ ▲ $23.43B 10.0x 1.1x
EWBC East West Bancorp Inc ▶ $17.13B 11.9x 1.9x
ALLY Ally Financial Inc. ▶ $11.44B – 0.7x
BPOP Popular, Inc. ▼ $9.94B 10.3x 1.5x
SSB Southstate Bank Corp ▼ $9.68B 10.2x 1.1x
WTFC Wintrust Financial Corp ▶ $9.63B 10.7x 1.3x
WAL Western Alliance Bancorporation ▶ $8.04B 8.2x 1.0x
COLB Columbia Banking System, Inc. ▶ $7.99B 11.2x 1.1x
PB Prosperity Bancshares Inc ▶ $7.97B 14.2x 1.0x
CBSH Commerce Bancshares Inc /Mo/ ▶ $7.79B 13.3x 3.2x
UBSI United Bankshares Inc/Wv ▲ $6.22B 12.1x 1.1x
HWC Hancock Whitney Corp ▶ $5.78B 13.5x 1.3x
HOMB Home Bancshares Inc ▶ $5.67B 11.8x 1.3x
GBCI Glacier Bancorp, Inc. ▶ $5.60B 18.0x 1.3x
ASB Associated Banc-Corp ▶ $5.39B 10.7x 1.0x
AUB Atlantic Union Bankshares Corp ▶ $5.36B 11.0x 1.0x
ABCB Ameris Bancorp ▼ $5.30B 14.1x 1.3x
FFIN First Financial Bankshares Inc ▲ $4.42B 16.4x 4.2x
SFBS Servisfirst Bancshares, Inc. ▶ $4.22B – 2.1x
IBOC International Bancshares Corp ▶ $4.19B 10.1x 1.2x
FBP First Bancorp /Pr/ ▲ $4.08B 10.9x 2.1x
UCB United Community Banks Inc ▲ $4.02B 10.7x 1.1x
CATY Cathay General Bancorp ▲ $3.96B 11.4x 1.3x
CVBF Cvb Financial Corp ▲ $3.78B 18.3x 1.2x
INDB Independent Bank Corp ▶ $3.64B 13.4x 1.0x
RNST Renasant Corp ▶ $3.58B 11.4x 0.9x
FIBK First Interstate Bancsystem Inc ▶ $3.31B 10.2x 1.0x
SBCF Seacoast Banking Corp Of Florida ▶ $3.06B 18.9x 1.1x
FHB First Hawaiian, Inc. ▶ $2.98B 10.5x 1.1x
BOH Bank Of Hawaii Corp ▼ $2.61B 11.1x 1.4x
FBK Fb Financial Corp ▶ $2.53B 12.9x 1.3x
CUBI Customers Bancorp, Inc. ▶ $2.52B 8.7x 1.1x
FBNC First Bancorp /Nc/ ▲ $2.48B – 1.4x
BUSE First Busey Corp /Nv/ ▲ $2.41B – 1.0x
SYBT Stock Yards Bancorp, Inc. ▶ $2.35B 15.7x 1.9x
BANR Banner Corp ▶ $2.26B 10.9x 3.4x
MBIN Merchants Bancorp ▲ $2.24B 8.4x 0.9x
OFG Ofg Bancorp ▲ $2.15B 9.8x 1.5x
EFSC Enterprise Financial Services Corp ▶ $2.14B 11.3x 1.1x
HTH Hilltop Holdings Inc. ▶ $2.09B 13.0x 1.0x
SRCE 1st Source Corp ▶ $2.02B 11.8x 1.5x
GABC German American Bancorp, Inc. ▲ $1.83B 12.9x 1.5x
RBCAA Republic Bancorp Inc /Ky/ ▲ $1.79B 14.0x 1.6x
STBA S&T Bancorp Inc ▶ $1.70B 12.1x 1.2x
BY Byline Bancorp, Inc. ▲ $1.66B 11.1x 1.3x
TCBK Trico Bancshares / ▲ $1.63B 12.1x 1.2x
CNOB Connectone Bancorp, Inc. ▲ $1.63B 10.2x 1.0x
LOB Live Oak Bancshares, Inc. ▲ $1.61B – 1.2x
QCRH Qcr Holdings Inc ▲ $1.60B 11.3x 1.4x
OBK Origin Bancorp, Inc. ▶ $1.60B 16.1x 2.5x
TFIN Triumph Financial, Inc. ▶ $1.49B 38.6x 1.6x
LKFN Lakeland Financial Corp ▲ $1.41B 12.7x 1.8x

Where TCBIO sits on the market map

Finance · State Commercial Banks
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News

Texas Capital Bancshares Inc/Tx (TCBIO) stock news

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FAQ

Texas Capital Bancshares Inc/Tx (TCBIO) stock forecast FAQ

What is the Texas Capital Bancshares Inc/Tx (TCBIO) stock forecast?

Our AI ranks Texas Capital Bancshares Inc/Tx outside the neutral middle of its coverage (a directional signal). Create a free account and follow it to see the exact price target.

How accurate are Texas Capital Bancshares Inc/Tx stock predictions?

A per-ticker accuracy statistic for TCBIO is published only once its sample size is known. Across our coverage, the out-of-sample test on 4537 stocks from 2025-01-06 to 2026-06-09 produced a positive net return in 73.7% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report

How often are Texas Capital Bancshares Inc/Tx forecasts updated?

Texas Capital Bancshares Inc/Tx forecasts are refreshed on trading days as the daily model run completes. The forecast on this page was produced on Oct. 14, 2026.

Which companies are Texas Capital Bancshares Inc/Tx's industry peers?

60 issuers in our coverage, TCBIO included, share the SEC industry code State Commercial Banks. The largest are: Bank Of Nova Scotia (BNS), Deutsche Bank Aktiengesellschaft (DB), State Street Corp (STT), Fifth Third Bancorp (FITB), M&T Bank Corp (MTB), Northern Trust Corp (NTRS).

This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.